The Property Couch

What happens when the money expert has to hit reset on her own life? 💥

Meet Gemma Mitchell: a financial adviser, money coach, and co-host of The Australian Finance Podcast.

With over 20 years in banking, wealth coaching, and financial services, Gemma has helped thousands of Australians navigate life’s biggest financial curveballs, from divorce and career change to business setbacks and beyond.

But when her own “perfect plan” fell apa...

The Reserve Bank of Australia has just made its November 2025 cash rate announcement, and the decision lands amid a whirlwind of competing economic signals. 

Join Ben Kingsley and resident economist Evan Lucas as they dive deep into what’s really driving the headlines… from inflation and interest rates to housing market dynamics and the growing risk of stagflation. 

If you’re trying to make sense of where the economy might go next, t...

Most investors dream about “doing a development” one day… but few know what it actually takes to do it profitably.

In our latest episode, we’re joined by Rob Flux, Founder of Property Developer Network and PICA board member, to unpack the real-world lessons from his own journey, from rebuilding to turning two blocks into eight townhouses in just four years.

Rob shares:
✅ The 3 pathways into development for passive investors, reno...

We all know property investing is about “location, location, location”... but have you ever stopped to think about how cities actually form?

In this bonus episode, we go on a journey from the dusty towns of the Wild West to the bustling megacities of today.... all to unpack the evolution of cities and why understanding this process can give you a huge edge as an investor. 

For the original episode, tune in here: Episode 163 | Infrast...

In this week’s special episode, Bryce & Ben “compare the pair”: not with jingles or gimmicks, but with hard data and one clear winner. 📊 

Using 44 years of property performance, they uncover why Brisbane’s steady economic engine outperforms Townsville’s volatile cycle, and what it means for investors tempted by short-term wins. 

From super tax changes and trust reforms to Ponzi-like buyer activity, the boys reveal what happens “...

What happens when the life you planned… suddenly isn’t?

In this powerful throwback moment, Bryce chats with former NRL player Matt Srama, who opens up about the identity crisis that came with an unexpected early retirement — and the mindset shift that helped him find clarity on the other side.

For the original episode, tune in here: Episode 270 | How to Recover When You’ve Lost Everything.

LISTEN TO THE FIRST 20 EPISODES HERE >...

There’s a surge of new buyer’s agents flooding the market… 

Some are brilliant, ethical and genuinely helping buyers win in tough conditions. 

But others? They’re charging upfront fees, disappearing on clients, buying properties sight unseen... and even recommending complex trust and super structures they’re not licensed to advise on. 

So how do you tell the difference between a trusted advocate and a fast-talking spruiker? 

To help us...

In this TPC Gold episode, we rewind the clock to a timeless chat with our very own Ben Kingsley — recorded just after he won Property Investment Advisor of the Year for the second year in a row.

While the awards are worth celebrating, what makes this conversation truly evergreen is the insight into why great property advice matters, and how to spot it. 

For the original episode, tune in here: Episode 36 | Journey of the Property Inve...

This episode is a big community service announcement wrapped in a Q&A session! 

We unpack a listener’s cautionary tale about high-pressure “systems”, dig into whether West is still best, and tackle the surge in trust-based strategies promising “unlimited borrowing capacity”.   

Plus: a Mindset Minute reset, a simple hotel sleep hack, and what first-home buyers most regret about their home loans. 

Full show notes here 👉 https://th...

When it comes to structuring your property loans, the offset account is one of the most powerful tools in your arsenal. But how many should you actually have?

In this bonus episode, we’re diving into a question from long-time listener Alan, who’s wondering whether he needs to set up a second offset account for his next investment property.  

For the original episode, tune in here: Episode 259 | Q&A: A Tax-Saving Hack for An Offse...

Most investors don’t realise they’re sitting on thousands in extra deductions...and the ATO isn’t in a hurry to remind them. 

This week, we’re joined by Bradley Beer, CEO of BMT Tax Depreciation, to unpack how a depreciation schedule can turn dead money into real cash flow. 

You’ll discover: 

• Why old properties can still deliver big deductions 
• The truth about cheap online depreciation reports 
• How renovations and scrapping can supe...

The Reserve Bank of Australia just made its September 2025 cash rate call, and we’re unpacking not just the rate decision itself... but the shifting sentiment that could be pointing to the next property upswing. 

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple...

Most buyers walk into a property deal at a serious disadvantage. The agent knows the tricks, the tactics, and the pressure points that can make you pay tens of thousands more than you should. 

But what if you could flip the script? 

That’s exactly what Scott Aggett has been doing for over 30 years. With more than 4,000 property deals under his belt, Scott traded a high-flying career in agency land for the buyer’s side of the table, l...

With rising energy costs, growing climate concerns, and an increasing demand for healthy, sustainable living environments, there’s a growing buzz around passive homes... but what are they exactly?

In this bonus snippet, Bryce sits down with Raphael Siket (passive house owner and director of a building biology service) and Amelia Lee (founder of Undercover Architect) to explore why more Australians are choosing to build these innovat...

FOMO is out. COMO is in. 🎯

For years, Aussie property headlines were all about fear of missing out: buyers rushing into the market at any cost. But today’s reality is very different.

With affordability ceilings, tighter borrowing limits, and scarce supply, the real challenge is learning how to compromise… or miss out.

In our latest episode, we revisit one of the pillars of knowledge: The Buyer’s Decision Quadrant, price, location, la...

In today’s bonus episode, we’re answering a question that’s on the minds of many property investors with business interests: How does Capital Gains Tax (CGT) work for commercial property, and how does it compare to residential?

Mark has done what many business owners dream of: buying a commercial property to house his business. 

But while commercial property can be an excellent wealth-building tool (especially when you're both t...

This week on The Property Couch, we’re not sitting down with Ben Kingsley, co-host of The Property Couch… 

But Ben Kingsley, Chair of the Property Investors Council of Australia (PICA), and he’s here with a serious warning.

As the peak body representing everyday property investors, advocating for consumer protection, ethical practices, and a sustainable rental market, PICA recently wrote to every major trade association across Austra...

We talk a lot about financial health on this podcast, but there's another pillar often overlooked. 

In this TPC Gold episode, we’re joined by John Mendoza, Director of ConNetica and a mental health leader with decades of experience, to explore the deep (and often invisible) connection between financial health, self-worth, and the stories we tell ourselves.

For the original episode, tune in here: Episode 238 | Money & Mental ...

We’ve got a cracking Listener Q&A episode for you today, and trust us…   

These are questions you need to know the answers to! 🚨 

👩‍❤️‍👨 Can married couples really claim TWO main residence exemptions for Capital Gains Tax? Or is this a classic case of “you can’t have your cake and eat it too”? We break down the six-year rule and reveal what the ATO will (and won’t) let you get away with. 

🏡 First Home Buyer incentives: Think y...