February 26, 2025 • 27 mins
After almost nine years of marriage, Jess and Brandon decided to get a postnuptial agreement. In this episode, they dive into the process of creating their post-nuptial agreement, their experience, and the crucial conversations every couple should have about their finances.
In this episode:
- Discussing the importance of post-nuptial agreements
- Unpacking insights from their attorney about preparing for the unexpected
- Examining family dynamics and financial planning
- Sharing their perspectives on emotional discussions regarding finances
- Highlighting the long-term benefits of open communication in marriage
- Encouraging listeners to write their own rules rather than relying on their state
Watch this episode in video form on YouTube
Leave us a question in the form of a voicemail
You can email us at: thesugardaddypodcast@gmail.com
Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him here: https://www.oakcityfinancial.us
Notes from the show:
Schedule time with Aaron to get started with your prenup or postnup using our special link
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
In today's episode, brandon and I are going to give
a little teaser of what ourpostnuptial agreement process
has been like.
So we're going to talk aboutsome of the information that was
gathered by Aaron Thomas, ourattorney, from prenupscom, as
well as our decisions to goforward with this after almost
nine years of marriage, if thisis of interest to you this is an
(00:30):
episode that you don't want tomiss.
Speaker 2 (00:36):
Hey babe, what are we talking about today?
Speaker 1 (00:38):
Today we are getting into a high level overview of
our post-nuptial agreementprocess that we started and are
almost done with, because it'sbeen really fast.
Speaker 2 (00:51):
Yeah, for those people out there who aren't
quite sure what a post-nup is,it's very similar to a prenup.
Only difference is that you doit after you're actually married
.
Speaker 1 (00:59):
Yes, so this was not on our radar.
Speaker 2 (01:01):
No, not at all.
Speaker 1 (01:03):
I mean when we were getting married, because like
also we at all.
I mean when we were gettingmarried Because, like also we
had nothing.
I mean, that's not true.
Speaker 2 (01:09):
Well, we also now know that that's not the right
thought process.
That's true.
But as far as you know what weknew about prenups, or our
preconceived notions about aprenup, we were like you know,
we don't have a bunch of stuff,we don't plan on getting
divorced, whatever and it wasnothing that we even discussed
or even honestly even thoughtabout.
Speaker 1 (01:28):
Right, and it's certainly not something that our
parents talked about, which isinteresting because both of our
parents are divorced and I knowthat now that you know, we know
what we know about it, we'regoing through this process.
It's absolutely something thatI think I mean I will be.
I don't know about you, but Iwill be recommending to our
children if and when that timecomes, because it just makes
(01:48):
sense.
Speaker 2 (01:52):
You know I'm going to be recommending because our
kids are going to bemillionaires way before we were.
Speaker 1 (01:54):
Well, that's true too , yes, so one of the things that
I thought was reallyinteresting is when Aaron, on a
previous episode we'll link itin the show notes talked to us
about the fact that when you getmarried, your state writes you
a prenup, so everybody has one.
You just either get to decideto write the rules or you have
(02:14):
the rules written for you, andonce he said that I was like I
don't want other peopleespecially not the state of
North Carolina writing my rules.
Speaker 2 (02:21):
That was actually the perfect like the way he framed
it, like immediately once hesaid that, it completely changed
my thought process, before weeven got into the deeper details
.
Because, like you said, if youhave the ability to spill out
the rules yourself, why wouldyou not do that?
Speaker 1 (02:34):
Exactly I, we, I don't know that we've ever
actually asked each other like,hey, why do you now want the,
the, the post-snap?
But I think after that episodewe both looked at each other
like, yeah, we have to do thepostnup.
This just makes sense.
But is there any particularreason you were so amicable to
moving forward in this process?
Speaker 2 (02:54):
Well, in all honesty, like obviously I don't see us
getting divorced because I'm not, you'd have to like leave me
and I would just followafterwards and not let you leave
.
But the reality is that wedon't know.
You know, I'm a product of mymom's, been married several
times and divorced several times, and even if you're going in
(03:18):
with the best of intentions, thebest idea that you're going to
be with this person forever, youhonestly just don't know.
