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June 10, 2025 41 mins

Ready to break free from the pressure of needing to have it all figured out? In this episode we chat with Britt Williams Baker, co-founder of Dow Janes - one of the fastest growing companies in the United States teaching financial literacy and strategies to build wealth. Britt went from scooping ice cream to becoming a self made millionaire in her 30s. She shares strategies, mindset shifts, and habits that enabled her to achieve financial freedom at a young age. From working in consulting, to attending Harvard to biking around New Zealand, Britt used her 20s for exploration. In this convo we dive into the benefits of living in the present and letting go of the need for perfection. So, if you're tired of feeling stuck and ready to start having the time of your life in your 20s, tune in!


In this episode:

00:00 - Intro

01:00 - Down Janes origin

02:00 - How we got Dow Janes

01:55 - Three words to describe your 20s

02:13 - 03:02 What were you doing in your 20s?

03:06 - 04:06 Did you always know what you wanted to do?

04:15 - 04:45 Biggest belief shift in your 20s

04:45 - 05:54 Pivot moments + Harvard Business School

06:33 - 07:17 Feeling lost in your 20s advice

07:17 - 07:30 The 20s are for exploring

08:05 - 09:20 Learning compound interest at 7 + first financial mistakes

09:24 - 09:51 Not knowing how to use a credit card

09:51 - 10:30 Finance advice for your 20s

12:15 - Scooping ice cream a year before Dow Janes

14:40 - 15:45 Becoming a self-made millionaire in your 20s

15:50 - 17:10 Rock bottom moments and navigating them

21:10 - 21:50 Feeling like you have no skills in your 20s

22:40 - 23:35 Measuring success in your 20s

23:35 - 25:55 Figuring yourself out with The Artist’s Way

25:58 - 27:06 #1 financial tip: align spending with your values

31:15 - 33:10 Transforming in your 20s

33:10 - 34:05 Saturn return + “claiming what you want”

37:25 - 39:15 Dating in your 20s


For more on taking control of your finances, check out Dow Janes: https://www.dowjanes.com/

Follow Dow Janes on Instagram: https://www.instagram.com/dow.janes/?hl=en


Follow Madison, Ava, and Elle:

Instagram/TikTok @20somethingplaybook

Listen to “The 20 Something Playbook”:

Apple Podcasts: https://podcasts.apple.com/ca/podcast/the-20-something-playbook/id1801522743

Watch "The 20 Something Playbook": https://www.youtube.com/@20SomethingPlaybook

20 Something Playbook Episodes Volume 1: https://youtube.com/playlist?list=PL1Rs9oUYUlEcNigeakfAcHDyKl2mSlAJ6&si=az6nbfw7JV2UMTzr

Behind The Scenes | Filming the Podcast in California: https://youtu.be/pq1GV7UpTyI?si=IIUrFAIvGA98j6qy


To advertise on this podcast please email: macgregormadison@gmail.com


Music from #Uppbeat (free for Creators!): https://uppbeat.io/track/doug-organ/theme-from-a-lift?rt=uc-referral License code: BPZMSBJOKUAS89NB


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