The Property Academy Podcast

House prices are finally moving again … but is this the start of a proper boom, or just another dead cat bounce?

In this episode, Ed and Andrew ask economist Tony Alexander to look into his crystal ball and reveal what he really thinks will happen to New Zealand house prices over the next five years.

You’ll learn:

• What Tony expects for house prices in 2026 – and the long-term growth rate he’s betting on
• What would actually happen t...

Christine bought her first home in Christchurch at just 23, with her parents going as guarantors. Fast-forward 30 years, and she and her husband Ross have built a nationwide portfolio.

In this episode, Ed and Andrew chat with Christine about three decades of lessons – how smart investing, patience, and a bit of Kiwi grit built lasting wealth.

You’ll learn:

• How Christine turned one guarantor home into a multi-city property portfoli...

New Zealand feels like it’s falling apart – shrinking GDP, rising unemployment, and a wave of Kiwis heading for Australia.

In this episode, Ed and Andrew ask economist Tony Alexander the big question: Is the economy actually munted, or are we just in another normal cycle?

You’ll learn:

• Why today’s downturn feels dramatic, but isn’t the worst we’ve seen
• The real reasons NZ swings harder than other economies
• When things might finally ...

Moving out of Auckland sounds like a fast track to a cheaper, quieter life – but how much money do you actually save? And what do you give up in return?

In this episode, Ed and Andrew break down the real numbers behind selling up (or moving out) of Auckland and shifting to a smaller town.

You’ll learn:

• How much you can save on housing, rent, commuting and daily expenses
• The trade-offs that hit your wallet when your income changes
• ...

Interest rates have plunged nearly 3% in two years, but how long will the good times last?

In this episode, Ed and Andrew break down the latest forecasts, revealing when rates could fall further … and when they’re likely to turn and start creeping up again.

You’ll learn:

• What the 1-year mortgage rate is predicted to do from now through 2027
• How long should you consider fixing your mortgage
• Why can all forecasts (including this one) ...

Some Kiwis sacrifice everything for their future. Others spend it all today and hope it’ll work out. But what’s the right balance when you want to enjoy life now without sabotaging tomorrow?

In this episode, Ed and Andrew dig into the real tension between investing for the future and living a little today.

You’ll learn:

• How to decide when to invest and when to spend (without regret)
• The #1 way to avoid money arguments with your p...

You don’t need to stop earning an income at 65, but the smartest ways to do it aren’t always obvious.

In this episode, Ed and Andrew break down six different ways to earn income at 65 – from term deposits to managed funds to property income – and reveal the hidden catches in each option.

You’ll learn:

• How long $1 million really lasts across different options • The pros and cons of six retirement-income strategies
• Which method le...

How to avoid unnecessary costs, stress, and headaches so your properties stay profitable?

In this episode, Ed and Andrew break down the biggest mistakes landlords keep making (and why they cost far more than most people realise).

You’ll learn:

• The most common landlord errors that quietly drain your returns

• How simple admin and process mistakes turn into expensive problems
• The smarter way to manage your properties so they...

Nicole was terrified to hit “send” on the email that got her here. But now, at just 30, she and her fiancé own three properties.

In this episode, Ed and Andrew sit down with Nicole to discuss how she overcame her fear, learned the numbers, and used her $3 million Wealth Gap as motivation to take action.

You’ll learn:

• How Nicole built a 3-property portfolio by 30
• What a $3 million Wealth Gap is, and how it pushed her to take actio...

Most Kiwis think they know what makes a house worth more, but the real answers are often totally different once you look at the data.

In this episode, Ed and Andrew sit down with Nick Goodall, Head of Research at Cotality NZ, to unpack the country’s Hedonic Index – a new way to measure property values by analysing a home’s individual features.

You’ll learn:

• The real features that make a house more valuable
• Which renovations sta...

Economists are supposed to predict the future, but how do they actually do it? And how accurate are those forecasts, really?

In this episode, Ed and Andrew sit down with Sharon Zollner, Chief Economist at ANZ New Zealand, to reveal how economists build (and sometimes miss) their predictions.

You’ll learn:

• The maths, data, and gut instinct that go into a forecast
• Why house sales, interest rates, and migration are key to predicting ...

The Reserve Bank has just delivered its final OCR cut of the year ... but what does that mean for mortgages, investors, and house prices heading into 2026?

In this episode, Ed and Andrew unpack the numbers from the latest announcement and explain why this cut might be the last one in this cycle.

You’ll learn:

• How far has the OCR fallen this year
• Whether mortgage rates could keep dropping – or start creeping back up
• What the Reserve...

If you’ve built a property portfolio, at some point you’ll face the tough question – which one should you sell first?

In this episode, Ed and Andrew explain how to decide what to sell, when to sell, and how to make sure you walk away with the most money possible.

You’ll learn:

• The 6 most common reasons investors sell
• Why selling your “worst” property isn’t always the smartest financial move
• How to calculate what you’ll actually ge...

If you’ve ever looked at buying a property in Christchurch, you’ve probably seen TC Zones on the map. But do they still matter today, and what do they actually mean for you?

In this episode, Ed and Andrew unpack what TC1, TC2, and TC3 really mean, how they were created, and whether they’re still useful in 2026.

You’ll learn:

• What TC Zones are and how they relate to liquefaction risk
• Why are site-specific Geotech reports now more ac...

Most investors scroll through Trade Me and hope to “spot” a deal. But Ed and Andrew reveal there’s a smarter, systematic way to filter out the duds and find the winners.

In this episode, you’ll learn:

• 7 proven hacks to find property deals before anyone else sees them
• How to identify motivated sellers (and avoid costly reno traps)
• The #1 data tool to analyse whether a property’s really a deal or just a dud

Forget gut feel. E...

What happens when your career has an expiry date? Ian West, a professional cricket coach, turned to property to secure his financial future.

In this episode, Ed and Andrew chat with Ian about how he and his wife bought two investment properties, and how he’s applying his coaching mindset to build long-term wealth off the pitch.

You’ll learn:

• How Ian turned financial uncertainty into a clear investment plan
• Why a sports mindset can ...

Banks are throwing around some of the biggest cashbacks we’ve ever seen – up to 1.5% just for moving your mortgage.

In this episode, Ed and Andrew break down the banks’ new massive cashback deals, who qualifies, and how long they’ll last.

You’ll learn:

• Which banks are offering the biggest cashbacks
• The rules, clawbacks, and traps that could wipe out your profit
• How do you get that massive cashback

This episode helps you decid...

If Labour brings in a Capital Gains Tax, does that mean investing in property is over, and shares become the better option?

In this episode, Ed and Andrew run the numbers to find out which performs better once tax is factored in.

You’ll learn:

• Whether property still beats shares when a Capital Gains Tax applies
• How leverage shapes your total return
• When shares actually outperform, and when property still wins big

Using real mod...

Ever thought you were a shoo-in for mortgage approval … only for the bank to slash your borrowing in half?

In this episode, Ed and Andrew unpack a real-life case study where a couple thought they’d secured a mortgage – until the bank said otherwise.

You’ll learn:

• The real reasons strong-looking applications get turned down
• 4 actions you can take today to boost your mortgage approval chances
• How hidden factors quietly crush your borr...