So why not make sure that, inthe event, if it does happen
that we have already talkedabout it and spelled out
everything as far as what wouldhappen from a financial
standpoint when we're on goodterms we're on great terms
because we're not even thinkingabout a divorce why not do it
(03:40):
then?
Speaker 1 (03:41):
Yeah, it really is.
I'm kind of considering it aninsurance policy.
Right, we have car insurance.
I don't ever want to use my carinsurance because that means
something went wrong.
So I'm really just kind ofputting it in our back pocket as
an insurance policy that, youknow, we hope to honestly forget
about, in the sense that youknow we're not going to use it.
(04:02):
But I do think it provides notonly clarity, because you do
have to disclose your assets,your liabilities, which we'll
get into that there were nosurprises for us, obviously but
I think it also gives a reallygood forum for meaningful
discussion, especially at ourage.
(04:22):
So one of the things that wetalked about, for example, is
what if one of our parents needsto move in with us?
How do we handle that?
How do we broach thatconversation?
What are the financialimplications?
Would we be tapping into theirretirement, making sure that all
of their health benefits are,you know, being utilized, like?
(04:43):
How will something like thataffect our finances?
What do we do if it's yourparent?
What do we do if it's my parent, you know?
And so these are conversationsthat, as we get older, we've,
you know, we've had that, thatsandwich generation episode.
These are things that we needto talk about, because we know
people who have parents livingwith them.
(05:03):
You know, some of them had adiscussion.
Some of them, you know, thatparent just kind of showed up
and hasn't left, and that's nothow we want to do things, not if
you want to stay married.
(05:25):
So, you know, it really givesyou an opportunity to talk about
those things and to outlineyour expectations and, you know,
kind of paint a clearer pictureof how you would want to handle
these different situations,which I really like.
Have you been listening to ourpodcast and wondering how am I
really doing with my money?
Am I doing the right thingswith my investments?
Am I on track to reach myfinancial goals?
What could I be doing better?
If you answered yes to any ofthese questions, then it's time
(05:50):
for you to reach out to Brandonto schedule your free yes, I
said free 30-minute introductionconversation to see how his
services could help make you themore confident moneymaker we
know you could be.
What are you waiting for?
It's literally free and, at thevery least, you'll walk away
feeling more empowered andconfident about your financial.
Speaker 2 (06:27):
Link is in our show notes.
Go, schedule your call today.
And I didn't see us beingtogether forever.
But once again, I can't predictthe future.
I do know that, like God forbidthat something happened and we
did end up getting divorced.
I know that we would exhaustevery possibility to stay
together and just for whateverreason it would be, it just
wouldn't work out.
But that's also one of thereasons why I was open to it,
because also one of the thingstoo is that I think in America
(06:49):
specifically, but also justacross the world, when divorce
happens it tends to hinder thefemale more.
Speaker 1 (06:57):
Yes, it has a more negative impact on a woman's
finances moving forward in herlife than the man's.
Speaker 2 (07:04):
And so in that scenario, I don't want to be the
person that's dragging my feetfor having this conversation and
putting this in place, when Iknow that you know,
statistically speaking, itaffects her more.
So I want her to understand, Iwant her just to feel that I was
on board to make sure that, ifwhatever happens to us, that
she's also protected in thethings that she needs.
Speaker 1 (07:24):
Yeah, and I do appreciate that because and
we'll again, we're going to doan expanded episode, but just
again high level you discloseyour assets, your liabilities,
you talk about what, what kindof debts you know in your
liabilities.
For example, do they go tospouse number one, do they go to
spouse number two?
You're filling out this kind ofassessment type document and
(07:46):
there are times where you know Ihave debt, that is my debt.
Brandon doesn't have any debt.
There's other times where it'slike, well, you know, the house
is in my name, the mortgage isin my name, but that is a
combined debt Just becauseBrandon's on the deed.
If he wanted to up and leave,like technically that mortgage
has nothing to do with him, butnow in our postnuptial agreement
(08:08):
, no, that is a liability forhim and we will need to figure
out what to do with thattogether.
And so even within that process, there's a, you know, first
right of refusal, like do weboth want to sell the house and
we just split it all down themiddle.
Do you want to buy the housefrom me?
