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August 12, 2025 16 mins

What if the most misunderstood financial tool could be your retirement game-changer?
In this episode, Ryan Herbert and Lawrence Kiely unpack the evolving role of annuities in retirement planning. From outdated reputations to modern innovations, they explore why more advisors—and retirees—are turning to fixed index annuities for reliable income. Learn how annuities compare to dividend portfolios, how they help transfer risk, and why they might require less of your savings to secure lifelong income.

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