Are you a business owner or manager looking to save tens to hundreds of thousands of dollars on workers' comp? Then tune in to the latest episode of the Red-Bearded Risk Guy Podcast, where Joshua Keene, AKA The Red-Bearded Risk Guy, talks to Dan Petrillo, a shareholder at Laporte Insurance in Portland, Oregon, and an expert in helping businesses navigate the tricky world of workers' comp.
Dan draws on his 8 years of experience doing loss control at SAIF Corporation, Oregon's main workers' compensation carrier, to reveal behind-the-curtain strategies that can help you reduce costs and increase revenue. He explains how Oregon's unique workers' comp structure can lead to businesses leaving money on the table, and how there are many things you can control to prevent injuries and control the costs of claims when they occur.
Dan covers a range of topics, including the true costs of workers' comp risk, the importance of injury prevention and building a safety culture, and strategies for controlling claims, including return-to-work programs, established relationships with medical clinics, and clear processes for reporting and seeking medical attention. He also explains how all of these factors factor into your "X-Mod" or Experience Modification Rating, and how a poor mod can disqualify construction companies from certain opportunities.
The key takeaway from this episode is that your workers' comp program is your most controllable cost of risk, and how it's managed can have a big impact on profitability, for better or worse. This information will be valuable to business owners, HR managers, safety managers, CFOs, or anybody running a business with 50+ employees. Don't miss out on this valuable conversation with Dan Petrillo on the Red-Bearded Risk Guy Podcast.
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