You know, there's those kindsof rules that you can outline as
well, which I think is reallyimportant.
(08:31):
I think one of the other thingsis again, our parents are
getting older.
Inheritances right.
Is their property?
Is their land, are their assets?
Is there a big inheritancecoming your way?
Even if there's not a biginheritance right, is it yours?
Speaker 2 (08:45):
yeah, and so like, yeah, especially like, so, like
I mean I'm fortunate since thatmy mom has done very well for
herself.
But part of the um post-nuptialagreement was that anything
that I inherit from my mom stayson you know from our parents or
from our parents any kind ofinheritance?
Yeah, so if I, you know, if Iwhatever here from my mom or my
parents and she inherits fromher parents in the event of a
divorce, we we each keep our owninheritance right.
Speaker 1 (09:07):
It's not split right and of course again, we are very
much of the mindset of anyinheritance that comes our way
is our family.
Speaker 2 (09:15):
Well, it's our family inheritance right.
Speaker 1 (09:17):
Like because we we pull our money and it's it's our
money, not his and mine.
But in the event that we wereto get divorced, yeah, we want
to make sure that those thingsstay within our quote unquote.
You know, sides of the family.
Speaker 2 (09:31):
So I guess in a sense , Is that?
I don't know.
I guess I think that's maybehow they define it, like it
stays in my bloodline because wedon't our kids share our blood,
but you and I don't share blood, obviously because we're not
related.
Speaker 1 (09:42):
Okay, I don't remember seeing bloodline
anything on the paperwork, butagain, you get to.
It really is about you makingthe rules.
One of the other things that wetalked extensively about that
is not technically part of thepostnuptial agreement but was
important to us, are things thatwould happen with the children.
So, for example, would we wantsome sort of counseling or
(10:03):
mediator to be involved to helpus with the children in
explaining to them what theseparation is, what this divorce
is, how we're going to behandling time, you know,
together as individuals, etcetera.
Speaker 2 (10:16):
Even before that, we have in the post-nuptial
agreement um information aboutas far as having counseling
sessions like how manycounseling sessions we would
have before we actually reachedthat final decision of divorce.
Speaker 1 (10:29):
Yeah, how many counseling sessions and how long
to accomplish those counselingsessions.
There was also a question aboutcan anybody at any time
initiate and ask for counselingso you can select yes, no or
unsure, and then you can talk tothe attorney about it.
So those are things where, youknow, at this point we're almost
nine years into our marriage IfBrandon came to me or if I came
(10:54):
to him and I said, hey, youknow, I think we need some
counseling these are areas thatI would like to improve upon At
this stage I would expect myspouse, my partner, the love of
my life, to say great, let's gethelp right.
And for there not to be anykind of pushback.
And so you can designate hey,if somebody starts counseling,
(11:14):
you know, initiates a requestfor counseling, it is respected.
It is now part of our contract.
And then, how many sessions?
How long do you have tocomplete it?
Um, you could even probably putstipulations in there on who
finds the counselor right,because I know I've heard
situations where it's oh well,we went to her counselor and she
that woman was clearly on herside and it didn't go well.
(11:36):
Okay, if I initiate counseling,you get to pick the counselor
right.
Whatever the rules are that Ithink will make you happy and
help you reach your goals ofhopefully staying married.
You can write those in there.
The other thing I was going tosay about the kids is, again,
you can't put things in aboutthe children but, for example, a
(11:57):
general kind of clause of hey,if you started dating somebody,
again, you know, here are thestipulations for introducing new
people.
Or, oh, money's tight, you'vegot to get a roommate.
Okay, so now you have aroommate living with you, but
your kids are with you everyother week, right, what does
that look like?
So what are those rules forintroducing new people, bringing
(12:18):
new people into the home?
I mean, those are things wherewe kind of put them under almost
like a respect clause of here'swhat I expect you to do in this
situation, out of respect forour previous relationship and
out of the safety and respectfor our children.
So I really enjoyed thisconversation and the thoughts
that you know came up and theconversation that was sparked.
Speaker 2 (12:39):
Was there anything surprising to you that came up,
or I wouldn't say there'sanything surprising, because one
we have these conversations ingeneral, so nothing was
surprising as far as how when wewere talking through it.
