The 80 Percent

Welcome to Episode 228 of The 80 Percent.

How many credit cards should you have? Is it better to stick with just one, have a few for rewards, or not own any at all? In this video, we talk about the pros and cons of owning one, multiple, or even zero credit cards.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.

Many of us tend to believe our financial wins come from our own skills, but when things go wrong, we often blame the market or bad luck. This thinking is called self-attribution bias, and that’s what we’ll talk about in this episode.

To read the transcript, you can visit my blog post here.

Welcome to Episode 227 of The 80 Percent.

Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For ...

Welcome to Episode 226 of The 80 Percent.

When we hear the word wealth, most of us think of money—savings, investments, maybe owning a house or a car. But what if I told you that wealth goes way beyond your bank account? In this episode, we’ll explore the eight types of wealth that really define a rich and meaningful life. From time and health to relationships and purpose, you might realize you’re already wealthy in ways you’ve ...

Welcome to Episode 225 of The 80 Percent.

In this episode, I’m joined by Inki Cho and Li Xing Gan to talk about how global events impact the markets — and what that means for traders. From cryptocurrency, forex, oil prices, and gold movements to the influence of major economic data, we break down how to read the global pulse and respond with smart trading decisions. Whether you’re new to trading or already deep in the charts, th...

Welcome to Episode 224 of The 80 Percent.

Have you heard of Pag-IBIG MP2? If not, you must listen to this episode because you don’t want to miss out on what is currently the favorite investment of many Pinoys. I’ll explain how it works, how to invest in it, its pros and cons, and whether it’s worth it… all in a simple and practical way.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph fo...

Welcome to Episode 223 of The 80 Percent.

Summer is here, and our electric consumption will increase. But keeping your home comfortable during the hot summer months doesn’t have to drain your wallet. Today, I’ll share 10 budget-friendly tips to stay cool all summer long!

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Welcome to Episode 222 of The 80 Percent.

Seniors are usually the target of scammers. In this episode, I’ll share tips on how you can keep your senior parents safe from investment scams. Recognize red flags, inform them about fraud tactics, and motivate them to safeguard their financial security.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit...

Welcome to Episode 221 of The 80 Percent.

Having multiple income streams doesn’t always mean more financial security. In this episode, I share the audio of my presentation on optimizing cash flow. Alex, a recent client, approached me to evaluate his income sources. His case serves as the example I used in this presentation, and you can find the specific numbers and details of the analysis in the show notes (link below).

Epi...

Welcome to Episode 220 of The 80 Percent.

Are you looking for a profitable business venture? In this episode, I’ll share several small business ideas you can start, from AI-powered services to eco-friendly products, health and wellness ventures, and many more.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Welcome to Episode 219 of The 80 Percent.

Friendships are built on trust, mutual respect, and understanding. However, financial matters can sometimes blur those boundaries, leading to uncomfortable situations where one friend feels taken advantage of. In this episode, we’ll explore practical steps for handling friends who may be unknowingly or knowingly taking advantage of your generosity.

Episode sponsor: Learn to trade fore...

Welcome to Episode 218 of The 80 Percent.

Where will I invest in 2025? Here are the top investment opportunities that I’m considering. I hope that by sharing these, I can help you make informed decisions about growing your portfolio this year.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Welcome to Episode 217 of The 80 Percent.

According to recent news from the National Economic and Development Authority (NEDA), the Philippines maintained its 2024 inflation rate target of 3.2 percent, following last December's 2.9 percent rate. With new challenges and opportunities in today’s economy, it is crucial to maintain consistent savings habits. In this episode, let me share some practical tips to boost your savings and...