The Retirement Oasis Podcast

Travel in retirement can be immensely rewarding. While you do not have to see the world to find fulfillment in retirement, traveling beyond your home into different communities and cultures can provide you with rich experiences to learn, expand relationships, renew, and reach new horizons. 

In this episode, Steve and Mel discuss the following:

• The costs and budgeting for travel in retirement.
• Extended travel in retirement.
• Cost...

In this episode, Steve and Mel discuss the following:

• The difference between vacation and true travel.
• The benefits of travel in retirement.
• Why your travel companions may be different in retirement.
• Why what we do in our travels may be different in retirement.
• And more!

Resources: 

For Visit our Blog line, ADD LINK TO OUR CORRESPONDING WEBSITE BLOG. USE THIS ADDRESS: https://www.oasiswealthplannig.com/ADD ADDITIONAL URL ...

In this episode, Steve and Mel discuss the following:

• The pros and cons of paying down your mortgage in retirement.
• Using debt to help with tax minimization strategies.
• The potential role of a Home Equity Line in retirement.
• Why scenario analysis with financial modeling is critical to help you make important decisions.
• And more!

Visit our Blog at Oasis Wealth: Episode 12

Want to speak to a fiduciary financial planner?

Choosing the right claiming age for your Social Security retirement benefits can result in tens of thousands of dollars in savings or more. It’s not a one-size fits all answer so you better know the relevant factors and considerations.

In this episode, Steve and Mel discuss the following:

• Review the fundamentals of Social Security retirement benefits.
• The basic tradeoffs of claiming SS benefits earlier versus later.
• The key fac...

Knowing when to claim Social Security is a critical decision for retirement. Before you make that decision, it is important to understand the fundamentals of how Social Security retirement benefits are calculated and the nuances around the basic rules.  It’s also important to understand how it fits into your overall retirement plan.

In this episode, Steve and Mel discuss the following:

• How you can become eligible for Social Sec...

Did you know that you may actually want to work “in retirement”. There is a growing trend of people working in semi-retirement, and the evidence shows there are many benefits of working in retirement. Whether it is paid work or volunteer work, your retirement is likely significantly more fulfilling if you were engaged in these kind of endeavors.

In this episode, Steve and Mel discuss the following:

• How “freedom to work” is diff...

In this episode, Steve and Mel discuss the following:

• How we can make our health spans as long as our lifespans.
• Why most retirees in the U.S. are not getting enough exercise and what you can do about it.
• What is more important to our health than exercise, a good diet, and taking our medicine? It will surprise you.
• Tips on finding lifelong learning opportunities in retirement.
• Different methods of growing spiritually.
• And more!
...

Having relationships in retirement may be the most important aspect of well-being in retirement. Find out why you need to be proactive in retirement and discover ways to design your ideal life around your connections.

In this episode, Steve and Mel discuss the following:

• Why longevity does not favor the lone retiree.
• Why family is so important and ways to overcome geographical distances in maintaining relationships.
• Why family ...

A life of complete leisure in retirement can lead to depression and shorter life expectancy. However, leisure and play – if balanced with other well-being fundamentals in retirement, can serve a critical domain to find fulfillment in retirement. Learn how your inner child can guide you to happiness and how to plan well ahead of retirement to find the most of hobbies and travel. 

In this episode, Steve and Mel discuss the following:

There are a few ways to create wealth before retirement – make more money, earn more on your investments, reduce your expenditures. But, there’s one approach that is more exciting than those – implementing tax minimization strategies. We explore that today!

In this episode, Steve and Mel discuss the following:

• The overall benefits of tax minimization strategies.
• Critical first steps before implementing key strategies.
• Key consi...

You don’t want to get the retirement funding question wrong because you only want to retire once.  Figuring out what size your portfolio needs to be at Day One of retirement requires the right level of detail and analysis, but a simple calculation can provide a high-level review of whether you are on track.

In this episode, Steve and Mel discuss the following:

• What the three main input variables are for calculating “how much is...

Finding the ideal retirement is best viewed from a well-being framework which includes three domains of well-being: financial or physical, health, and inner well-being or fulfillment. We provide various tips or words of encouragement in finding fulfillment in retirement, including the idea that it is never too late – or too early – to begin thinking about the ideal retirement. Experimentation, being open and adaptable to new opport...

Retirement today can be a fascinating period in your life. Unlike generations ago, the ability to design an ideal retirement that strives for fulfillment is possible in light of the better longevity, better health, and greater prosperity. In light of the increased complexity in finances and taxes in today’s environment, the increased responsibility to be accountable for your own finances, and the opportunity to find fulfillment in ...

The Retirement Oasis is a podcast that helps you enjoy, plan, and visualize a retirement lifestyle defined by you. The hosts of this retirement podcast, Mel Bond and Steve Martin, are CERTIFIED FINANCIAL PLANNERTM practitioners and their goal is to help offer wisdom and encouragement to help you enjoy the best life possible leading up to and through retirement.

The content of this podcast will focus on a variety of financial and li...