Smart Homebuying Podcast: Formally knows as The First Time Home Buyer Podcast
Welcome to The Smart Homebuying Podcast! This is the podcast for parents who are ready to create a lasting foundation for their family. If you’re dreaming of a safe, stable home that you can truly call your own, where your kids can grow up with confidence and security, you’re in the right place. I’m Laura—a mom of two, a proud homeowner, and a dedicated homebuying coach here to help you achieve more than just a house. This journey is about building a secure future, investing in generational wealth, and finding that feeling of independence and accomplishment. You’ve worked hard, saved, and dreamed, and now I’m here to make sure those dreams come to life in the best way possible. Each week, three times a week, I’ll share solo episodes packed with actionable tips and invite experts to discuss everything from budgeting and finding a trustworthy agent to avoiding the common mistakes that can hold families back. This podcast is designed to empower you with the knowledge and confidence to make smart, future-focused decisions that align with your family’s biggest goals. And yes, I’m here as the real me—Hispanic immigrant, fun-loving mom, and friend who understands just how much this journey matters. I keep things honest, straightforward, and always with your family’s dreams in mind. I’ll even throw in some Spanglish here and there to keep it lively—because buying a home doesn’t have to be stiff and serious; it can be exciting, empowering, and yes, even a little fun! If you’re ready to take the leap, secure your family’s future, and reach that dream of homeownership with confidence, join me every Monday, Wednesday, and Friday. Let’s take one step closer to the home—and the life—you deserve. Tune in to The Smart Homebuying Podcast and start building the future you’ve always dreamed of!
Episodes
Many buyers don’t realize they have room to negotiate better mortgage terms, which can save thousands over the life of their loan. In this episode, we’ll talk about how to approach lenders, compare options, and get the best rate possible.
💡 For more tips on financial do’s and don’ts, check out my Smart Homebuying Finances. Enjoy 50% off with code SMARTPOD until November 30, 2024!
📲 Visit my website: lauramoreno.com
Not including the right contingencies can put you at risk. In this episode, we’ll talk about the key contingencies you need to protect your interests.
💡 Protect your investment with the right contingencies. My Smart Homebuying Finances Course covers this crucial step. Use code SMARTPOD for 50% off until November 30, 2024!
📲 Visit my website: lauramoreno.com
📚 Course Link: ...
A skilled agent can be a game-changer! I’ll explain why finding the right agent can save you money, time, and help you get the best deal.
💡 Learn how to choose the best agent with my Smart Homebuying Courses! Get 50% off using code SMARTPOD until November 30, 2024.
📲 Visit my website: lauramoreno.com
📚 Course Link: Smart Homebuying Finances
📊 Data Source: List With Clever's Homebuyer Sentiment Study
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Home inspections aren’t optional! In this episode, I’ll explain how inspections protect you from costly surprises down the road. Don’t make the mistake of skipping this crucial step!
💡 Make sure your investment is protected. My Smart Homebuying Course covers the inspection essentials. Use SMARTPOD for a 50% discount until November 30, 2024!
📲 Visit my website: lauramoreno.com
📚 Course Link: Smart Homebuying Finances
A home is only as valuable as its neighborhood! Today, we’ll cover why researching neighborhoods is essential for long-term satisfaction and wealth-building.
💡 Find the perfect area for your family with tips from my Smart Homebuying Finances Course. Use code SMARTPOD at checkout for 50% off until November 30, 2024!
📲 Visit my website: lauramoreno.com
📚 Course Link: Smart Homebuying Finances
📊 Data Source: List With Clever's Hom...
Skipping pre-approval can lead to heartbreak later on. In this episode, learn why getting pre-approved is a game-changer and how it gives you a competitive edge and a clear budget.
💡 Avoid costly surprises with my Smart Homebuying Course! As a podcast listener, enjoy 50% off with code SMARTPOD until November 30, 2024!
📲 Visit my website: lauramoreno.com
📚 Course Link: Smart Homebuying Finances
📊 Data Source: List With Clever's ...
It’s easy to fall in love with a home—but emotions can lead to overspending or overlooking major issues. I’ll share advice on how to balance your heart and your budget in today’s episode, and why keeping your financial goals in mind is essential.
💡 Want help staying on track with your goals? My Smart Homebuying Course will help you make informed decisions. Use code SMARTPOD to get 50% off until November 30, 2024!
