The Property Couch

Building wealth is only half the job. Keeping it is what really counts.

In Chapter 13 of How to Retire on $3,000 a Week, Bryce and Ben explain the critical shift from getting wealthy to staying wealthy and walk through the three main ways investors land the plane in retirement. 

This chapter is not about chasing more. It is about protecting what you have built, creating sustainable income, and setting yourself up for a life of financ...

Tax is not the reason to invest in property. But it can shape the outcome more than most people realise. 

In Chapter 12 of How to Retire on $3,000 a Week, Bryce and Ben unpack the tax side of property investing in a clear, balanced way. 

We're talking about ownership structures, negative gearing, stamp duty, land tax, capital gains tax, and the role tax plays in building long-term financial independence. 

This chapter is not abou...

Property investing is not a level playing field.

In Chapter 11 of How to Retire on $3,000 a Week, Bryce and Ben lift the veil on the property industry and explain who gets paid, who they work for, and how everyday investors can unknowingly end up on the wrong side of the deal.

You’ll learn the difference between free advice and fee-for-service advice, how conflicts of interest show up in disguise, and the common sales tactics that co...

Do you want a second job… or a strategy that quietly works in the background?

In Chapter 10 of How to Retire on $3,000 a Week, Bryce and Ben unpack the real difference between active and passive investing and explain why passive strategies suit most Australians looking to build wealth without sacrificing their lifestyle. 

This chapter cuts through hype and gives you clarity, permission, and confidence to choose the path that fits you...

You don’t build wealth just to lose it.

In Chapter 9 of the How to Retire on $3,000 a Week audiobook, Bryce and Ben unpack the most overlooked pillar of investing: defence. Protecting your lifestyle, your income, and your assets so that one unexpected event doesn’t undo decades of effort.

This is not about fear. It’s about resilience, responsibility, and peace of mind.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two cha...

Cash flow is where most property plans succeed or fail.

In Chapter 8 of the How to Retire on $3,000 a Week audiobook, Bryce and Ben break down why cash flow management is the hardest pillar to master and why it matters more than any single property decision.

This chapter shows how to move beyond basic budgets, trap surplus with confidence, and put your money to work in a way that supports both your lifestyle and your long-term goals.

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Property investing isn’t just about what you buy; it’s about how you fund it.

In Chapter 7 of How to Retire on $3,000 a Week, Bryce and Ben unpack borrowing power, loan structure, and why productive debt, used well, can accelerate your investing journey, while poor structure can quietly stop it in its tracks.

If you want to keep building without hitting a glass ceiling, this chapter is essential.

🎁 FREE for a limited time only as Bry...

Not all properties are created equal: some properties create momentum while others create frustration.

In Chapter 6 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben unpack what separates investment-grade property from investment stock, and why asset selection can make or break your long-term results.

This is where property investing becomes a system, not a gamble.

🎁 FREE for a limited time only as Bryce’s far...

Compounding doesn’t reward speed.

It rewards patience.

In Chapter 5 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben explain why time, not talent, is the real driver of long-term wealth.

If you’ve ever felt impatient, wobbly, or distracted by short-term noise, this chapter will reset your perspective.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Tune in now!  

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Why does property keep showing up in Australian wealth stories?

In Chapter 4 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben break down why property works in Australia from human behaviour and owner-occupier demand to tax advantages, stability, and leverage.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now!

To see how all the pieces fit together: 

• ...

You can look rich and still run out of money.

You can be wealthy and never have to work again.

In Chapter 3 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben unpack what wealth actually means, and why time, health, and people matter just as much as money. 

This chapter changes how you think about wealth, for good.

🎁 This audiobook is FREE for a limited time only as Bryce’s farewell gift. Two chapters are releas...

If you don’t know where you’re starting from, how can you expect to get where you want to go?

In Chapter 2 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben introduce the Seven Grades of Financial Wellbeing: a simple but powerful way to assess where you’re at today and what it’ll actually take to reach financial peace.

This chapter connects the dots between money and lifestyle, showing how the right strategy c...

What if real wealth isn’t about how much you have… but how you live?

In Chapter 1 of the audiobook edition of the best-selling How to Retire on $3,000 a Week, Bryce and Ben challenge the obsession with “more” and ask a better question: how much is enough for you? 

This is the chapter that reframes property investing as a tool, not the prize, and introduces the idea of financial peace, personal sovereignty, and lifestyle by design.

It’...

After more than a decade on The Property Couch, this may be the most important episode we’ve ever recorded...   

That’s because this special episode marks the moment before Bryce steps back from the podcast to begin a sabbatical. 

But before he does, Ben and the very first Stig, Ivise, pause to reflect on the journey so far.

This episode is a celebration of: 
🌱 11+ years of education, storytelling, and calm guidance  
🌱  The...

The RBA has officially reversed course, lifting the cash rate by 0.25% as inflation rises again. Ben Kingsley and economist Evan Lucas break down why the Board moved so quickly, what the data is telling us, and what to watch as 2026 unfolds. 

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT AP...

From teenage bankruptcy lessons to becoming Australia’s youngest Telstra Business Woman of the Year. 

In this inspiring Summer Series episode, we sit down with Kirsty “KD”: a proud Tasmanian investor, entrepreneur, and mum who’s built a multimillion-dollar property portfolio the boring way… and wouldn’t have it any other way. 

Kirsty opens up about the moment her parents lost everything, how it shaped her conservative money mindset, ...

In our second-to-last Summer Series episode, Bryce and Ben sit down with Mark: a quietly successful, deeply humble investor who has been building wealth through property for more than 3 decades. 

Raised by hardworking migrant parents who arrived in Australia with nothing, Mark learned early about sacrifice, saving, and the importance of respecting money. 

Those lessons shaped every decision from buying his first property at 25 (at 10...

At just 14, Christian's life took an unexpected turn; one that would shape how he thought about money, resilience, and freedom. 

From growing up in Sydney’s west to building a life on Victoria’s coast, Christian’s journey is anything but ordinary. Along the way, he’s worn more hats than most: surfer, real estate agent, business owner, and now... something entirely new. 

In this Summer Series conversation, Christian opens up abou...

💥 “Future Steve’s problem.” 💥 

That’s how he described his growing debts, a costly Europe trip, and an apartment disaster that lost him $160K. 

But here’s the thing: the future arrived. 

In this Summer Series story, you’ll meet Stephen & Santina, a couple who turned financial chaos into clarity, rebuilt trust, and found a shared vision that transformed their family’s future. 

From spreadsheets and cashflow shocks to a plan that i...