Today we talked with Nick Thomas, cofounder of Finicity, which was acquired by Mastercard, where Nick went on to be the EVP of Global Open Finance Innovation. Nick has a fascinating career that has paralleled digital identity for a long time, as a cofounder of Bluetooth and FDX, the major open banking standards body in the US. These are both organizations that brought an industry together around common standards to grow the market far bigger for everyone involved—and we talk lessons learned and how this applies to identity.
Nick shares a deep look into Finicity’s story starting as a consumer application and eventually becoming a major data aggregator. Then we dive into Finicity’s journey disrupting themselves by pushing into open banking. We explore the work Finicity did with verifiable credentials as an issuer, and the big challenge that prevented them from rolling it out. You’ll appreciate all of his takes on the parallels between fintech and IDtech.
To learn more about Nick you can find him on LinkedIn.
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Reach out to Riley (@rileyphughes) and Trinsic (@trinsic_id) on Twitter. We’d love to hear from you.
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