Commissioner Gonzales serves as the Commission of the Tennessee Department of Financial Institutions. He also serves as Chairman of the State Liaison Committee that incorporates the state supervisory perspective into the Federal Financial Institutions Examination Council (FFIEC).
This role gives him a unique vantage point of how regulatory matters are addressed at the state level as well as with the consortium of all the nation’s federal regulatory agencies.
We spoke with Commissioner Gonzales about the role of risk management and board oversight, specifically with regard to tailored regulations, the “math of things”, risk appetite and the June 2020 FFIEC guidance, and how boards should interpret exam findings.
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