The Property Academy Podcast

In this episode, we discuss how big your emergency fund really needs to be — and how to set it up so you’re covered when life throws a curveball.

You’ll learn:

• How your emergency fund should grow as your life (and investments) grow
• The exact formula for property investors – what we call the Landlord Lifeline
• And where to keep this money so it’s ready when you need it most

Worried about what would happen if you lost your job or ...

In this episode, we discuss how couples with an age gap can plan for retirement — and what it takes to make sure your money lasts for both of you.

You’ll learn:

• What changes when one of you wants to retire earlier than the other
• How to create a financial plan that lasts until the younger partner passes away
• And a real-life example of how one Kiwi couple is making it work

If you and your partner are thinking about retirement, st...

In this episode, we discuss how an 18-year-old can get started in property investment — and lay the foundation for building serious wealth over time.

You’ll hear:

• What young Kiwis need to do right now to begin their journey
• The step-by-step game plan to grow a property portfolio from scratch
• And how to get ahead, even without a big income or deposit

This live coaching session is all about empowering the next generation of inves...

In this episode, we discuss whether it’s better to buy a New Build off the plans or go for one that’s already built — and which option could make (or cost) you more.

You’ll learn:

• The pros and cons of buying off the plans vs completed New Builds
• Why some investors prefer the flexibility of a finished home
• And the hidden risks (and rewards) of locking in your deal early

Not sure which type of New Build fits your strategy?

Learn ...

In this episode, we discuss the harsh reality of living on NZ Super — especially if you’re still renting or paying off a mortgage at 70.

For this, we're joined by Karen Billings-Jensen, the CEO of Age Concern NZ.

You’ll learn:

• What life really looks like for older Kiwis living off the pension

• The tough choices some seniors are forced to make just to get by

• How to spot the signs of financial abuse — before it’s too late

If yo...

In this episode, we discuss what to do if you’ve accidentally found yourself as a property investor.

You’ll learn:

• How to decide whether to keep or sell a property you didn’t plan to invest in

• The step-by-step Keep or Quit Quiz to guide your next move

• And how to set yourself up to buy your dream home (even if you buy a new investment property)

If you’re not sure what to do next, get personalised advice from a trusted mortgage b...

In this episode, we discuss the “bedroom bluff” — a sneaky trick where sellers advertise more bedrooms than a property really has.You’ll learn:

• How one woman lost $24,000 by buying a “3-bedroom” that was really just a 1-bedroom
• How to spot the bedroom bluff before you buy
• And how to protect yourself from overpaying for a property that doesn’t stack up

When you’re buying an investment property, every detail matters — especially...

In this episode, we discuss the hidden Airbnb tax trap that could cost property investors over $150,000 — and how to avoid falling into it.You’ll learn:

• What the trap is and why so many short-term rental owners miss it
• How to avoid getting caught (and protect your profits)
• And how to get out of it if you’re already stuck

If you’re running an Airbnb — or thinking about it — you need to understand how capital gains tax and other...

In this episode, we discuss whether the government’s RMA reforms could be the policy that kills the housing crisis — or creates a whole new one.

You’ll learn:

• What the new RMA changes actually mean for the property market
• Whether this could lead to a housing oversupply in some parts of the country
• And when these changes are expected to kick in and how they'll impact house prices in NZ

If you’re a property investor or developer,...

In this episode, we discuss how one investor (Raj) went from earning just $5 an hour to building a property portfolio worth $8.5 million.

You’ll hear:

• How he grew a 12-property portfolio while raising kids and running a business

• What it really takes to build wealth from scratch•And how he bounced back after losing $1 million in the latest downturn.

This is a raw, honest story of grit, growth, and resilience — perfect ...

In this episode, we discuss how to fire your property manager — without the awkward conversations or unnecessary drama.

You’ll learn:

• The exact process for switching property managers (it’s easier than you think)
• What to watch out for in your management agreement
• And real-life examples of investors who’ve made the switch smoothly

If you’re not getting the service you’re paying for, it’s time to take control.

And if you’re looki...

In this episode, we discuss whether home-and-income properties are a smart way to boost your cashflow — or a financial trap in disguise.

You’ll learn:

• How much capital growth these properties really achieve (based on fresh, never-before-seen data)
• What kind of income you can expect from them
• And how to tell if this strategy is right for your investment goals

Curious how this strategy affects your borrowing power?

Here's our lis...

In this episode, we discuss why investing during a flat property market might be one of the smartest moves you can make — even if it doesn’t feel that way.

You’ll learn:

• Why flat markets often offer hidden opportunities for savvy investors
• The pros and cons of this approach (and what traps to avoid)
• What to focus on to stay the course and grow your portfolio through the cycle

If you want to know where the market’s really at, ch...

In this episode, we discuss whether foreign buyers could soon be let back into the New Zealand housing market — and what that might mean for house prices.

You’ll learn:

• Why this policy could be back on the table sooner than you think
• Whether it could send property prices soaring (again)
• And what impact it might have on the value of your home

As the market continues to shift, it’s more important than ever to stay informed.

Check...

In this episode, we discuss how to stop the cashflow bleeding on your investment properties — and what to do if you think you’ve made a mistake.

You’ll hear:

• The #1 thing to do if your investment is underperforming•How to tell if it’s time to pivot your strategy or hold the course
• A real-life case study of an investor who is trying to turn things around.

If you’re feeling the financial pinch, this episode is your guide to maki...

In this episode, we discuss how Donald Trump’s proposed tariffs could actually lead to lower mortgage interest rates here in New Zealand.

You’ll learn:

• Why tariffs usually hurt the economy — and the case for why these ones might not be all bad

• How global events like this flow through to NZ interest rates

• And how Ed personally lost $6,500 in just 30 days (and what you can learn from it)It’s a mix of economics, poli...

In this episode, we discuss how one young Kiwi (Phoebe) saved over $100,000 by the age of 21 and bought her first home while earning just $65,000 a year.

You’ll hear:

• How she hustled on the side to grow her deposit faster•The steps she took to buy her first home at just 21

• What she’s doing now to crush her mortgage and get ahead even fasterIf you’re wondering whether getting on the property ladder is still possible while...

In this episode, we discuss New Zealand’s massive insurance problem — and how it could leave homeowners seriously out of pocket when disaster strikes.

You’ll hear the shocking story of one Kiwi who was left $350,000 short after their insurance payout didn’t cover the full rebuild cost — plus:

• What’s behind NZ’s $184 billion underinsurance crisis•Why many policies don’t pay out what you think they will
• And how to make sure you’re p...

In this episode, we discuss the shocking reality of what happens when tenants disappear without warning — and the nightmare some landlords are left to clean up.

We share real-life stories of properties abandoned mid-tenancy, and walk you through:

• What to do when your tenant vanishes•How to legally take back control of your property

• And how to protect yourself from being left with a mess (or a massive bill)If you’re a prop...