The Retirement Key

Abe discusses the impact of the upcoming election and government spending on retirees' financial future. He emphasizes the importance of election-proofing retirement plans and addresses concerns about rising taxes.

Abe also talks about the need to protect retirement savings from market volatility and discusses tax planning and conversions.

Ready to start building out your retirement plan? Visit TheRetirementKey.com today!

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Abe discusses the importance of preparing for the future by addressing taxes and retirement income. He highlights the potential impact of proposed tax changes on middle-class Americans and emphasizes the need for tax planning in retirement.

Abe also addresses the concern of retirees who are unsure about spending their savings and explains the importance of having a comprehensive retirement plan that includes income generation.

Re...

In this conversation, Pat Volk discusses the importance of planning for retirement and the unique considerations for women. He shares his personal experience with his mother's financial struggles after his father's passing and emphasizes the need for guaranteed income streams in retirement.

Pat also highlights the differences in retirement outlooks between men and women and the importance of having open and honest conversations ab...

$1 Million used to be what you needed to retire, but the latest average according to Schwab is $1.8 Million. Is this number actually accurate?

In this episode, Abe discusses if it's possible to retire with under $1 million and how individual circumstances play into a retirement plan.

Also, Abe breaks down the tax consequences in retirement that people may not know about as they build out their income plans.

Ready to build your p...

The latest inflation number came in hot, implying that the Fed won't be cutting interest rates anytime soon. Government spending contributes to inflation, which may have an impact on your financial plan heading into retirement.

In this episode, Pat Volk explores the different options, such as annuities, that may help protect and generate income during retirement in a time of uncertainty.

Ready to see how inflation is affecting yo...

Planning for retirement and creating a personal pension are crucial for a secure financial future. In this episode, Abe discusses that having a sound income plan is essential while living out your retirement years.

Also, Abe explains how the 60-40 model (60% stocks and 40% bonds) may not be as effective in today's market, and alternative strategies should be considered.

Ready to see what developing an income plan for your retirem...

The stock market continues to make new highs thanks to “The Magnificent 7” which has caused concern for a correction. How much longer can the market run up thanks to a handful of stocks?

On this episode, Abe warns that too much exposure to the market during retirement and the years leading up to retirement can negatively impact your life savings. Protecting your portfolio is key when building out your retirement plan.

Plus, how m...

Spending 12 hours a week to plan for one day. That’s what a new study reveals about wedding planning. But what about when it comes to planning for 20-40 years of your life in retirement?

On this episode, Abe discusses the importance of planning for retirement and the role of a financial advisor in creating a comprehensive retirement plan, helping save time and money in the process.

Plus, “higher for longer” interest rates, wars a...

New research shows the youngest Baby Boomers, born between 1960 and 1965, have significantly less wealth than older Boomers thanks to the Great Recession which hit during their peak earning years.

On this episode, Abe speaks to the work they do at Abich Financial do build protections around their client’s savings to help avoid this kind of catastrophe.

Plus, when asked to choose either “money” or “your love life,” almost half of ...

Preparing for retirement is a marathon, not a sprint. But even the most seasoned runners can trip over unexpected hurdles. On this episode, Abich Financials’ Sr Advisor Pat Volk talks about hidden risks that can derail your retirement dreams.

Pat shares his thoughts on:

• Why chasing high returns might not be the best strategy for everyone.
• The crucial difference between saving "enough" and setting realistic goals.
• Hidden t...

Many are worried about how rising interest rates, inflation, and market volatility could affect their retirement.

So, how does the CEO of America’s biggest bank position his business for adversity? JP Morgan Chase’s Jamie Dimon shares his perspective on ways to “weather the storms.”

Abe points out how this “good business advice” aligns with how we should also think about retirement planning.

We also hear from Jerome Powell who s...

Dreaming of a retirement filled with relaxation and adventure? Then you’ll want to learn more about unforeseen issues that can throw even the best-laid plans into disarray.

In this episode, financial advisor Pat Volk of Abich Financial Services pulls back the curtain on common yet surprising challenges that can derail your retirement dreams. From income taxes to outliving your savings, Pat sheds light on potential pitfalls while p...

As the Social Security solvency crisis looms, many Americans are wondering what they can do to help protect their retirement income should they face benefit cuts.

On this episode, Abe Abich speaks with David Duley, a foremost expert on Social Security and co-founder of Social Security Risk Score, about the history and complexities of the program.

David shares theories on ways Congress could rescue the program, through strategies ...

California has lost over 750 thousand residents over the last three years because of its oppressive state tax rate of 13.3%. People are leaving for places like Florida, Texas and Tennessee that have no state income tax.

On this episode, Abe talks about other (aka – easier than moving) strategies that may be able to help you limit the taxes you’ll owe in retirement.

Plus, we hear from Azul Wells about the anxiety that can cause us...

Worried how election volatility could affect your retirement nest egg? You're not alone.

In this episode, Abe breaks down strategies for pre-retirees and retirees to navigate uncertain markets, including shifting from growth to income, building a comprehensive retirement roadmap, and de-risking your portfolio.

We also hear from Alabama’s Nick Saban, who recently shook up the college football world by announcing his retirement. He...

Researchers have created a simple test that might predict mortality risk.  It consists of standing on one leg with the other tucked behind your knee, and your arms at your sides for 10 seconds. They claim the longer you’re able to do this, the longer you’ll live.

But what about your financial plan? Will your money last as long as you do?

On this episode, Abich Financials’ Senior Financial Advisor Pat Volk, discusses different tes...