Optimising your financial strategies in 2025

The beginning of the year is the perfect time to reset your investment strategies, refocus, learn from the past, set new goals, and work out a fresh budget. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial share strategies for improving borrowing power and paying down debt sooner. The duo discuss the importance of examining monthly spending on private health insurance, income protection, life insurance, credit card debt and personal loans, which can limit borrowing capacity and potentially curb spending habits. The co-hosts emphasise the need to be financially ready to invest, as the upcoming interest rate cuts will prompt more buyers to enter the market.