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July 31, 2025 • 9 mins
📌 The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor, or Attorney on your specific situation. Nothing shall be construed as Financial, Tax, or legal advice or recommendations. This week on The Confident Retirement Podcast, Kris Flammang is joined by Colin Habig and Armando Faucy-Smith to walk through the five (and a half!) foundational money habits every young accumulator needs to build long-term wealth. If you're in your 20s or 30s and ready to make smarter money decisions, this episode is your starting line.➤ What’s an emergency fund — and why it shouldn’t be in your checking account➤ The critical difference between good debt and bad debt➤ Why automating your savings could be the best financial habit you build➤ Pre-tax vs. post-tax contributions: which is right for you?➤ The must-have estate documents most people overlook➤ Bonus: the protective power of insurance, even early in your career Whether you’re building your first budget or maxing out a 401(k), this episode simplifies the most important steps to secure your financial future. 📲 Connect with LPF Advisors:➤ Website: https://www.lpfadvisors.com/➤ Connect with Kris Flammang: https://www.linkedin.com/in/kristopher-flammang-lpfadv/➤ Connect with Collin Habig: https://www.linkedin.com/in/collinhabig/➤ Connect with Armando Faucy-Smith: https://www.linkedin.com/in/armando-faucy-smith/➤ Schedule a consultation to take your "money temperature" and create a personalized wealth-building strategy ➤ Subscribe to the podcast for more Smart Money strategies for HENRYs Learn more about your ad choices. Visit megaphone.fm/adchoices
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