The Guilt-Free Spending Podcast

Feeling stuck in debt and overwhelmed by your money decisions?

In this episode, learn how one powerful mindset shift can help you stop the cycle, face your finances, and finally take control of your debt—for good. 💸✨

✨ If you’ve ever thought, “I should be further by now,” this is for you.

We’re talking about:

Why awareness alone isn’t enough

How to stop reacting and start reclaiming control

A simple mindset shift that wil...

Explore the connection between emotional self-care and financial clarity with Money Planning Coach Josee Mbamba.

In this powerful episode of the Guilt-Free Spending Podcast, Josee Mbamba breaks down the most overlooked step between financial awareness and lasting change: clarity.

This isn’t just about seeing your numbers—it’s about feeling grounded and in control of your money again. Josee shares why clarity is a form of s...

Explore the mind, body, and money connection with Money Life Coach Christiane David.

In this powerful episode of the Guilt-Free Spending Podcast, Christiane David explores what happens after you’ve built financial awareness. The next step? Creating financial intimacy—a deep, personal relationship with your money rooted in emotional clarity, self-trust, and intentional action. Christian shares how to connect your min...

In this foundational episode, host Christiane David dives deep into the power of awareness as the first essential step to financial transformation. Before any strategies, spreadsheets, or savings plans can work, you must first know exactly where you are—mentally, emotionally, and financially. Christiane unpacks how thoughts create emotions, emotions drive actions, and actions lead to financi...

In this episode, we're talking about the first and most powerful step to take control of your money-checking your credit report. If you haven’t reviewed your credit in the last 90 days, you could be putting your financial future at risk without even knowing it.

I’ll show you exactly how to pull your reports, what to look for, and why it’s not just about the score but the story your credit profile is telling lenders.

We’ll ...

Even high-achieving women avoid their finances—not because they’re careless, but because they’re overwhelmed, exhausted, and unsure what to do next.

In this episode, Olga walks you through:

How to get honest about where you really are with your debt (without shame)

What freedom could actually look and feel like for you

A simple, guided debt reflection to help you move from fear to clarity

This is the start of somethin...

Even the most successful women can find themselves avoiding their bank accounts—not out of carelessness, but out of exhaustion, overwhelm, and fear of what they’ll find.

In this powerful episode, Josee shares the 3 emotional and financial consequences of avoiding your money—and how one small, 10-minute action can help you move from fear to leadership.

If you’ve been feeling disconnected from your finances, this episode is ...

You’ll hear how your relationship with money reflects your relationship with yourself, why financial empowerment is not about restriction, and how to step into your power by understanding your emotions, money habits, and values.

Looking for a supportive space to transform your relationship with money? The Guilt-Free Spending Group is designed for high-achieving women who are ready to:...

Season 2 opens by addressing the single most important (and often most paralyzing) question on the financial transformation journey: Where do I even begin?

Using the familiar metaphor of finding a store in a mall, the host reminds us that to reach any destination, you must first understand where you are. This season is about identifying your starting point so you can begin building the life—and fina...

You’re smart, driven, and handling business like a pro—but when it comes to your personal finances, things still feel... off.

You’ve got a budget, but where’s the clarity?

In this episode, we’re breaking down the difference between budgeting and tracking—because if you don’t know where your money actually goes, even the best plan will fail.

Push play now, and let’s close the gap between your ambition and your bank account.

 Have you ever been denied when trying to open a bank account and thought, “But my credit score is good—what happened?”

In this powerful episode of our Monday Live series, Aline Clarke, founder of Green Wealth Legacy, breaks down the hidden side of banking that many people have never even heard of: the internal banking system. You’ll discover:

💳 What ChexSystems, Early Warning Services (EWS), and TeleCheck are—and wh...

What if I told you that making the minimum payment on your credit card isn't just slowing you down—it’s silently costing you THOUSANDS of dollars and years of your life? I know what it’s like.

I once paid off a $4,000 credit card... over 10 YEARS.

Why?

Because I didn’t know any better. I thought I was “doing the right thing.”

In this episode, I’m sharing:

💳 The truth about minimum payments (and why they’re not your friend...

Ever feel like budgeting is impossible when your income is all over the place?

If you’re a commission earner, freelancer, or entrepreneur navigating fluctuating paychecks—this episode is for you.

In today’s conversation, I dive into:

• Why traditional budgeting doesn’t work with inconsistent income—and what to do instead

• How to build your money plan around your lowest income month (not your highest)

• What a Buffer Fund ...

Have you ever found yourself saying, “If I had only started sooner…” when it comes to your finances? If you’re in your 30s and beyond, feeling overwhelmed by debt or regretting financial decisions made in your 20s—this episode is for you.

In today’s conversation, I explore:

• The biggest financial mistake people make in their 20s—and why it sticks with you into your 30s
• How time (or ignoring it) quietly shapes yo...

Have you ever followed all the traditional money advice—budgeting, saving, paying your bills on time—and still felt like you weren’t getting ahead? You’re not alone. This episode goes beyond the numbers to reveal the one thing most financial advice misses: your “why.”

🧭 In this powerful conversation, we announce our upcoming free 3-day challenge: “Your Why Behind Your Life” (April 29–May 1), hosted...

This episode was originally recorded live in our Guilt-Free Spending Facebook group—and it was too juicy not to share here with you on the podcast. We’re diving into something most people don’t even realize is happening: soft credit pulls — and how they can quietly impact your interest rates, minimum payments, and even your credit limits. 👀

If you’ve ever wondered why your rates suddenly go up when you’ve been doing every...

How else are you stunting your own growth?

In this powerful episode of the Four Sisters Legacy podcast, Christiane David, your money life coach, breaks down the myth that "investing in yourself" always means spending money. Spoiler alert: It doesn’t. And believing that it does...

How do I use my TAX refund: pay down my debt or increase my savings? Let’s Break It Down! 💰

Got a tax refund burning a hole in your pocket? WAIT! Before you splurge or throw it all at debt, let’s pause and think.

In this episode, I’m answering the big question: What’s the smartest way to use your tax refund—pay down debt or boost your savings?

If you’ve ever felt like your refund disappears faster than it hits your accoun...

What if the biggest thing holding you back isn’t your money, your habits—or even your circumstances? It’s the belief that you’re only using 10% of your brain. 👀

In this powerful episode, your money life coach Christiane David breaks down why this myth is not only false—but harmful.

💥 She reveals the science behind your brain’s true capacity, how neuroplasticity makes growth p...