All Episodes

November 14, 2023 36 mins

The blueprint to becoming a 9 to 5 millionaire in less than 10 years. Lawrence Delva-Gonzalez “The Neighborhood Finance Guy” started his career earning $23k a year. Fast Forward a few years,  Lawrence and his wife Doreen went from owing more than they owned to 9 to 5 millionaires in 7 years.

They accomplished that before turning 40 while earning approximately $120k on average a year. Today, Lawrence is on a mission to help other people do the same with his net max financial plan which you can find for free on his website.

Lawrence and Doreen are on their way to retire early as multi-millionaires, and their story is proof that with the right mindset and information, we can all live a wealthier life.

Join us as we delve into their inspirational story, unraveling the secrets to their financial success, and gaining valuable insights into their wealth-building strategies.

In this episode, we discuss: 

  • How they went from a negative net worth to 9 to 5 millionaires in 7 years earning $120k a year combined on average.
  • How to invest more, legally save on taxes, and build wealth.
  • Building wealth while traveling the world.
  • Conditional Inheritance: Preparing the next generation for wealth
  • Risk management and Market “mastery”: From gambling to smart Investing
  • Living life on your own terms.
  • Value-based spending: Finding Joy in Unique Experiences
  • Lessons for first-generation millionaires
  • Net max plan: Knowing the net effect on your money

Dreamers' Wealth of Wisdom 

  • “Become mindful of where your money is actually going.” - Lawrence Gonzalez
  • “Being joyful about the experience of where you are, no matter how much money you have.” - Lawrence Gonzalez
  • “The more good things you do with your money, the more it's going to create opportunities for you to do more with your money” - Lawrence Gonzalez
  • “If you're utilizing money in the way that it can be used, you could lower down your debt really fast.” - Lawrence Gonzalez
  • “If you invest your money — you're doing more than just sitting on it, that you might have a chance to actually beat inflation and also beat your own self.” - Lawrence Gonzalez
  • “Once you start separating yourself from everybody else's category, you start finding the things that matter to you.” - Lawrence Gonzalez
  • “There is value in being educated, not just for the sake of making money, but to think of being knowledgeable on a day-to-day basis of how you live.” - Lawrence Gonzalez
  • “I see wealth as a unique tool — an opportunity to create more wealth in other people.” - Lawrence Gonzalez
  • If you want a guaranteed way to build wealth over the long run, then stick with index funds.” - Anne-Lyse
  • Investing is very important, building your future is very important, but, sometimes I like to spend money, but I spend money on things that I don't regret spending money on.” - Anne-Lyse

Connect with Anne-Lyse:

Mark as Played

Advertise With Us

Popular Podcasts

Las Culturistas with Matt Rogers and Bowen Yang

Las Culturistas with Matt Rogers and Bowen Yang

Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.

Crime Junkie

Crime Junkie

Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.

The Brothers Ortiz

The Brothers Ortiz

The Brothers Ortiz is the story of two brothers–both successful, but in very different ways. Gabe Ortiz becomes a third-highest ranking officer in all of Texas while his younger brother Larry climbs the ranks in Puro Tango Blast, a notorious Texas Prison gang. Gabe doesn’t know all the details of his brother’s nefarious dealings, and he’s made a point not to ask, to protect their relationship. But when Larry is murdered during a home invasion in a rented beach house, Gabe has no choice but to look into what happened that night. To solve Larry’s murder, Gabe, and the whole Ortiz family, must ask each other tough questions.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.