The Future of Finance: How XRP Will Change Money Forever

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In this eye-opening episode, Brendan Scott Ecker, an XRP and Bitcoin Investor since 2016, breaks down the revolutionary potential of XRP technology and why it's a game-changer for the American economy and global finance as the world reserve currency and cross border payment transaction vehicle. Debate the question, who is king? XRP, or Bitcoin? Or Ethereum?

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Ecker also reveals other altcoins that will play a major role in the future such as HBAR, XLM, XLM, ADA Cardano, Algorand, and Stellar Lumens.

Discover how XRP could unlock $27 trillion in global Nostro accounts, save $7.5 billion annually in transaction costs, and even establish its rightful title as the world reserve currency.

We explore the economic analysis, legal clarity pathways with the SEC & DOJ, and a detailed 24-month implementation plan. Is XRP the key to modernizing payment systems and boosting liquidity? Could XRP enrich the American peole, solve trillions of dollars worth of slow payment processing, and ignite the American Golden Age? Find out now! 💸

📌 Timestamps:
0:00 - A Bright Future for XRP Incoming
1:35 - Economic Analysis: Currency Wars
4:36 - XRP vs Bitcoin - Which Tech. Wins?
6:05 - How XRP Will Bring About The American Golden Age
8:27 - The Problem with Bitcoin (Why XRP Will Win)
10:15 - The Purpose of Wealth and Crypto
11:40 - Closing Remarks and The Final Verdict

🔥 Key Insights:
- U.S. share of Nostro accounts: $5 trillion
- Potential capital release using XRP (30%): $1.5 trillion
- Annual savings on transaction fees: $7.5 billion
- Potential Bitcoin purchase at $60,000 BTC: 25,000,000 BTC

Cryptocurrency isn't just changing finance—it's reshaping opportunity itself. While Bitcoin commands headlines at $88,000 per coin, XRP quietly offers something potentially more valuable: genuine utility in a broken financial system. This passionate exploration reveals how XRP's cross-border payment capabilities (processing 1,500 transactions per second) could revolutionize global finance while creating wealth for everyday investors positioned correctly.

The current financial landscape resembles a dam holding back prosperity. Bitcoin and Ethereum, despite their valuations, offer limited practical use compared to XRP's ability to facilitate cheap, fast international transactions. This technological advantage isn't just marginal—it's comparable to the leap from a military-grade Motorola brick phone to an iPhone.

Beyond the technology lies a deeper story about economic liberation. For Americans trapped in jobs they hate, cryptocurrency represents a path to genuine freedom. The opportunity parallels Bitcoin's early days—a chance to build generational wealth that converts to real-world assets like income-producing properties. While Bitcoin maximalists protect their positions, XRP enthusiasts envision an inclusive future where cryptocurrency success empowers average people.

Ready to position yourself for cryptocurrency's next wave? Research XRP, HBAR, XLM, and other utility-focused projects with established

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Episode Transcript

Speaker 1 (00:00):
Big things are coming for XRP and if you're an XRP
investor, definitely get ready.
Big things are happening andall I know is it's a matter of
time.
Company Ripple has been workingfor a long time to establish
cross-border paymenttransactions and making sure
those payments are facilitatedin a way that is doable and it's
cheap and it's fast.
And that's the problem.
Bitcoin and Ethereum do not dothis and this is what we're not

(00:23):
addressing.
Problem Bitcoin and Ethereum donot do this and this is what
we're not addressing.
Okay, the professionals.
David Sachs, who is a Bitcoinmaxi, is in charge of this
entire conversation and we'retalking about how great Bitcoin
is, but the problem is that'snot going to enrich the American
economy, the American public.
The truth is, most people areinvesting in the alt coins.
So I and again, I love Bitcoin.
I love crypto overall.
You know, I believe thateverybody should succeed in the

(00:45):
industry.
Who's already winning andinvested in Bitcoin.
I want you guys to win too.
But the problem is we need allships to rise.
Crypto, this is a new assetclass, this is a new opportunity
for the financial system, so we, the American people, can
enrich ourselves and then ourfamilies, and then actually
become more innovative in theAmerican economy.
See, most of the Americaneconomy is stuck at a job that