So nothing was surprising asfar as how when we were talking
through it.
I would say for those peopleout there that have that feeling
that, oh you know, having aconversation like this is bad
(13:02):
luck and it's kind of putting adark cloud on your marriage, to
begin with, I'm like to eachtheir own.
I don't think, if that's whatyou really think, that I can
change your mind.
But there was nothing grimabout the conversation.
There was nothing down aboutthe conversation, because also,
too, is that a lot of theconversation can also revolve
around actually like filter intohow you're going to actually
(13:27):
work together in your marriage.
Speaker 1 (13:28):
Yeah, like, how are you going to have your money
meetings?
What are you going to talkabout in your money meetings?
That was a big section.
Is you know what are the thingsthat you will disclose in your
meetings and how often?
You know, will you have them orno?
I don't want to have them,right.
Speaker 2 (13:42):
Because even what part of the meeting.
So, like before Justin and Iwere kind of doing when it comes
to paying household bills, wehad a joint account but it was
just a joint savings account andwe have our own individual
checking accounts and we wereeach paying our own designated
bills that we had talked aboutbeforehand and that kind of left
us open to a lack of visibilityon both ends that when we talk
(14:04):
through it we're like it doesn'tmake sense.
We probably should go ahead andhave a joint checking account
and then change our process forputting all the money into the
joint checking account and theneverything coming out of there,
so that it gives us a clearvisibility of what everything's
being paid for.
And it's also just from aplanning standpoint when we have
our money meetings if there'sany adjustments that we want to
make when it comes to hey, maybewe're spending a little bit too
(14:27):
much money here, let's cut backhere so that we can put this
money to better use for us.
That came out through havingthe conversations for the post
and upup agreement.
Speaker 1 (14:36):
Yeah, because we talked about do we want to do
inside out, outside in, how dowe resource the money?
Do we want to do a percentage?
I'm, at this point, still thehigher earner, so I naturally
pay for more things, but wedecided that it just doesn't
feel natural to do like thisweird you pay 40%, I pay 60%,
(14:59):
you pay 30%.
That's just not how we operate.
Now what we did decide is thatI would get a larger quote
unquote amount of money as myindividual spending money.
So that's something that we'restill going to have to talk
about, but Brandon doesn'treally spend very much money
anyway, so that was a verynatural kind of like yep, that
(15:20):
makes sense.
Speaker 2 (15:21):
All right, you know also the thing is, too, is that
when you're having theseconversations with your spouse,
there's a way that I believethat is a much more efficient
way to focus on it.
So you have your when it comesback to budgeting.
You have your, your needs.
These are the things thatyou're going to have to pay your
rent, mortgage, utilities, food, stuff of that nature and then
you can have a joint savingsgoal.
(15:42):
So you guys talk about it, lookat your finance and see what
could be a percentage of thehousehold income that can go
towards savings, whether that'sjust going into a high yield
savings account or that's intaking to account what's going
to retirement accounts like a401k plan or an IRA, and you
come to agreement upon that.
Now the other percentage of anymoney that's left is is worth
discretionary spending so itmakes it easier.
(16:04):
We're like I don't likeobviously, jess makes more money
than I do, but I'm not sittinghere and nickeling diming as far
as like hey, you're spendingtoo much money on this one.
That just naturally isn't whoshe is.
Speaker 1 (16:14):
That wouldn't work well for you.
Speaker 2 (16:19):
Well, one that just naturally also who she is.
That wouldn't work well for you.
Also, like I said, we've hadthese conversations leading up
to marriage.
These weren't just things thatwe didn't talk about.
And then, all of a sudden,we're married and then we're
combining our finances and we'rejust now finding out these
habits about each other.
We already have theseconversations, so it makes it a
lot easier for us, but I thinkfor those individuals who maybe
haven't had these conversations,it's also another helpful
framework to have them.
(16:40):
Yeah, and then you have amediator.
Speaker 1 (16:42):
You have somebody who's like guiding you through
and holding your hand Now for us, you know, as you're going
through the form, basically whatyou're putting in is what are
your assets, what are the lastfour digits of that account
number and what's the currentvalue?