Buying a home involves more than just a mortgage payment! In this episode, we’ll go over hidden costs like HOA fees, maintenance, and property taxes that buyers often forget. Don’t let these expenses surprise you—get prepared with real-life budgeting tips.
💡 Get organized and stay ahead of expenses! My Smart Homebuying Course offers a Home Buying Expenses Calculator. Use code SMARTPOD for 50% off until November 30, 2024!
Today, we’ll discuss why your down payment matters more than you might think. A low down payment can lead to high monthly costs, added PMI, and long-term financial strain. Tune in to learn how to save smartly and set yourself up for financial success!
💡 Take charge of your home-buying journey! My Smart Homebuying Course has tools to help you plan the right down payment. Don’t miss the 50% discount with code SMARTPOD until November...
Homebuying Mistake #1: Not Knowing How Much You Can Afford
Description:
In this episode, we’re diving into one of the biggest mistakes home buyers make—jumping into the search without understanding what they can realistically afford. We’ll go over the total costs of homeownership, beyond just the mortgage payment, and I’ll share practical tips to calculate a budget that works for your family.
💡 Want to master your home-bu...
What is a Buyer Representation Agreement, - Introduction
Mary Cates is a Realtor that found her happy place in the Piedmont Triad area of North Carolina. Mary where she helps resale clients, out-of-state clients and first time homebuyers. She enjoys helping clients navigate the real estate process and ultimately finding the home of their desire. In her spare time, Mary enjoys tennis and spen...
SONYMA Down Payment Assistance Program - Introduction
The Truth About SONYMA Down Payment Assistance Program with Christine Perlow
Christine Perlow is a Sr. Loan Officer at Nationwide Mortgage Bankers. She has been in the mortgage industry for over 30 years and she is most passionate about helping her First Time Buyers. She has been in the SONYMA Hall o...
David Epstein - Introduction
David Epstein is the Vice President of First Securities Home Mortgage, and independent mortgage broker in Royal Oak, Michigan. He has been in the mortgage industry since 1993 and he focuses on giving the best customer service, follow up and attention to detail because he believes this is essential when working on mortgages. He has 4 kids and a wife and in his free time he likes golfing and bein...
Paul Abraham - Introduction
Paul Abraham AKA BetterCallPaul is a mortgage lender and owner of LocalLender that has been in the mortgage business for 30 years. The first 10 years he was a loan officer and now he has become a loan officer trainer. He now runs a Facebook group with over 41k loan officers when he helps them to grow their business.
Home Buying Resources
Navigating the world of home buying can be overwh...
Rodolfo Delgado - Introduction
Rodolfo Delgado is a real estate startup founder based in New York and CEO of Replay Listings and Forbes contributor. He also bought his first home overseas and he is coming to share his experience and what he learned in the process. When he is not working he loves swimming and boxing.
Home Buying Resources
Navigating the world of home buying can be overwhelming, especially for first...
3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024
In July 2024, significant changes are set to reshape how buyer's agents are compensated in real estate transactions. These changes have far-reaching implications for members of the real estate industry, as well as for home buyers and sellers. Let's delve into what these changes mean for all parties involved.
These are the 3 ways you can compensate buyer's age...
Nick Mullen - Introduction
Nick Mullen is a real estate agent in Northern Virginia. He believes real estate is a great wealth building tool, and it’s available to everybody. Recently, he’s been working with buyers to acquire lots to build their dream homes. When he’s not working he enjoys the company of family, playing music with his friends, and tending to his houseplants.
Home B...
Annika Lynn - Introduction
Annika Lynn is a Certified Mortgage Advisor based in South Carolina, with licenses spanning 14 additional states. She specializes in helping first-time home buyers and facilitating VA loans. Annika thrives on guiding clients toward building wealth through real estate and to getting them smoothly to the finish line and into their new home.
Annika Lynn - S...
Donovan Reyes - Introduction
Donovan Reyes is a real estate agent in Las Vegas. He sells over 100 homes a year to first time homebuyers, investors, professional athletes, and sellers. When he is not selling real estate, he is hanging out with his wife and 4 dogs.
Home Buying Resources
Navigating the world of home buying can be overwhelming, especially for first-time buyers....
Assumable Mortgages 101 with Michael Lorino - Summary
Michael Lorino is the founder and CEO of AssumeList, a site where you can see Assumable Mortgages. A military veteran with over 15 years of real estate experience, Michael recognized the coming affordability crisis with rising interest rates and wondered how homebuyers could more easily find homes for sale with assumable loans. As he researched, he realized that no sear...
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