If your brain is half-wrapping gifts and half-spiraling about money… this episode is for you.
Paulina sits down with Jennifer Molina—Guaranteed Rate lender, mom of two, and an Ecuador-to-Chicago powerhouse—to talk about what it actually looks like to build stability (and real wealth) while raising kids, paying for childcare, and trying to keep your life from turning into one long to-do list.
You’ll hear Jennifer’s story (immigrating at 8, corporate finance, then finding her lane in lending), plus the most useful homebuying guidance for busy moms:
- Why you should talk to a lender before you start Zillow-ing at midnight
- What “being ready” really means (spoiler: it’s not perfection)
- How credit strategy and down-payment support can change the timeline
- Why Jennifer’s wealth-building hill to die on is multi-unit properties
- What the winter market can mean for leverage and negotiating power
Bottom line: you don’t need to know everything—you need a plan and a team you trust.
Want to connect with Jennifer? Find her on Instagram @HomeLoansByJennifer or text 773-697-1111.
I’m grateful to have you here. Being a mom and going after your dreams isn’t easy, but you’re doing better than you think. Keep going — you’ve got this.
Let’s stay connected:
@mamicollective | @paulinaroe
See you next time — stay inspired.
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