(01:08):
they hate.
Most people are going to a jobevery day answering to a boss
they really don't even like, butthey're staying at that job
because their wife and theirkids or their parents want them
to, for whatever reason.
Everybody's always beingcontrolled by somebody.
This world is all about control.
So, unfortunately, in this life, we have to understand that,

(01:30):
with what's happening in thefinancial industry today, the
future of currencies, thecurrency wars that have been
leading us into all thesedifferent wars the war with
Israel right now versusPalestine and then soon Iran and
then also think about the warswe've been in, now we're in.
I mean, we've already been in awar with the cartel, and we
created the cartel the UnitedStates government but think

(01:51):
about the fact that at the sametime we've we got ourselves
involved in Vietnam, lost, gotour asses kicked by who?
Oh, because thank you, thankyou so much, henry Kissinger.
And so it's like you look atthe system of war, it's like the
only people who are profitingoff of the wars are the people
who are pushing the wars forward.
So this is who are these peoplepushing the wars forward.
At the end of the day, it'sNetanyahu of Israel.

(02:13):
He wants to keep going to warwith all these countries in the
Middle East.
We don't want to talk about it.
You're not supposed to mentionthat Israel is so great, but the
truth is little.
Things are important, such ascurrencies like XRP.

(02:33):
Being able to facilitatecross-border payment
transactions and being able toenrich the world allows the
world to actually be independent.
Okay, so we have to askourselves, well.
Well, if it's a central bankdigital currency, xrp, then
isn't that against what we allwant?
The decentralization is likedecentralization.

(02:53):
Let's stop with that word.
First of all, decentralization.
Are you kidding me?
Do you know how much Bitcoinhas been seized by the United
States, by the United Statesgovernment, just because they
wanted it?
They can take any of our cryptowhenever they want people, but
at the end of the day, itdoesn't benefit them.
And we have an opportunity toget rich by just being educated
and being positioned correctlydown the river, downstream.

(03:16):
And so we have this XRP.
We have the XRP flowing throughthe river and we're just kind
of waiting down the river, andthen we got our canteens in
there and the XRP is just goingto be coming, but right now
there's a dam that's blockingthat riverbed from flowing.
And I'm not just talking aboutXRP, I'm talking about Ada
Cardano, algorand, all theseother great coins XLM, hbar.

(03:38):
I like HonestCoin, I like ODAMFinance, finance.
The problem is there's a bigdam right in front of all of the
power of this currency, all ofthese currencies that create the
next current of wealth okay andsoon.
Basically, right now, thisdam's kind of breaking and it's
cracking and eventually it'sjust gonna, it's gonna just

(04:00):
explode open and when thishappens, you're going to see XRP
flowing like a river.
Invest in crypto.
You know we need to have theconversation of XRP.
We need to have theconversation that XRP can
facilitate 1500 transactions asecond and more.
Now, bitcoin is kind of useless.
It's a scam and it's I don'tknow.
I think it very well could endup going to zero and I think

(04:23):
everybody's going to eventuallybe flowing their money into XRP.
So the point is, I'm not an XRPmaxi here.
I'm a cryptocurrency Americancapitalist.
I love crypto.
I have a lot of investments incrypto.
I'm a marketing agency CEO.
Also, if you want to grow yourbusiness, work with us, gold
Shark Media.
Help you get some more clients.
We'll help you get some morebrand reach.

(04:47):
I want to grow your business.
Work with us, gold Shark Media.
Help you get some more clients.
We'll help you get some morebrand reach.
I'd love to help you do that.
I'd love to help you get there.
But, at the end of the day, Iwant success for everybody and
we just have to.
We have to address the fact thatdecentralization is not really
a thing.
I mean it is, but it's.
You know, if they want yourshit, they can go and get it,
and we have to.
Just we have to understand thatyou have an opportunity to
invest in Bitcoin all over again, and this might be the only
chance you get in, probably thenext 20 years.

(05:07):
So I can tell you, you have achance and an opportunity to
make wealth.
Be smart, ladies and gentlemen.
Invest in the future.
Do what you know is going toenrich yourself, your family.
Don't invest in Bitcoin whenit's freaking $88,000 a coin.
Come on, seriously, invest inthe asset that you know is going
to go up.

