In this powerful episode, Dr. Nikisha Ware — Chief Impact Strategist and founder of Divergent Life Solutions — breaks down the truth about using life insurance as a tool for wealth-building, emotional stability, and generational legacy. Dr. Ware explains how women — especially mothers, professionals, and entrepreneurs — can leverage whole life, term life, and IUL (Indexed Universal Life) insurance to build cash value, fund business growth, pay off debt, create tax-free retirement income, and protect their children and household. She also dives into key person insurance, buy-sell agreements, retirement rollovers, beneficiary planning, mental and emotional wellness around money, and building a family legacy through life insurance and trusts.
Dr. Ware sits down with Marjorie E. Roberts, Senior Accountant/CEO of Roberts Mangum & Bennett Accounting Firm and Founder of The Money Variable Non-Profit, for a transformational conversation designed to give clarity and confidence to women looking to secure their financial future, build generational wealth, and approach money with peace instead of fear — while highlighting the importance of guidance, strategy, and emotional support on the journey to financial freedom.
Keywords:
Financial literacy for women, life insurance for entrepreneurs, whole life vs. term life insurance, IUL life insurance explained, Indexed Universal Life policy benefits, life insurance for mothers, financial planning for women, retirement rollover strategies, tax-free retirement income, wealth-building for Black women, generational wealth strategies, business succession planning, key person insurance, buy-sell agreement life insurance, cash-value life insurance, self-funding with life insurance, financial wellness and mental health, women entrepreneurs and money, financial empowerment for women, legacy planning and family trust, life insurance wealth strategy, faith-based financial education, financial podcast for women, Black women and wealth building.
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