The Dollars & Sense Podcast
The Dollars & Sense Podcast: Smart Finance for Kiwis in Their Prime Tired of generic money advice that doesn't fit your life? Hosted by qualified NZ financial advisers Tim Ellis and Brodie Haggerty, this podcast cuts through the noise to deliver real-talk financial literacy for New Zealanders in their mid-30s to late-40s. Whether you're growing your wealth, protecting assets amid rising costs, or planning for family milestones like buying a home or prepping for retirement, we've got actionable strategies tailored to Kiwi realities—think IRD tax hacks, KiwiSaver tweaks, and recession-proof investing. With 50+ episodes packed with expert insights, listener Q&As, and no-BS breakdowns (from "Bulletproofing Your Super in Uncertain Times" to "Side Hustles That Actually Build Equity"), we're back from a quick hiatus with fresh weekly drops starting now. No jargon, just dollars and sense to help you thrive. Subscribe today on Apple Podcasts, Spotify, or your fave app—join thousands of Kiwis leveling up their finances. Got a question? Email us podcast@foxplan.nz (or drop it in the show notes). Let's make your money work harder for you. #FinancialLiteracyNZ #WealthBuilding #AssetProtection #KiwiFinance
Episodes
This week on The Dollars and Sense Podcast, Tim and Brodie pull apart one of the most overused and misunderstood tools in investing — the risk assessment questionnaire.
These forms are meant to help investors understand their tolerance for risk, but in practice, they’re often a lazy substitute for real financial advice. The guys break down why they believe the questionnaire can lead to poor decisions, misaligned portfolios, and fals...
It’s not the fees you see that hurt — it’s the ones you don’t.
Most investors think they understand what they’re paying for — a simple management fee and maybe a performance fee if things go well. But that’s only the beginning. In this episode, Tim Ellis and Brodie Haggerty unpack the hidden side of investing — the costs that quietly eat away at your returns without ever showing up on your fund statement.
From currency hedging and ta...
We all know that a home bias has kept the All Blacks streak alive at Eden Park against The Springboks..... But is a home bias critical to a New Zealand domiciled managed fund or KiwiSaver fund?
In Season 4, Episode 2 of the Dollars and Cents Podcast, Tim Ellis explores the concept of home bias in investing, focusing on the heavy allocation to New Zealand and Australian stocks in KiwiSaver and managed funds. Discover 5 reasons why a...
Tim Ellis says: ‘80% premium hikes are nuts!’
Season 4, Episode 1 dives into NZ’s medical cost crisis—50% claim surges, 93.4% insurer payouts, and 3 hacks to save for 30s-40s Kiwis. Subscribe for weekly wealth tips! #NZHealthInsurance #MedicalCostsNZ #KiwiFinance
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz
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In this episode we address the growing speculation and panic the markets have seen due to trade wars. Have we seen this before and what happened? Should you be doing anything with your investments as a reaction?
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz
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Listen to all The Dollars & Sense...
Goals versus Strategies - What's the difference?
Hands up if you have said you have a goal to be mortgage free!
Hands up if you have a goal to own "X" amount of properties!
Are those really goals, or are they strategies to help you achieve the REAL goal?
Tune in to this weeks episode where Tim and Brodie discuss the difference between a Goal and a Strategy and why it is so important to ...
In this episode, we dive into the world of small-cap investing and explore why it’s often overlooked by mainstream investors. We challenge the conventional wisdom that favors large-cap stocks, and discuss how small-cap investments can diversify your portfolio and bring significant returns over time.
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz
For M...
This week, we are discussing interest (woohoo). We explore the risks involved with term deposits, which have generally been seen as "risk-free" by the public, mortgage interest rates, and more.
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podca...
We'll be back with more episodes next week, here's a quick update from Tim.
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not co...
The popular image of investing tends to be formed by movie dramas like ‘Wolf of Wall Street’, ‘The Big Short’ or 'Margin Call'
In truth, however, success in long-term investing is more likely due to a slow and steady approach with minimal drama. This weeks Podcast lists explores the benefits of opting for ‘boredom’ over excitement when it comes to investing.
Nifty Fifty, FAANG, MAMAA, Magnificent Seven. Over the years there are always companies that shoot the lights out in the stock market, so much so that we end up giving them nicknames. But are these stocks overvalued and should you buy them at their peaks?
We explore concentration risk in this episode and ask some key questions for investors to consider: Do I already hold it? Why should I expect a return? And what are the ...
Trump or Harris?
Republican or Democrat?
How will my portfolio or the share market react to the eventual winner and does it even matter? Tune in this week as we tackle politics and investments leading up to the November election.
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz
For More Dollars & Sense Content: Click Here
Listen to a...
Just a quick one today team, we are back and sharing with you what our plans are going forward, who we are targeting with our new episodes, and what we learnt from the first two seasons. As always we appreciate your feedback and support.. Lets go!
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz
For More Dollars & Sense Content: Click Here
...
If you've ever engaged with a Financial Adviser and asked a question, chances are that you've heard "well that depends!"
Slowing down the decision process and taking some extra time can be frustrating when you just want to "get cracking with things". This episode, Tim attempts to answer why advisers might want to ask a few more questions before rushing to an answer.
Tim dives into th...
When was the last time you opened your annual renewal letter for your personal insurance?
Even if you do open them, we know from reviewing insurances with clients that all the different terms and names get confused, mistaken or completely forgotten.
This weeks episode is designed to be a useful resource to save and replay each time you feel the need to review your insurance to ensure you can review with more conf...
In this weeks episode, we introduce Financial Adviser Terri Watson!
Terri describes her passion for helping Mums gain better financial literacy and how she helps empower them with tools and confidence to improve their comfort and confidence with all things money.
From humble backgrounds and personal struggles, Terri has managed to empower her own self and shares the experience which ultimately lead to her life lon...
You've probably heard these "Rules" mentioned plenty of times before.......
This week, Tim and Brodie discuss the 7 rules of investing: diversify, focus on long term, don't time the market, control costs, stay disciplined, don't react to past performance, and regularly review your goals.
If you're looking to learn in more detail what these simple rules actually mean or why they are i...
This week Tim and Brodie go head to head on Reverse Annuity Mortgages. What are they? Are they a suitable option in retirement, or should they be seen as a last resort?
You've probably heard the term "you can't eat your house" and cash flow can be an issue for people in retirement, so is a Reverse Annuity Mortgage a sensible option or should you stay well away from them?
Habits, not one-time choices, determine someone's position in life. This week we explore studies showing how anticipation of a reward creates habits more than the reward itself and link it to common financial habits we see working with clients.
How can we use this information to break bad financial habits and form better ones, and how do we implement these changes?
This week we have a straightforward discussion about the dreaded 'R' word, recession. It certainly feels like we've been dancing around the word for years now, but now we are actually starting to feel the effects. Redundancies, high interest rates, inflation, falling house prices to name a few. So what defines a recession, how does it actually impact people's lives, and more importantly - what can you do about i...
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