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November 23, 2025 31 mins

Are pet costs sneaking up on you every month? Instead of scrambling when a vet or food bill hits, what would change if you planned for every common expense ahead of time?

Most pet parents underestimate costs because they do not track them, then feel stressed or guilty when money gets tight. In this conversation with Certified Financial Planner Joe Okaly, you'll learn simple pet cost hacks to treat pet expenses like any other recurring life cost, so you can be prepared, confident, and calm when bills arrive.

BY THE TIME YOU FINISH LISTENING, YOU’LL LEARN:
• The first step to get ahead of pet expenses without overwhelm
• How to choose a payment approach you can stick with, insurance, self-fund, or a mix
• Why “pay yourself first” works and how to automate a pet fund even on a budget
• A quick annual checkup routine to adjust your plan as your pet ages

Our challenge for you: Set up one automatic transfer today, even $5, into a separate “Pet Fund” account and rename it so you will not touch it.And hey! We want to know how you're doing, so share one small change you are making after this episode inside the Pet Parent Hotline Insiders Facebook Group to help other listeners do the same.

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Holiday guests coming who don’t love your pets? Don’t miss the December 3rd Quick Fix bonus episode. Amy shares simple ways to set expectations, create boundaries, and shut down holiday drama before it even starts. Listen in and keep everyone in your house off the naughty list. 

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Love the show? Share it with someone navigating the chaos of pet parenting, and please leave a 5-star review so others can find the pet advice they need.

Follow:🌍Official Site |📱Facebook |📺YouTube | 🍏 Apple |🎵Spotify

Pet parenting can feel overwhelming when you’re juggling behavior issues, unexpected costs, or conflicting information. Every week, you’ll get clear, expert pet advice with simple steps you can actually use NOW, plus pet cost hacks that help you save money without sacrificing your pet’s wellbeing.

We cover training and behavior guidance, nutrition insights, stress-free vet visit tips, cleaning and home routines, and smart ways to manage life in multi-pet households. Everything is practical, supportive, and built for real life.

No fluff, no guilt, just real pet parenting advice with expert guidance and practical tools you can use today, plus easy ways to plan and budget so pet expenses don’t derail you.

Follow so you can stop chasing your tail and start enjoying your pets again.

Contact: Amy@petparenthotline.com

©Ⓟ 2025 Amy Castro


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