Estate Planning: The Basics

✍️ Estate planning may not be the most glamorous topic—but it’s one of the most important steps you can take to protect your family and your legacy. Without a plan, you risk letting the government decide what happens to your wealth, or worse, creating family conflicts that last for generations.

In this episode of the Retirement Planners of America Podcast, Ken Moraif and Jeremy Thornton break down:
✅ The basics of wills and why every retiree should have one
✅ What happens if you die intestate (without a will)
✅ How A/B trusts and dynasty trusts protect your heirs and minimize estate taxes
✅ When to consider a living trust—and how it helps avoid costly probate
✅ Power of Attorney documents you should have to protect yourself while alive
✅ Common estate planning mistakes and how to avoid them

Estate planning is more than a legal exercise—it’s an act of love that can save your family money, time, and heartache.

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