In this episode of The Grow Your Wealthy Mindset Podcast, we're diving into two primary strategies investors use to grow their wealth: investing for appreciation and investing for cashflow. Whether you're aiming to build long-term wealth or looking to create more immediate income from your investments, understanding the difference between these two approaches is essential to aligning your strategy with your financial goals.
You'll learn:
The difference between equity appreciation and investment cashflow
How payment structures can impact your total return and reinvestment opportunities
Why your financial phase (accumulation vs. decumulation) influences your preferred investment style
Which types of assets typically favor appreciation (e.g., stocks, Class A real estate)
Which investments are better known for cashflow (e.g., REITs, bonds, Class C real estate)
The tax implications of appreciation vs. cashflow investing
How passive income vehicles like dividend stocks, CDs, and bonds can complement your investment strategy
Resources & Mentions:
Episode 143: REITs: The Simplest Way to Invest in Real Estate – Released Feb 19, 2025
Episode 34: Understanding Certificates of Deposit (CDs) – Released Jan 18, 2023
Vanguard High Dividend Yield Index Fund – With a recent 30-day yield of 2.63%
Dividend-Paying Stocks Mentioned:
AGNC Investment (AGNC) – 17% yield
International Seaways Inc (INSW) – Up to 14% yield
AG Mortgage Investment Trust Inc (MITT) – Up to 12% yield
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Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .
You can learn more about Elisa at her website or follow her on social media.
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Disclaimer: The content provided in the Grow Your Wealthy Mind...
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