How the Affordable Care Act Changed Health Insurance Forever (Ep. 5)

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April 8, 2025 • 34 mins

What does optimizing your group benefits really mean for your business? This week, Ralph Weber discusses the intricacies of healthcare benefits, focusing on the Affordable Care Act's impact on health insurance and the workplace. Ralph aims to demystify complex regulations and unveil strategies to help you cut healthcare costs. Key discussion points in this week’s episode include: The intent and outcomes of the Affordable Care Act [01:12] Understanding employer and individual mandates [02:37] Navigating participation requirements and minimum contribution [08:14] Differences between self-insured and fully insured plans [22:33] Innovative strategies like health reimbursement arrangements (HRA) [24:43] And more! Connect with Ralph Weber: LinkedIn: Ralph Weber Route Three - Insurance & Financial Services ralph@thebenefitwhisperer.com (832) 924-3330

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.css-15opob5{left:0;position:absolute;top:0.8rem;} All Episodes

.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}How the Affordable Care Act Changed Health Insurance Forever (Ep. 5)