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July 10, 2025 • 20 mins

đź“° Social Security Cuts? What You Need to Know Now

The Social Security Trustees have issued a stark update: by 2035, the system may only be able to pay out 81% of promised benefits. In this episode, we unpack what’s happening, what it could mean for your retirement income, and how these changes might affect people at different income levels.

 

Ken and Jeremy explore:

 

The latest Social Security projections

 

What happened in the past—and what might happen now

 

Possible government responses like raising the retirement age or means testing

 

Strategic thinking around when to take Social Security benefits

 

Why proactive planning matters now more than ever

 

📺 This is one of many timely episodes designed to help you think through important retirement issues. Explore the rest of our channel for more practical insights on planning, investing, and preparing for the future.

 

👍 Like, subscribe, and turn on notifications so you don’t miss the next episode.

 

Social Security Board of Trustees Report: https://www.ssa.gov/news/press/releases/2025/#2025-06-18 

RPOA Advisors, Inc., doing business as Retirement Planners of America ("RPOA"), is an SEC-registered investment adviser headquartered in Plano, Texas. Registration does not imply a certain level of skill or training. Past performance does not guarantee future results. 

The information presented constitutes the authors' personal opinion and is provided for hypothetical and illustrative purposes only. It should not be construed as a projection, forecast, or guarantee of future outcomes.

Backtested performance is hypothetical, does not represent actual investment results, and has certain limitations. Hypothetical backtests are created with the benefit of hindsight, may not reflect the impact of material economic and market factors, and do not account for all factors, such as transaction costs, taxes, fees, or liquidity constraints. 

 

Testimonials mentioned in this video may not represent the experiences of all clients. 

 

The Invest and Protect Strategy may not be suitable for everyone and involves risks, including potential loss of principal. Please discuss these risks and suitability directly with your financial advisor before making investment decisions. 

 

See disclosures at https://www.rpoa.com/disclosures/ 

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