Right so assets digits of thataccount number and what's the
current value?
Right?
So assets, liabilities, etcetera.
(17:04):
So that's.
I mean, that's super easy Ifyou already know all of your
accounts and you can easily pullup the statements, get the last
four digits, you know what's inyour 401k and your IRA, et
cetera.
I mean it took me 20 minutes tofill out my portion and most of
your portion and then I said,hey, you have these four
sections where you need to fillin this, this and that.
Right, but it was, it wasreally simple, I think.
Really, the bigger parts arelike how do you want to manage
(17:27):
those things?
And really and I don't know howyou feel about it but we kept
our finances separate for solong again, separate, not secret
separate.
But then once we had kids, itwas you know the expenses.
Just, they are just constantlyrolling in, even when it's
something little like.
You know, I wrote two checkslast week for the fundraiser of
(17:49):
the classroom photos, right Likethose.
That was not in my budget.
That was not an on a line item.
You know that's $20 out thedoor right there.
Then you've got the summercamps and the track out camps
and you handle all those thingstoo, also like so that's coming
out of my quote-unquote account.
So, yes, it looks like I'mspending right.
It looks like I'm the one who'sshopping because the amazon
(18:10):
boxes have my name on them, butit's mostly you're the one
buying the stuff for the kids.
yeah, yeah I mean they'regrowing like weeds.
Their feet are growing.
They need, you know, like it'sall the things.
So right now, for where we areand I don't see that changing it
just makes sense to put all themoney in one pot take out what
we need for our bills, for oursavings and retirement, and then
(18:30):
the rest, you know, gets splitup for what we want.
But I think it's been reallyeye opening, not only how easy
the process is, but also, youknow, obviously I'm thankful
that we're on the same pageabout so many things.
But I really want to encouragepeople who are thinking about
this.
You know, it's a great way tostart the conversation, but if
(18:53):
you frame it in the sense ofyou're writing your own rules
instead of letting the statewrite your rules, then it's not
this I want to keep my thing tomyself or I want to keep this
away from you, Right?
That's not.
That's not the undertone.
The undertone is we have, we'rehappily married.
The state is going to decideour fate if we don't write our
(19:13):
own rules, so let's write ourown rules.
Speaker 2 (19:15):
I honestly think the way that you framed it, saying
like you look at it as insurance, is very accurate.
Speaker 1 (19:21):
Thank you.
Speaker 2 (19:21):
We have life insurance, obviously with the
type of life insurance we have,but so we have term life
insurance and the only way thatit's used is one of us dies Pay
for it every month.
Don't like paying for it, but Ialso hope to never use it.
Same Don't like paying for it,but you know I also hope to
never use it.
Same ideas with thepost-nuptial agreement.
You know we hope to neveractually have to use it, but
(19:41):
there's also in this scenario,like I said, there's more
benefits that can be taken fromit, even if you're not getting
divorced.
Speaker 1 (19:47):
Yeah, well, and think about how much time people
spend in mediation going backand forth, and this person wants
this.
I mean you never feel like yougot what you quote unquote
deserve in a divorce this way,you know.
I mean your business is yours.
You don't want me coming foryour business because all of a
sudden I'm angry and I'm likewell, actually I was with him,
(20:09):
you know, started from thebottom.
Now we're here, like you owe me50%, like no, what we put in
the post-nup is Oak CityFinancial is 100% Brandon's
business.
Any money that comes in fromthe Sugar Daddy podcast is split
50-50,.
Right, we're writing thoserules that matter to us and that
(20:30):
way, if which again, we hope itnever happens but if, in the
event that it did, our rules arewritten and there are no
questions and you can't changeyour mind now that you're pissed
off and bitter and angry.
No, we made these rules whilerespect is high, love is high
and we hope to never use them.
Speaker 2 (20:44):
Also, too, you also have to remember that part of
the post-nuptial, or even prenup, agreement.
You have to think that whereyou're at today isn't where
you're going to be 20 years fromnow from a financial standpoint
.
Speaker 1 (20:54):
That was really impactful when he said that.
Speaker 2 (20:56):
So you might be getting ready to get married and
you're, like you know, neitherone of us have anything.
