EPISODE 176 : How can I better manage my business debt and loans?

Are you losing sleep over business debt? You’re not alone—but what if debt could actually be a powerful tool in your business arsenal?

In this episode, I break down the real story behind business loans and debt, and how to shift the narrative from fear and overwhelm to strategy and empowerment. You’ll discover why debt isn’t necessarily a four-letter word and how, with the right approach, it can help you grow your business and seize opportunities you might otherwise miss.

What’s Inside This Episode

• Demystifying Business Debt: Understand the difference between short-term and long-term debt—and how each plays a role in keeping your business moving.

• Assess & Take Control: Learn a simple and effective process to get a clear picture of what you owe, so you can avoid surprises, missed payments, and mounting fees.

• Strategic Repayment Methods: I'll explain the popular “debt snowball” and “debt avalanche” methods, helping you choose the one that keeps you motivated and saves money.

• Tools For Relief: Explore practical options like debt consolidation and refinancing—plus smart negotiation tips to work with your creditors instead of against them.

• Future-Proof Your Business: Sharing proactive habits (including building your emergency fund and mastering cash flow planning) so debt never feels out of control again.

Why You Should Listen If you’re a business owner juggling multiple loans, credit cards, or simply feeling weighed down by repayments, this episode will give you the clarity and confidence you need. This no-nonsense, supportive guidance ensures you leave with actionable strategies to manage, reduce, and even prevent debt from becoming a problem.

What To Do Next Ready to make your debt work for you—not against you? Hit play now and take the first step towards stress-free business finance! If managing cash flow still feels tricky, check out my Small Business Cashflow Course by clicking on this link (mentioned in the episode) and learn to build a robust plan tailored to your business.

👉 Like what you hear? Don’t forget to subscribe, share this episode with a business owner who needs it, and stay tuned for more real talk on the business topics that matter most.