Ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/
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Most retirement plans obsess over how long you’ll live (lifespan) and miss the years you’ll live well (healthspan).
In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) shows Gen X how to plan for the years you’re healthiest, most active, and most fulfilled - and how to align money to life stages, not just birthdays.
You’ll learn a simple framework to fund your “go-go” years, protect the “slow-go,” and prepare for the “no-go” - without oversaving your best years away.
This isn’t about perfection. It’s about harmony - so you can live your wealth, your way.
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What You’ll Learn in This Video:
✅ Healthspan vs Lifespan: the difference, why it matters, and what the latest stats imply for Gen X
✅ Life-Stage Planning over Age-Based Rules
✅ The Oversaving Trap: how underspending in your prime steals joy - plus a sane spend plan by vitality phase
✅ Practical Healthspan Moves: preventive care cadence, fitness & recovery basics, and long-term care planning while premiums are lower
✅ A Life-Stage Budget Overlay: align cash flow to energy levels, not just actuarial life expectancy
✅ Review Rhythm: quarterly “Health & Wealth” check-ins to adjust spending, travel, care, and coverage as needs change
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Who Is This Video For?
📌 Gen X - within 5–15 years of retirement
📌 High earners/business owners who want freedom without fear
📌 Couples coordinating lifestyle, caregiving, and survivor planning
📌 DIY investors who want a clear, values-first, stage-based plan
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Ready for a personalized plan? 👉 Book your FREE retirement readiness call: https://www.concurrentfp.com/
Subscribe for Weekly, Life-Stage Retirement Strategies👇
YouTube: @DrPrestonCherry
Take the Gen X Retirement Readiness Quiz 🚨
https://concurrentfp.typeform.com/genx-scorecard
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Key Words linking To This Topic:
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