We don't really have any assets.
Speaker 1 (21:02):
It's not really a big deal.
Got $3 in my 401k.
Speaker 2 (21:04):
But that doesn't mean that's how it's going to be 20
years from now.
You know, for example, like say, you're getting ready to get
married and one of you is goingto be a, the one spouse can make
a significant amount of moneyand it's just easier for the
relationship.
Now you don't have anythingtoday, but writing into the
(21:28):
post-nup or pre-nup can make abig difference in what would
happen if 20, 25 years from nowyou got separated, especially
for the parent, more often thewoman who would decide to be the
stay-at-home parent.
Speaker 1 (21:39):
Yeah, I think that's what's really also important.
Like if you know that you wantto be the stay at home parent,
right?
Like I have friends in mycircle who that is all they've
wanted to not all that theywanted to be, but like they did
not have grand careeraspirations.
They wanted to be a motherright, which is great.
It's the hardest job on theplanet.
But if that relationshipdoesn't work out, then what
(22:00):
right you haven't had 20 or 30years to build up that 401k or
that retirement?
You can write rules that say,hey, every paycheck I get 8%,
10% in my retirement account aswell, right?
Speaker 2 (22:13):
Yeah, because you have spousal IRAs for the
stay-at-home spouse.
That isn't working.
Speaker 1 (22:21):
They have a spousal IRA that you can contribute
money to.
Right, you should have yoursavings account, you should have
your retirement accounts.
Like, you are contributing asignificant amount of value to
the home and you shouldn't beleft high and dry if that
relationship doesn't work out,because while you know that
partner was getting theirmedical degree, you were, you
know, tending to the home,feeding the children, making
(22:41):
sure everything was okay,everybody's, you know, thriving.
That has value.
You should have something atthe end to speak for it.
Speaker 2 (22:50):
And I can't say enough about working with Aaron
Thomas Like so easy.
I also like that, like heobviously with you know his
experience, you know Harvarddegree, he has all that comes
with being a great attorney, butthen he also has those soft
people skills also which forsome of you individuals out
there that maybe have workedwith an attorney sometimes
(23:13):
they're not there the bedsidemanner is not there.
And depending on the reason thatyou're going to, the attorney
and type of law they practice,maybe they don't necessarily
need to be there.
I think in this scenario itcould be very helpful because it
is a quote unquote taboosubject matter, especially with
the prenup and postnup, becausepeople aren't you know, they're
not divorced at this point intime and having those soft
(23:34):
skills makes the conversation somuch easier.
And I can't say enough aboutthe interactions that we've
always had with him, even justfrom the interviewing standpoint
and explaining to us in aprevious podcast about why
prenups and postnups areimportant to us actually going
through the process with him.
Speaker 1 (23:50):
Yeah, absolutely.
That is a great call out.
He is so personable, soinformational.
You know he'll even throw ininformation of things that him
and his wife have put into theirprenup Right, and she's an
attorney as well, and so you getthat personalized.
You know experience, which Ithink is wonderful, and you know
(24:11):
it's one thing to say, well,here's what most people do, but
it's one it's a different thingto hear, Well, here's what me
and my wife did, right, Like, Ithink, being vulnerable and
opening up and really sharingkind of that real world.
I think experience and how thatplays out within their marriage
, I think is really interesting.
So we don't want to give it allaway.
This was just a teaser episode.
(24:33):
We have more to come and we'llreally structure it out for you.
But one thing that if there's atakeaway from this is if you're
thinking about approaching yourpartner and saying, hey, I think
we should get a prenup right ifyou're in that engagement stage
, or we should do a postnup,whether you've been married for
one, 10, 100 years, right, itdoesn't matter.
(24:53):
I think approaching it with amindset of let's write our own
rules right, Like what'simportant to us, If this were to
happen in our relationship.
How would you want it to end?
Right, I think that that's areally pivotal kind of
conversation to have.
And then I mean, without theflu, we would have been done
(25:15):
within 30 days, right of startto finish, with two weeks flu
derailed us, but we could havebeen done in about 30 days.
The flu took us out.
But I think you know, getorganized.