(05:28):
Xrp has already made all ofthese deals with all these banks
.
Come on, people, get smarter.
Let's understand the power ofwhat you hold.
The technology is better.
The technology is the mostefficient.
Xrp is the fastest technology.
It's like comparing an AppleiPhone.
Okay, xrp is like fastesttechnology.
It's like comparing an AppleiPhone.
Xrp is like the Apple iPhoneand Bitcoin is like the freaking

(05:49):
Motorola big old, freaking,walkie-talkie looking military
fucking telephone.
That's what Bitcoin is.
And then again, xrp is like afreaking Apple, like an Apple
iPhone, where it's just you cando anything with it.
Okay, so I'm just trying tohelp everybody out.
I'm not like an Apple iPhone,where it's just you can do
anything with it.
Okay, so I'm just trying tohelp everybody out.
I'm not like an analyst.
I don't want to get intoanalysts and making all these

(06:10):
videos about XRP andcryptocurrency, but I truly do
believe that this is anopportunity for the American
economy to thrive and forAmericans to become wealthy, and
I just want everybody to dowell.
And I think if America iswealthy again, this country will
be a lot less crazy, we'll havea lot less people killing each
other, and I think we can find away to get out of these wars.

(06:30):
And if you enrich the Americaneconomy, especially if you
enrich the American people I'mtalking about the people who
work at a job they hate andthey've been doing it for years.
But we need those people andthey're looking for leadership.
They're looking for retirement,but not just retirement.
They're looking for leadership.
They're looking for retirement,they're, but not just
retirement.
They're looking for innovation.
They want to be better, and wehave all these americans in this
country that if they wereenriched, if they were enriched

(06:52):
and given the opportunity okay,not having to work so hard, for
in an economy that's impossible,where usury and debt is just
wiping everybody out, everybusiness owner out no
cryptocurrency is theopportunity for you to make more
money than you could everfucking imagine.
Okay, period, plain and simple,especially if you're investing
in the assets that I justmentioned.
In my opinion, I'm not I'm not afinancial advisor.

(07:14):
This is just what I'm investingin xrp, hbar, xlm, xdc,
algorand, odan finance or I meanOndo Finance, onyx Coin Hold a
little bit of Bitcoin, maybe why, I don't know, but sure
Ethereum don't really see a usefor that.

(07:35):
I just again Bitcoin andEthereum.
I don't know why they're useful.
Ethereum is expensive as hell.
Nobody can really use it.
The only people pushing Bitcoinand Ethereum are the people who
have been holding Bitcoin forlike a decade now and they just
want to get even more rich, andthat is the truth and it sounds
like a poor sports thing for meto say that, but it is the facts

(07:55):
.
And the facts are that we livein an economy that is completely
dying, truly do want to have anamerican golden age.
If we really are serious aboutbuying canada and if we're truly
serious about getting back thepanama canal, if we're truly
serious about getting greenland,how else are we going to do
that beside with digital assetsand paying off that 31 trillion

(08:19):
dollars in debt, which isexactly what xrp was literally
to do?
If you do the research, that isnot what Bitcoin was to do.
Bitcoin was meant to be areserve gold backed currency,
and the problem with Bitcoin isthat nobody's using it as a
payments system, and that wasthe whole flaw with Bitcoin
Nobody can use it, nobody canbuy it.

(08:40):
Nobody's going to buy 0.0051Bitcoin and try to transact that
for everything.
What's happening right now isyou're seeing the government
tell you about XRP on Twitter X.
They're giving you theopportunity.
You're seeing it on YouTube,too.
They're telling you what toinvest in because they want you

(09:01):
to get richer.
Trump wants an American goldenage.
He wants a legacy.
He wants to be known forprosperity.
This is what he is trying to do.
Unfortunately, he has otherworkers inside of his cabinet,
other members of his cabinetthat are truly trying to tank
everything, and mostly becausemostly just to align their own
pockets.

