The Adviser Talk

The Adviser Talk

The Adviser Talk looks at recent events and financial news through the lens of Stewart Group’s expert Financial Advisers. We cover everything from crypto-cracking hamsters to saving for retirement (and plenty of subjects in between). If you have any questions or financial topics you want us to cover on future episodes, you can simply email your requests to podcasts@stewartgroup.co.nz You’ll find CEO Nick Stewart our most frequent flyer in the hot seat – Nick is a Financial Adviser, Accredited Investment Fiduciary, and Associate Financial Planner of Financial Advice New Zealand. He is our CEO and Financial Adviser at Stewart Group and holds a number of directorships in privately-owned companies and independent trusteeships. About Stewart Group Stewart Group is a financial planning and advisory firm based in Hawke's Bay and Wellington. We offer personal fiduciary services, wealth management, risk insurance, and KiwiSaver solutions. Our approach is guided by our core values of honesty, integrity, and loyalty. These principles reflect our family-oriented philosophy, which we apply in our daily operations. We pride ourselves on fostering strong, personal relationships with our clients, delivering tailored services that meet their individual needs. As one of only eight CEFEX-accredited firms in New Zealand, we are dedicated to upholding the highest fiduciary standards and promoting a culture of continuous improvement. Through our owners, directors and team members, Stewart Financial Group (NZBN: 9429040213187) identifies as a Māori owned business. •The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

Episodes

April 23, 2025 17 mins

In this episode, Tim Ewen has a chat with Rory O'Neill, our Director and Financial Adviser, about why financial planning matters, especially when markets are shaky.


At Stewart Group, we believe everyone should have a plan for their financial future, regardless of where they are in life. Whether you're kicking off your career or gearing up for retirement, our team is here to guide you through the highs and lows of your financial ...

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Date of recording this podcast: 1st April 2025


In these uncertain economic times, it's essential for New Zealanders to understand tariffs and trade wars to prepare for the future.


In this episode, Tim Ewen, our Risk Insurance Manager, sits down with Nick, our CEO and Financial Adviser, to discuss the implications of tariffs imposed by U.S. President Donald Trump and how they may impact New Zealand. They also explore strategie...

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March 26, 2025 8 mins

In this engaging podcast episode, Tim Ewen welcomes Ann Evans, who has recently become a part of our Risk Insurance team as a Risk Paraplanner. During their conversation, they delve into various topics, including Ann's work experience in the insurance industry, working for Stewart Group, and assisting clients in navigating their risk management needs.



⏰ Important time-stamps


(01:01) Introduction

(02:30) Ann's work experien...

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March 11, 2025 25 mins

The future looks challenging for residents of Hastings, who are facing a series of significant rate increases that could compound to approximately 65% over the next four years. Nick Stewart, CEO and Financial Adviser at Stewart Group, addressed this issue in his recent Canny View article: Hastings District Council: Time for Fiscal Prudence


In this episode of The Adviser Talk, Nick sits down with Councillor and mayoral candidate ...

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February 23, 2025 19 mins

As the cost of living continues to increase, carefully monitoring your finances is more crucial than ever. Brent Allcock, our Financial Adviser from the Stewart Group's Wellington branch, recently shared some practical advice on The Adviser Talk.


New Zealand's economy has taken a bit of a knock lately, now sitting at 33rd out of 37 OECD countries. This highlights why we all need to take charge of our own finances and make smart ...

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February 16, 2025 15 mins

In this episode of The Adviser Talk, Bruce, our Financial Adviser, joins Tim Ewen to discuss how quickly well-laid plans can unravel when fundamental financial principles are overlooked in pursuit of easy money.


Bruce emphasises the importance of discipline in financial planning, making informed choices, and managing risks effectively. He warns against allowing short-term distractions to compromise your financial future. It’s cr...

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January 29, 2025 13 mins

On this episode of The Adviser Talk, Rory O'Neill, our Director and Financial Adviser at Stewart Group, delves into the world of cryptocurrency, dubbing it the "new age blood diamonds."


While the allure of investing in cryptocurrencies is undeniable, it's crucial to be aware of the darker aspects, particularly the risks associated with money laundering.

Rory highlights the importance of staying informed and cautious as an investo...

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January 14, 2025 20 mins

In our first podcast of the year, Nick Stewart and Ken Morrison discuss private assets in KiwiSaver - when sizzle meets reality.


As KiwiSaver assets surge past $110 billion, an all-too-familiar story unfolds… Multiple KiwiSaver and general investment providers are rushing into the private asset markets.


