The Retirement Key

Think investing is only for the wealthy or the Wall Street-savvy? Think again. In this episode of The Retirement Key, certified financial planner Joshua Barbin breaks down the basics of stocks, bonds, mutual funds, and ETFs in plain English. Whether you're just starting out or helping a loved one take their first financial steps, this Investing 101 conversation offers clarity, context, and a few myth-busting surprises along th...

What does it mean to turn your nest egg into a “juicy” retirement paycheck? In this episode, Abe Abich unpacks practical strategies for transforming your savings into sustainable income. He breaks down four common retirement tips—withdrawal strategies, money market funds, annuities, and bonds—and explain how to tailor them to your goals. Whether you're planning your “go-go” years or thinking abou...

One wrong turn can ruin a dream vacation—and your retirement. In this episode, Abe Abich draws a powerful parallel between travel mishaps and financial missteps, revealing four common pitfalls that can derail your retirement plan. From Social Security timing to investment risk and healthcare costs, learn how to avoid the financial equivalent of a flat tire on the road to retirement.

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Think retirement planning starts at 65? Think again. In this episode, Abe Abich breaks down the key milestone ages that shape your retirement journey—from catch-up contributions at 50 to required distributions at 73. With new rules for 2025 and insights on Social Security timing, Medicare, and rollover strategies, this conversation helps you understand what happens when—and why it matters.

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Retirement is closer than you think—are you ready? Financial Advisor Abe Abich goes through five critical mistakes that could derail your retirement plans, including the dangers of not having a plan, underutilizing saving opportunities, and ignoring tax planning. He also highlights the importance of timing your job exit thoughtfully and preparing for unexpected healthcare costs that could drain your savings. Through real-life...

How can you transition seamlessly from accumulating wealth to living off it in retirement? Abe Abich goes through the crucial shift from phase one financial planning to phase two: mastering income generation, mitigating taxes, managing risks, and building a legacy. Through thoughtful discussions, listeners will uncover the importance of clarity, stability, and planning in navigating the complexities of post-work life. Whether you&r...

Curious about retirement planning? Financial planner Justin Dobak explains the first meeting process, emphasizing the importance of a holistic approach to retirement planning that covers investments, estate planning, tax planning, and insurance. Justin shares key topics discussed in the first meeting, such as bringing an open mind and being ready to learn. He explains fee structures and highlights the importance of having emergency...

Retirement in 2025 might seem daunting with economic uncertainty, but planning can turn fear into confidence. Abe Abich explores essential steps to preserve your retirement during economic uncertainty including assessing spending, defining goals, timing, and understanding savings and investments. He emphasizes the importance of having a plan to navigate the challenges of retiring during turbulent times.

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Retirement brings new challenges and opportunities for managing finances wisely. Abe Abich discusses key aspects of retirement planning, including income, investments, taxes, healthcare, and estate planning. He emphasizes the importance of setting goals, sticking to them, and ensuring financial stability throughout retirement. Abich highlights the need for a comprehensive lifestyle plan to maintain purpose and fulfillment beyond fi...

Retirement regrets can overshadow the joy of retirement. Abe Abich breaks down the three biggest psychological regrets retirees face: not using money as a tool, worrying about running out of money, and waiting too long to enjoy life. Learn how to transform savings into a fulfilling retirement plan.

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Are you emotionally ready to retire and confident in your savings? Many people wonder if they can retire successfully, but it goes beyond financial readiness. Abe Abich dives into five essential considerations for retirement: emotional preparedness, financial stability, lifestyle planning, handling asset distribution, and aligning with your spouse's retirement goals. With millions turning 65 this year, it's crucial to ensure all th...

Most Americans are unaware of how their 401k investments are distributed, often resulting in over-investment in tech stocks. Abe Abich discusses why it's crucial to review your holdings, diversify, and develop a comprehensive plan to create a balanced portfolio. He explains that focusing on long-term goals and global diversification can help manage volatility and protect your retirement savings.

Abe also highlights that when you re...

The market's turbulence due to the uncertainty around Trump’s tariffs and global trade dealings shouldn't dictate your retirement. In this episode, Abe Abich shares actionable steps to protect your life savings. He touches on diversifying your nest egg to minimize risk and ways to ensure stable income by leveraging social security and pensions. Abe also explains that retirees should consider tax strategies like Roth conversio...

Are you paying more in fund expenses than you should? Abe Abich explains how big box firms often charge excessive fees, reducing the efficiency of your retirement savings. With the right approach, Abe discusses how you could potentially save thousands annually. He also covers the importance of personalized financial planning and how independent advisors can offer more tailored solutions to your custom needs.

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What’s the best age for you to maximize your Social Security? In this episode, Certified Financial Planner Joshua Barbin dives into Social Security planning, discussing common misconceptions, the impact of age on benefits, and strategies for optimizing payouts.

Joshua also touches on why some retirees wait to claim, the tax implications once you start to claim, and the potential future changes to Social Security benefits.

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Do you know when the last time you cleaned out your financial portfolio was? Abe Abich discusses the importance of reviewing and consolidating investments, insurance policies, and other financial assets. He explains the concept of phase one and phase two financial planning, highlighting the shift from accumulating wealth to managing and preserving it in retirement. Abe also touches on the advantages of working with an independent f...

Retirement planning isn't just about saving money; it's about protecting your nest egg from market volatility. Abe Abich discusses the importance of understanding your investment allocation and risk tolerance as you approach retirement. With the market's ups and downs, retirees need a comprehensive plan that balances growth and income protection. Abe explains why it’s crucial to evaluate your portfolio's performance and costs...

Financial Advisor Justin Dobak discusses critical mistakes to avoid when planning for retirement. He covers topics such as overspending, miscalculating inflation, underestimating medical expenses, social security strategies, and the risks of retiring too soon.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

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Navigating the complexities of federal employee retirement can be overwhelming, especially with recent layoffs and buyout options under the Trump administration. For those close to or in retirement, Abe Abich explains that understanding the impacts on pensions, the Thrift Savings Plan (TSP), and healthcare is crucial. He dives into the options and considerations for federal employees facing these decisions, helping them make inform...