The Property Couch
Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging. Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm. With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing. As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful. But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building. Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time. As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.” YT: https://www.youtube.com/@thepropertycouchaustralia IG: https://www.instagram.com/thepropertycouch/
Episodes
It’s a question many Australians are quietly asking themselves: “Is it too late for me to buy property?”
In this TPC Gold snippet, Ben and Bryce respond to a heartfelt listener question from Luke—who, at 46, is still renting with his wife and two teenage kids.
With $80k in savings and a growing concern about renting into retirement, Luke wants to know if it’s worth taking on a $700K mortgage at this stage of life, or if it’s simpl...
Folks, one of the most common pieces of feedback we receive on the podcast is, “I wish I’d found you guys sooner.”
The problem they're facing now? They’ve got the correct knowledge BUT they’ve built what we call a Frankenstein Portfolio.
We’re talking about an impressive portfolio that looks great on the surface but, in reality, has very little growth.
So how does it happen?
✅ What are the most common traps that lead i...
When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises.
In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property.
For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment?
As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax.
Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992.
This week’s episode is all about how to avoid accidentally handing thousands ove...
In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float.
What is the Seven-Day Float?
It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose.
The best part? It works whether you’re a uni student, a parent managing a household, or the CEO of a big company.
Why It Works...
What happens when one partner sees the long-term vision, but the other only sees the short-term cost?
In this week's Q&A, we also unpack:
💡 Whether to tap equity from your home or your investment property
💡 Understanding your goals BEFORE pulling the trigger
💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!)
FREE STUFF MENTIONED
- Pre-Order Now! How to Retire on $3,000 a Week...
It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?”
In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems.
For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure
LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY M...
Is demand finally absorbing after the RBA’s recent rate cut?
Which state is on track to become the most affordable rental market in 2025?
What’s next for Perth — boom or bust?
And where is the elusive “missing middle” data hiding?
We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends...
Please welcome Anne Flaherty, Economist at RE...
What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table?
In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout.
💡 Thinking about refinancing or adjusting your loan strategy?
We're back with another powerful Case Study episode featuring return guest, David Robertson, Head of Property Wealth Planning at Empower Wealth!
In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property.
Tune in to learn:
✔️ How to plan for future expenses even if you don’t have exact dates
✔️ Why flexibility can be your biggest s...
There’s one mistake we see time and time again in the world of property investing—and it’s more common than you might think.
People start building a property portfolio… without ever building a plan.
They’ve got a couple of properties under their belt, the repayments are on track, and equity is starting to build. But behind the scenes, it’s all a bit cobbled together. No structure, no exit strategy, and no clear outcome in sight.
Do...
"History doesn’t repeat itself—people repeat history.”
Folks, today’s episode is on an issue that’s very close to our hearts and remains just as crucial today as when we started the podcast ten years ago...
The alarming rise of the new-age Property Spruikers.
We’re talking about the same tricks but in a new disguise designed to serve one purpose: their own interests at the expense of aspiring Australians. 😮
Today we’re expo...
For far too long, women have faced systemic financial challenges—from the gender pay gap to lower superannuation balances—and the long-term impact can be significant.
In this TPC Gold soundbite, Ben is joined by Nicola McDougall—successful property investor and passionate advocate for women's financial security—to discuss why financial independence is crucial for women at every stage of life.
Ever Googled a finance or money management question and felt more confused than before?
We know the feeling! That’s why, in Ep 537, we're continuing our series on the internet's most searched questions, this time homing in on your top finance and money management questions.
Here's a sneak peek of what we cover:
💡 How much Superannuation do you actually need to retire?
💡 Is a high-interest savings account wor...
Property investing is a long-term game, but what happens when it feels like nothing is happening? When life gets in the way, distractions pile up, and the market isn’t moving as fast as you’d hoped—it’s easy to start questioning if property investing is worth it.
In this TPC Gold soundbite, we tackle one of the biggest challenges investors face: staying patient, focused, and motivated when progress feels slow.
Folks, in today’s supercharged Q&A session, we’re answering the top 5 property & finance questions on the internet!
From the essentials you need to know about capital gains tax to understanding how banks assess your borrowing power, we’re covering the most searched (and often misunderstood!) topics in property, finance, and money management.
Here’s what we cover...
✅ The hidden pros & cons of apartments vs house...
Teaching kids about money can feel overwhelming, but the key is starting early, keeping it simple, and making it part of everyday life.
In this week's bonus snippet, Bryce & Ben share how they teach their own kids about money—from saving and spending to understanding opportunity cost and financial priorities.
For the original episode, tune in here: Episode 201 | Money Lessons for Kids
What’s REALLY ahead for Australia’s property market in 2025? 🤔
With the RBA’s first rate cut in 13 months, shifting economic conditions, and a record $1 trillion in government spending promised across all states and territories, the property market is facing a major shake-up.
That’s why we’ve timed it perfectly to present to you...
🔮 🔮 🔮 Our 2025 Property Outlook!! 🔮🔮🔮
We're reviewing our 2024 predictions (what did we g...
The Barefoot Investor has helped thousands of Australians take control of their finances—but when it comes to property investing, it’s no surprise that we don’t quite see eye to eye. 🤔
In this bonus snippet, we break down where our MoneySMARTS system aligns with Scott Pape’s approach and where we strongly disagree—especially when it comes to property, offset accounts, and long-term wealth creation.
So, is property really a “dud in...
As lifelong AFL fans, we couldn’t be more excited to welcome a player who’s become a pillar of the Essendon Football Club…
Please welcome Kyle Langford! 🔥🔥🔥
Kyle’s journey in footy started with the Northern Knights and Vic Metro in the TAC Cup and AFL Under 18 Championships. In 2014, he was drafted by Essendon as the 17th overall pick, making his AFL debut against St Kilda in Round 5, 2015.
But this isn’t just an episode for spo...
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