The great Yogi Berra once said, “If you don’t know where you’re going, you will end up in a different place.” When planning for retirement, Yogi’s words are spot on. Today, instead of lecturing you on retirement we thought it would be easier to ask two main questions.
- Are you saving enough for retirement today?
- How much is enough?
Its important to know what you need to be earning on your retirement assets in the next 20, 30, or 40 years to ensure that you can retire comfortably and meet your goals. Navigating risk is important in retirement as well. What funds you will invest in. What insurance or long-term health care will you need and have when you reach retirement. What about taxes? What are you doing today to minimize your taxes in the future? These are all very important factors we all need to consider when planning for retirement.
A good retirement plan provides a roadmap that ensures you know where you are going, and that you will arrive at your destination safely.
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