(09:21):
Anyways, I don't want to go ontoo long about this and I'm not
trying to hate on Bitcoin, but Ithink the attitude of the
Bitcoin maxis is completelychildish.
I think they have an entitledattitude and they don't want
anybody else to win, and I thinkit's disgusting when xrp has
always been inviting invitingwith bitcoin.
Xrp has always propped upbitcoin and, and you know,

(09:43):
chanted for bitcoin.
Brad garlinghouse, ceo ofripple, constantly a supporter
of bitcoin and these peoplestill still are so jealous of
the success and the power andthe robust, the robust
efficiency of xrp and thetechnology and the robust
efficiency of XRP and thetechnology, and so they want to
monopolize Bitcoin and just wipeeverybody else out and turn

(10:05):
everything else into a memecollectible coin, and I think
it's wrong.
I mean, it's very obvious whatwe're seeing happen and I just,
you know anything, anythingcould happen.
I'm not a financial advisor,but I'm excited to see xrp do
what it was meant to do.
I'm excited to see crypto ingeneral as an industry.
Do what it was meant to doenrich the american economy and

(10:27):
the world, but also allow us tobe free.
The point of getting rich is soyou can be free.
The point of getting rich is soyou can be free.
The point of getting rich is soyou can have a chance, so you
can have some kind of push, soyou can have some kind of nest
egg, so you can do what you want, so you can go buy an apartment
complex, make $28,000 a fuckingmonth and just live the rest of
your life and enjoy yourself,instead of having to work at

(10:51):
some job just to make 28 grand ayear.
If you're lucky, you know yougot to learn how to make money,
you got to learn how to be aninvestor and if you're not,
you're going to really struggle.
You're going to really strugglein this next coming decade
because they're truly settingeverything up for an agenda 2030
.
They are still doing it andthis is your chance to be a part
of that elite class a littlebit and get yourself a little

(11:12):
bit closer to getting yourself aranch.
You know you need enough moneyso you can get yourself a ranch,
so you could put some wallsaround your ranch, okay, a nice
little moat maybe.
Put your family on it, put lotsof animals on there.
Put a little farm, hire anamish family to take care of it,
and then put, and then you hire, you know, put some sentry guns
in the pine trees.
I'm just joking, I don't know,that's kind of my style.

(11:34):
Put some sentry guns in thepine trees.
I'm just joking, that's kind ofmy style.
Put some sentry guns in thepine trees, some high-class
security, invisible lasersystems.
But this is what you need.
This is how you're going tomake money.
This is how you're going tomake money forever, because you
need to think like this we'regoing to buy an apartment
complex $28,000 a month.
We're going to keep doing that.
Boom, boom, boom, boom, boom,boom, boom, boom.
Make money, money, money, money, money, money, money.
Mr Krabs wouldn't even be ableto understand.

(11:55):
Okay, so that's the idea.
You need to be able to truly dowhat you want to do, and you
got to love what you do, andpart of being able to do that is
actually being able to havemoney in your bank account.
So, xrp, good way to do it.
I highly suggest you people getin while you can Again XRP,

(12:16):
hbar, xlm those would be bigcoins Ada Cardano also.
Then I would say Algorand, xtc,dogecoin Really just all the
main altcoins.
I mean go all in man, becauseat the end of the day, you can
change your life and free upyour family, educate yourself
further and become somethingextraordinary.
I did pretty well in crypto, butI really did well in business.

(12:37):
First I wanted to be anentrepreneur.
I was always an entrepreneur.
I also wrote two books, and sothat's kind of just what I've
been working on since I havebeen a cop, and so my idea here
is to make enough money so I caneventually just leave this
career.
Maybe I don't know.
I kind of like the career, kindof hate it, and so I don't know
.
I've done it.
Three years.
I've been a police officerthree years I don't know, we'll

(12:58):
see.
So much of me wants to be justfree, but I feel like it's
important to keep that and to dothat at the same time for I
don't know, for a little bitlonger.
We'll see, we'll see, we'll see.
I got other things I'm workingon at this point.
I got other plans.
I got other business deals I'mgoing to be making here in the
next few years.
So we'll see what's going tohappen, but that's kind of where

(13:18):
we're at right now.
Anyways, ladies and gentlemen,stay prudent, stay powerful,
stay wealthy.
I hope you guys made the rightdecisions, made the right calls,
educate yourselves, be stoic,be calm, be careful.
Obviously, don't give away yourpasswords, Don't send anybody
your crypto.
And be smart, just kick someass.

(13:38):
See you later.