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October 8, 2025 55 mins

Today’s episode is all about transforming the way you think about money—and you’re going to hear a story that proves it’s never too late to take control of your financial future.

If you’ve ever felt stuck financially, overwhelmed by debt, or unsure how to start investing, this conversation is packed with insights, motivation, and actionable steps to help you take charge of your money—starting today.

My guest is Martha Menard, a former healthcare researcher turned financial coach who has turned a personal money wake-up call into a thriving practice and a $44,000-a-year dividend portfolio. Martha didn’t start out thinking she’d be a finance expert—like many of us, she learned the hard way, paying off over $100,000 in debt before she discovered the power of investing, especially dividends.

In this episode, we dive into how Martha transformed her relationship with money, why financial health is essential for overall wellbeing, the challenges—and opportunities—for women investors, and practical strategies for building wealth through dividends.

Martha's website: https://www.cascadiafinancialhealth.com/
Substack page: https://marthamenard.substack.com/

Accelerate your financial freedom with Simply Investing—reduce risk, save time, earn more:
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