The PPO Shell Game: How Employers Get Trapped by Hidden Healthcare Costs (Ep. 13)

Group health benefits are often sold as a shiny package, but beneath the surface lies a complex system that’s costing employers far more than they realize.  In this eye-opening episode, Ralph Weber pulls back the curtain on PPO networks, revealing staggering price variances, like a CT scan that can cost anywhere from $635 to $19,830, depending on where you go and what you know. Ralph unpacks the hidden mechanics behind cross-plan offsetting, opaque contracts, and the ways big insurance companies profit while businesses struggle with ballooning healthcare costs.  But this isn’t just an exposé, it’s a guide. Ralph shares actionable strategies like self-funding, direct contracting with hospitals, and reference-based pricing to empower employers to take control of their plans, reduce expenses, and provide better care for their teams. What to expect: The shocking truth behind PPO pricing & why you’re paying more than you should How cross-plan offsetting could be draining your bottom line Why self-funded plans give you the data advantage Smart solutions like reference-based pricing and direct contracting And more! Connect with Ralph Weber: LinkedIn: Ralph Weber Route Three - Insurance & Financial Services [e-mail] [phone]