While private equity investments might offer an exciting sprint to higher returns, history suggests that the steady approach...

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December 12, 2024 14 mins

It's that time of year again, and what better way to end 2024 than by making some Risk Insurance Resolutions for 2025? Protect what matters most—yourself and your family! Start the new year with a solid financial safety net through a review of your insurance needs!


In this podcast, Tim Ewen, our Risk Insurance Manager has a chat with Ken about several important risk insurance topics that will help you kick off the year right.

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November 27, 2024 22 mins

In our 207th podcast, Nick discusses with Ken our latest article, "Rethinking Retirement Risk: Why Playing It Too Safe Could Cost You."

 

Retirement investing in New Zealand has traditionally favoured a conservative approach. However, with increasing life expectancies, rising inflation, and escalating living costs, this may no longer be the best strategy. Instead of being overly cautious with retirement investments, there a...

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November 14, 2024 15 mins

From Baby Boomers' focus on real estate to Gen Z's embrace of digital assets and innovative investments, each generation's approach to wealth-building in New Zealand has been different.


This evolution in investment thinking may prove crucial for New Zealand to thrive in an increasingly competitive global economy. In this podcast, Rory O'Neill discusses with Ken Morisson how these shifts are shaping New Zealand's investment cultu...

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November 6, 2024 17 mins

In investing, our instinctual "reptilian brain" often leads us to make impulsive decisions driven by fear or greed. To succeed, we need to engage our neocortex for rational, long-term planning. In this podcast, Bruce Jenks, our financial adviser at Stewart Group, emphasises the importance of managing emotional triggers and remaining calm. This approach helps build confidence and peace of mind, making the investment journey more enj...

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October 17, 2024 24 mins

For many young New Zealanders, embarking on an Overseas Experience (OE) in the UK is a popular choice. This has often led to the accumulation of assets. However, these assets are often left untouched, waiting for the right moment to be addressed.


Given th...

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October 1, 2024 17 mins

How can a business stay afloat if it can't generate revenue due to a key person in the business being unwell, deceased, or involved in an accident?


This week on #TheAdviserTalk, Tim Ewen provides insightful answers to this critical question, addressing business risk, ACC, and more! We hope you find this invaluable podcast both informative and engaging!




The Adviser Talk is available on all popular streaming platforms, ...

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September 5, 2024 17 mins

Not a lot of us have had the honour of representing our nation in cricket, but Taraia Robin can proudly say he has. As a teenager, he played against future superstars like Yuvraj Singh, who was also just starting out and is now a cricket legend.


However, despite Taraia's aspirations and potential to join the New Zealand Blackcaps, fate had other plans in store. Nevertheless, this setback did not deter him from finding an alterna...

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September 5, 2024 12 mins

It's common to hear people boasting about their successful stock investments at BBQ gatherings. They often talk about the huge sums they've made, but what they don't mention is the many times they've lost money in the process.

 

In this recent discussion on The Adviser Talk, Rory emphasises that flashy stocks are not a quick fix for investing. Instead, a well-thought-out strategy and a diversified portfolio are key.


In case y...

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September 4, 2024 11 mins

In this segment of The Adviser Talk, Bruce explores BRICS, the powerful alliance of Brazil, Russia, India, China, and South Africa.

 

For investors, the inclination is often towards developed nations. However, given the diverse nature and growth potential of BRICS, is it a wise investment choice? All this and more are discussed in this episode!


If you'd like to read more, here's the link to his article on BRICS: https://www.s...

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August 23, 2024 21 mins

We're super stoked to announce that this is our 200th episode of The Adviser Talk! 🎉


Over the years, we've been through a change of three governments, navigated four recessions, endured a global pandemic, and whatnot! A big shoutout to Ken Morrison for being an incredible person to chat with, and a huge thank you to all our ardent listeners!


In this special episode, Nick discusses with Ken our battle against domestic inflati...

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August 7, 2024 19 mins

It's official: We've caught the Olympics fever!!! This week, we have Tim in the studio along with Ken, exploring the intriguing parallels between the Olympics and the stock market.


Together, they delve into a thought-provoking chat revolving around whether past performances can truly predict future performances, the significance of timing versus time in the stock market, and the importance of diversifying one's investment portfo...

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July 25, 2024 23 mins

It can be imprudent to pin your financial future solely on a single investment – be it housing or any other specific industry or asset class. In this podcast, Brent explains the importance of being realistic when it comes to real estate investments and explores alternative investment options that are more likely to help you achieve your long-term financial goals.


Click to read Nick's article 'Get Real with Real Estate'



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