If these are not conversationsthat you have on a regular basis
, you know, start writing downthe accounts that you have your
(25:36):
savings, your checking, yourretirement accounts.
Write down the last four digits, write down the approximate
balance.
Obviously, your checkingaccount is going to fluctuate,
your savings is going tofluctuate.
They understand that.
But that's really what they'regoing to be looking at.
You know what's your current,you know how much are your
assets worth, how much are yourliabilities, what's the
information that you know youhave on them, and again write
(26:00):
down those, the last four digitsof those account numbers.
And I mean it's very painless.
This has been a very painlessprocess.
So we're excited we're going todo another follow up episode,
get into the nitty grittydetails for you so that you
really understand more about theprocess and how it was for us.
But I think this is aconversation that every person
(26:22):
should have that is gettingmarried or is currently married,
and we just, you know, in thelast few years, changed our mind
about this.
So go back and listen to ouroriginal episode with Aaron
Thomas.
We'll link it in the show notesand stay tuned for more.
Don't forget.
Benjamin Franklin said aninvestment in knowledge pays the
best interest you just got paid.
Until next time, sugar.
Speaker 2 (26:46):
Daddy Podcast to today's episode.
Speaker 1 (26:49):
We are so glad to have you as part of our Sugar
Daddy community.
If you learned something today,please remember to subscribe,
rate, review and share thisepisode with your friends,
family and extended network.
Don't forget to connect with uson social media at the sugar
(27:10):
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Speaker 2 (27:22):
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In today's episode, brandon and I are going to give
a little teaser of what ourpostnuptial agreement process
has been like.
So we're going to talk aboutsome of the information that was
gathered by Aaron Thomas, ourattorney, from prenupscom, as
well as our decisions to goforward with this after almost
nine years of marriage, if thisis of interest to you this is an
(00:30):
episode that you don't want tomiss.
Speaker 2 (00:36):
Hey babe, what are we talking about today?
Speaker 1 (00:38):
Today we are getting into a high level overview of
our post-nuptial agreementprocess that we started and are
almost done with, because it'sbeen really fast.
Speaker 2 (00:51):
Yeah, for those people out there who aren't
quite sure what a post-nup is,it's very similar to a prenup.
Only difference is that you doit after you're actually married
.
Speaker 1 (00:59):
Yes, so this was not on our radar.
Speaker 2 (01:01):
No, not at all.
Speaker 1 (01:03):
I mean when we were getting married, because like
also we at all.
I mean when we were gettingmarried Because, like also we
had nothing.
I mean, that's not true.
Speaker 2 (01:09):
Well, we also now know that that's not the right
thought process.
That's true.
But as far as you know what weknew about prenups, or our
preconceived notions about aprenup, we were like you know,
we don't have a bunch of stuff,we don't plan on getting
divorced, whatever and it wasnothing that we even discussed
or even honestly even thoughtabout.
Speaker 1 (01:28):
Right, and it's certainly not something that our
parents talked about, which isinteresting because both of our
parents are divorced and I knowthat now that you know, we know
what we know about it, we'regoing through this process.
It's absolutely something thatI think I mean I will be.
I don't know about you, but Iwill be recommending to our
children if and when that timecomes, because it just makes
(01:48):
sense.
Speaker 2 (01:52):
You know I'm going to be recommending because our
kids are going to bemillionaires way before we were.
Speaker 1 (01:54):
Well, that's true too , yes, so one of the things that
I thought was reallyinteresting is when Aaron, on a
previous episode we'll link itin the show notes talked to us
about the fact that when you getmarried, your state writes you
a prenup, so everybody has one.
You just either get to decideto write the rules or you have
(02:14):
the rules written for you, andonce he said that I was like I
don't want other peopleespecially not the state of
North Carolina writing my rules.
Speaker 2 (02:21):
That was actually the perfect like the way he framed
it, like immediately once hesaid that, it completely changed
my thought process, before weeven got into the deeper details
.
Because, like you said, if youhave the ability to spill out
the rules yourself, why wouldyou not do that?
Speaker 1 (02:34):
Exactly I, we, I don't know that we've ever
actually asked each other like,hey, why do you now want the,
the, the post-snap?
But I think after that episodewe both looked at each other
like, yeah, we have to do thepostnup.
