The Field Guide: Simplify, Navigate and Elevate Your Financial Life

The Field Guide: Simplify, Navigate and Elevate Your Financial Life

You are at the heart of the story behind Bonfire Financial. We believe that like a bonfire, life should be filled with celebration and memorable experiences. Money is often the way to get there, and that is what the Filed Guide Podcast is about, helping you find creative solutions to balance living for today and saving for tomorrow. Hosted by the CEO of Bonfire Financial, Brian Colvert, CFP®, each episode will bring you ideas to simplify, navigate and elevate your financial life.

Episodes

September 10, 2025 15 mins

Market shifts can quietly change your portfolio’s risk profile. Rebalancing helps preserve wealth, maintain diversification, and keep long-term plans aligned. Tune in to learn how rebalancing keeps your portfolio aligned with your goals, through both bull and bear markets. Full show notes: https://www.bonfirefinancial.com/rebalancing
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclos...

Mark as Played

Wills and trusts aren’t just necessary legal documents, they’re the tools that determine how smoothly your wealth transfers across generations. In this episode we explore the nuanced differences between the two, when each makes sense, and how to preserve both privacy and control while protecting your legacy.

Full show notes: https://www.bonfirefinancial.com/wills-and-trusts
To learn more about Bonfire Financial, please visit: htt...

Mark as Played

ETFs or mutual funds, which one’s right for you? In this episode, we cut through the jargon and break down the real differences (and surprising similarities) between these two investment staples. Tune in to learn how they work, why it matters, and which option is best for you. 

Full show notes: https://www.bonfirefinancial.com/etfs-vs-mutual-funds

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Mark as Played

Listen in to unlock your HSA’s full potential, from tax savings to unexpected uses, and why it can be a game changer for your retirement plan.  

Full show notes: https://www.bonfirefinancial.com/hsa-benefits 

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure

Mark as Played

RMDs can be a retirement game-changer, and not always in a good way. In this episode, we break down what they are, when they hit, and smart moves to keep them from wrecking your tax bill. Learn how to make RMDs work for you instead of against you.  

Full show notes: https://www.bonfirefinancial.com/required-minimum-distributions

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https...

Mark as Played

Think your old insurance policy is still doing its job? Think again. In this episode, we break down why a quick insurance review could save you thousands, boost your coverage, and bring your protection strategy into the present.  

Full show notes: https://www.bonfirefinancial.com/insurance-review

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com


Disclosure: https://www.bonfirefinancial.com/discl...

Mark as Played

The Big Beautiful Bill Act brought major tax changes, but also big planning opportunities. In this episode, we break down what retirees and near-retirees need to know to make the most of the new rules, tax cuts, and optimize their strategy.  
Full show notes: https://www.bonfirefinancial.com/big-beautiful-bill-tax-cuts

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com


Disclosure: https://www...

Mark as Played

Learn how to spot FOMO-driven decisions, avoid buying at the top, and stick to a strategy that actually builds wealth. Brian shares practical tips to keep emotions out of your investing.  Full show notes: https://www.bonfirefinancial.com/fomo-investing
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

Mark as Played

Business owners and self-employed professionals: uncover powerful retirement planning strategies that reduce taxes today and build serious wealth for tomorrow using SEP IRAs, Solo 401(k)s, and more.

Full show notes: https://www.bonfirefinancial.com/self-employed-retirement-planning
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

Mark as Played

Maxed out your 401k? Learn what to do next to keep your investments growing with tax-efficient strategies and flexible account options.

Full show notes: https://www.bonfirefinancial.com/maxing-out-401k
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

Mark as Played

Thinking about investing in CDs but not sure if they’re worth it? In this episode, we break down what CDs are, how they work, and how strategies like laddering can help you stay flexible while growing your money with less risk.

Full show notes: https://www.bonfirefinancial.com/investing-in-cds
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disc...

Mark as Played

Life insurance can feel a bit overwhelming, and honestly, a little shady. Brian dives into the real difference between permanent life insurance and term life insurance, why term often makes more sense, and how to avoid getting sold on fear instead of facts.  

Full show notes: https://www.bonfirefinancial.com/permanent-vs-term-life-insurance

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Discl...

Mark as Played

In this episode, Medicare specialist Andrew Mersereau breaks down the critical decisions around Medicare enrollment, including why your initial choice could be permanent, and how to avoid costly mistakes. Whether you're nearing 65 or helping a loved one, this is a must-listen.

Full show notes: https://www.bonfirefinancial.com/medicare-choice

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
...

Mark as Played

You work hard, but are you enjoying the payoff? Today we are talking about how to spend with intention, save smart, and make room for the moments that matter most.

Full show notes:  https://www.bonfirefinancial.com/living-for-today
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

Mark as Played

Think Social Security doesn’t matter if you’re wealthy? In this episode, Brian explains why it does, and how to maximize your Social Security benefits so your kids or favorite charity will thank you.  

Full show notes:  https://www.bonfirefinancial.com/maximize-your-social-security-benefits

Get your Social Security Cheat Sheet: https://www.bonfire.financial/social-security-medicare-cheat-sheet  

To learn more about Bonfire Financi...

Mark as Played

Most people think Roth conversions are just a retirement tax move. In reality, they can be one of the most powerful estate planning tools available. In this episode, we break down how a well-timed Roth conversion can help your family avoid a massive tax bill, and why paying a little now could save your family a lot later. If you’re serious about leaving a legacy (not a tax mess), this one’s for you.

Full show notes:  https://www.bon...

Mark as Played

The word gets thrown around a lot. But what does it really mean to work with a fiduciary? In this episode, Brian breaks down what a fiduciary is, why it matters, and how it impacts your financial life. He shares real-life examples and explains how to tell whether your advisor is truly putting your interests first. 
Full show notes:  https://www.bonfirefinancial.com/fiduciary-financial-advisor
To learn more about Bonfire Finan...

Mark as Played

Most investors think they understand their risk tolerance until markets drop or an opportunity knocks. In this episode, Brian breaks down why risk tolerance is more art than science, how asymmetric risk fits into a smart investment strategy, and how to take calculated risks without putting your long-term goals at risk.  Full show notes:  https://www.bonfirefinancial.com/asymmetric-risk
To learn more about Bonfire Financial, please v...

Mark as Played

What's actually in your mutual fund? Most people don't know. In this episode, we break down mutual funds and EFTs and clear up common misconceptions. 

Full show notes: https://www.bonfirefinancial.com/mutual-funds-explained

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure

Mark as Played

Want to give more and pay less in taxes? Brian reveals how donor-advised funds help you do both, plus the strategy smart givers use to maximize deductions and impact.  

Full show notes:  https://www.bonfirefinancial.com/donor-advised-funds

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure

Mark as Played

Popular Podcasts

    The latest news in 4 minutes updated every hour, every day.

    Dateline NBC

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

    The Clay Travis and Buck Sexton Show

    The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.

    Stuff You Should Know

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    The Charlie Kirk Show

    Charlie is America's hardest working grassroots activist who has your inside scoop on the biggest news of the day and what's really going on behind the headlines. The founder of Turning Point USA and one of social media's most engaged personalities, Charlie is on the front lines of America’s culture war, mobilizing hundreds of thousands of students on over 3,500 college and high school campuses across the country, bringing you your daily dose of clarity in a sea of chaos all from his signature no-holds-barred, unapologetically conservative, freedom-loving point of view. You can also watch Charlie Kirk on Salem News Channel

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.