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April 9, 2020 • 45 mins
Nadia and I discuss how things have changed for her family while dealing with this crisis both financially and mentally. Resources mentioned: Book: I will teach you to be Rich by Ramit Sethi aff link: https://amzn.to/2xVWqSd Websites: https://speakingofcents.com/ (Money Related) https://topbloggingcourses.com/ (Blogging Resources) Online Course: https://premier-blogging-school.teachable.com/p/massive-pinterest-traffic/ Free 5 Day Cutting Expenses Challenge https://www.budgetsmadeeasy.com/cutting-expenses-challenge/ Full Transcript: Welcome to the money mindset podcast where you will find the inspiration and motivation you need to manage your money better so you can stress less and live the life you want. Today I am speaking with Nadia from speaking of sense and we are going to discuss how she's handling things in the midst of this crisis, both mentally and financially, things that she's doing different, how she's coping. And you know what, we're just going to laugh at some things because you know who knows how to deal with this craziness going on right now. So she does have some good and helpful tips for managing working at home with your kids and you know, just giving yourself some grace because this is just uncharted territory right now and we need to um, you know, give ourselves some Slack because who the heck knows how to navigate this crazy time. Now, before we jump in, I do want to mention that right now I am doing a free five day cutting expenses challenge in this is to help people that are, have already experienced a loss of income or could possibly experience loss of income. Um, it is this week and it comes with a free workbook and free Facebook group where I'm going live every night inside of the group. Uh, you can still join us, go to budget's made easy.com/cutting-expenses-challenge. And I will of course link to it in the show notes as well. But let's go ahead and talk to Nadia. Hi Nadia. Thank you so much for being with us today. Hi Ashley. Thank you so much for having me and I am so excited to talk with you today. I know that you have paid off a lot of debt and you have been debt free for many years now. And we're going to kind of talk about, um, how you're handling things during this, uh, coronavirus crisis with financially and maybe you know, mentally how you're handling, uh, three kids at home and trying to work from home and juggle all the things. Uh, but before we jump into that, can you just kind of give us a little bit of background about yourself and tell us about you and your family? Uh, my name is Nadia Malick and I am a personal finance blogger@speakingofsense.com. I am a mom of three and, um, I have a 12 year old, 10 year old and a five year old. So I have, um, my house full with cage and uh, you know, a lot of things that are happening right now are very, very unexpected with all the things. But, uh, we are managing well. I have been, um, debt-free for many years now and um, my husband and I have been, um, mortgage debt free for, uh, I would say 10 years now. Uh, and uh, that was the first house that we paid off our debt and um, as contagious added as it is. Um, we have stayed that tree for many years now and we are hoping to keep it that way. That's awesome. And so what can you tell us, um, just a little bit about how you're handling things right now with the kids at home and trying to work at home and just financially since you are already debt free, like, um, are you doing anything differently in the midst of this crisis? Okay. Um, I would say some of the things, um, we are doing differently, but most of the things we are just, uh, trying to keep up with that because uh, since we have been debt free for many, many years and, uh, living frugally and living on a minimalist budget has been pretty much a lifestyle for us. Uh, so, um, the, the thought process that goes in, um, being a minimalist person, it has not started just like in last couple of weeks. It has been with me for many, many years now. And, uh, the fact that we have been living on a single income since my kids were born, I used to work before they, before I did not have them, but since they, uh, are born since my first one was born, I stayed home. I was that patient who took the responsibility of being at home. And since then we have been on a single income and um, I am so, uh, like I would say that it, it, it can be an inspiration, inspiration for so many people who think that being debt free is not possible when you are on a single income. We actually became debt free on the single income. So I believe Mmm. That the, the, the mindset that we had is just continuing with this new new phase that we are in. It's just the, they're small things that were not in my routine or you would say that we're not a part of my life since I have been working from home. They are, they, they have now added into my routine or you would say in my life and by the looks of it, by the way, things are going, uh, it's looks like that this
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