In this powerful episode of MikeDrop, we sit down with Jeremy Davis, President of Mortgage at Southern Bancorp, to explore what it really means to build legacy through lending. Jeremy doesn’t just talk housing; he lives and breathes it—from grassroots advocacy to C-suite leadership. His journey is a masterclass in mission-driven business, and this episode captures his voice, vision, and unwavering belief in economic empowerment through homeownership.
With more than two decades in mortgage and financial services, Jeremy brings serious depth to the conversation. He has led everything from originations and community development to coaching, business growth, and launching inclusive lending platforms. His work is grounded in one truth: homeownership is the cornerstone of generational wealth. And for families too often left behind by traditional lending, Jeremy is on a mission to change that.
As President of Mortgage at Southern Bancorp—a nationally recognized Community Development Financial Institution (CDFI)—Jeremy is blending margin and mission with powerful results. Under his leadership, the bank is reshaping access to credit, expanding community lending, and earning accolades like the 2024 MBA Leadership Award for Market Outreach Strategies.
In this episode, we talk about:
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What "legacy lending" really means in today’s world
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How to scale impact without sacrificing integrity
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The role of community banks and CDFIs in building generational wealth
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Lessons from launching FirstBank Forward and InQlusion Mortgage Capital
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Why representation, accessibility, and advocacy still matter in housing
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What the next generation of mortgage leaders needs to hear
Jeremy also breaks down the mindset behind his high-performance culture, his advice to lenders in today’s market, and how anyone in the housing industry can do more on purpose.
If you care about equity, homeownership, and real solutions that work—this is the conversation to hear. Whether you're a loan officer, housing advocate, executive, or just passionate about building a better system, Jeremy's leadership and vision are unmatched.
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