The 3 Minute Millionaire

The 3 Minute Millionaire

From IBM employee to multi-millionaire trader, Markus Heitkoetter shares the systematic strategies that built his wealth empire. In 3 minutes or less per episode, discover the proven methods that helped him escape the corporate rat race and achieve financial freedom through smart investing. No fluff, no hype - just actionable insights from someone who's actually done it. Perfect for busy professionals ready to build wealth systematically, consistently, and on their own terms.

Episodes

August 1, 2025 3 mins

$41,379 lost in 3 hours while chasing the 'next big play.' The difference between gambling with your future and building systematic wealth. Link mentioned in this podcast: https://www.youtube.com/watch?v=ab1V43DxfgI&list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP"

Mark as Played

Bloomberg bombshell: People making $150K+ defaulting at record rates. Google engineers missing car payments. Why high salaries don't equal security. Playlist mentioned in this podcast: https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E

Mark as Played

Bitcoin $120K has everyone asking "Am I too late?" Why the biggest winners aren't buying crypto at peaks—they're building systematic wealth. Link mentioned in this podcast: https://www.youtube.com/watch?v=ab1V43DxfgI&list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP

Mark as Played

Airplane conversation with Microsoft engineer: "Real estate is safer than stocks." The safety myth exposed. Link mentioned in this podcast: https://www.youtube.com/watch?v=-wtd-Qs3H98&list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E

Mark as Played

Americans need $2.3M to feel wealthy but average net worth is $124K. The wealth gap is widening—here's how to bridge it systematically. Link mentioned in this podcast: https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E


Mark as Played

Wall Street Journal: 25% of families earning $200K-$300K feel broke. A couple making $350K can't afford college tuition. Link mentioned in this podcast: https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E


Mark as Played

"I can afford it" was costing me $21,600 per year. How small daily leaks silently steal freedom from high earners. Link mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E

Mark as Played

Harry Potter's Lucius Malfoy makes $40k per episode but spent everything he earned. How the "Success Paradox" keeps high earners trapped. Link mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E

Mark as Played

$50,000 private school tuition but zero financial education? Meanwhile, public schools now require it. The irony that's creating a $100k wealth gap. Link mentioned in this podcast: https://www.youtube.com/watch?v=VEtF0jGkqUg&list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E

Mark as Played

Standing at Gullfoss Falls in Iceland, I realized: waterfalls aren't formed overnight. Neither is wealth. The power of consistent drops.


Mark as Played

When I stopped worshipping money and started using it as a tool, I actually made more of it. The mindset shift that changes everything.


Mark as Played

Stop pinching pennies. Start focusing on the ONE variable that creates 4X more wealth than saving money ever could.


Mark as Played

Every market crash in 100 years has recovered. ALL of them. Here's my Triple Strike Strategy for turning crashes into wealth-building opportunities. Video mentioned in this podcast: https://www.youtube.com/watch?v=9Efkv2JhQqg&list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E

Mark as Played

Want to take control of your finances today? Here's a 10-minute exercise that changes everything: the 50/30/20 rule that can make you a millionaire. Video mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E

Mark as Played

The Sagrada Família has been under construction for 140 years but it's already incredibly strong. Why? It was built to last. So should your wealth.

Mark as Played
July 23, 2025 2 mins

I accidentally bought 1,000 shares instead of 100 on my first trade and lost $500. Why being bad at something is the price of becoming great.


Mark as Played

Standing on a cliff in Iceland, I realized I'd been climbing a ladder against the wrong wall. The goal isn't just getting rich—it's freedom.


Mark as Played

I owned 96 apartment units with 96 toilets and unlimited headaches. Then a drunk driver crashed into a tenant's living room. Why I sold everything and switched to stocks. Video mentioned in this podcast: https://www.youtube.com/watch?v=-wtd-Qs3H98&list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E



Mark as Played

Every fortress is built on one thing — solid foundations.

Your financial life should be no different.

Mark as Played

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