This just makes sense.
But is there any particularreason you were so amicable to
moving forward in this process?
Speaker 2 (02:54):
Well, in all honesty, like obviously I don't see us
getting divorced because I'm not, you'd have to like leave me
and I would just followafterwards and not let you leave
.
But the reality is that wedon't know.
You know, I'm a product of mymom's, been married several
times and divorced several times, and even if you're going in
(03:18):
with the best of intentions, thebest idea that you're going to
be with this person forever, youhonestly just don't know.
So why not make sure that, inthe event, if it does happen
that we have already talkedabout it and spelled out
everything as far as what wouldhappen from a financial
standpoint when we're on goodterms we're on great terms
because we're not even thinkingabout a divorce why not do it
(03:40):
then?
Speaker 1 (03:41):
Yeah, it really is.
I'm kind of considering it aninsurance policy.
Right, we have car insurance.
I don't ever want to use my carinsurance because that means
something went wrong.
So I'm really just kind ofputting it in our back pocket as
an insurance policy that, youknow, we hope to honestly forget
about, in the sense that youknow we're not going to use it.
(04:02):
But I do think it provides notonly clarity, because you do
have to disclose your assets,your liabilities, which we'll
get into that there were nosurprises for us, obviously but
I think it also gives a reallygood forum for meaningful
discussion, especially at ourage.
(04:22):
So one of the things that wetalked about, for example, is
what if one of our parents needsto move in with us?
How do we handle that?
How do we broach thatconversation?
What are the financialimplications?
Would we be tapping into theirretirement, making sure that all
of their health benefits are,you know, being utilized, like?
(04:43):
How will something like thataffect our finances?
What do we do if it's yourparent?
What do we do if it's my parent, you know?
And so these are conversationsthat, as we get older, we've,
you know, we've had that, thatsandwich generation episode.
These are things that we needto talk about, because we know
people who have parents livingwith them.
(05:03):
You know, some of them had adiscussion.
Some of them, you know, thatparent just kind of showed up
and hasn't left, and that's nothow we want to do things, not if
you want to stay married.
(05:25):
So, you know, it really givesyou an opportunity to talk about
those things and to outlineyour expectations and, you know,
kind of paint a clearer pictureof how you would want to handle
these different situations,which I really like.
Have you been listening to ourpodcast and wondering how am I
really doing with my money?
Am I doing the right thingswith my investments?
Am I on track to reach myfinancial goals?
What could I be doing better?
If you answered yes to any ofthese questions, then it's time
(05:50):
for you to reach out to Brandonto schedule your free yes, I
said free 30-minute introductionconversation to see how his
services could help make you themore confident moneymaker we
know you could be.
What are you waiting for?
It's literally free and, at thevery least, you'll walk away
feeling more empowered andconfident about your financial.
Speaker 2 (06:27):
Link is in our show notes.
Go, schedule your call today.
And I didn't see us beingtogether forever.
But once again, I can't predictthe future.
I do know that, like God forbidthat something happened and we
did end up getting divorced.
I know that we would exhaustevery possibility to stay
together and just for whateverreason it would be, it just
wouldn't work out.
But that's also one of thereasons why I was open to it,
because also one of the thingstoo is that I think in America
(06:49):
specifically, but also justacross the world, when divorce
happens it tends to hinder thefemale more.
Speaker 1 (06:57):
Yes, it has a more negative impact on a woman's
finances moving forward in herlife than the man's.
Speaker 2 (07:04):
And so in that scenario, I don't want to be the
person that's dragging my feetfor having this conversation and
putting this in place, when Iknow that you know,
statistically speaking, itaffects her more.
So I want her to understand, Iwant her just to feel that I was
on board to make sure that, ifwhatever happens to us, that
she's also protected in thethings that she needs.
Speaker 1 (07:24):
Yeah, and I do appreciate that because and
we'll again, we're going to doan expanded episode, but just
again high level you discloseyour assets, your liabilities,
you talk about what, what kindof debts you know in your
liabilities.
For example, do they go tospouse number one, do they go to
spouse number two?
You're filling out this kind ofassessment type document and
(07:46):
there are times where you know Ihave debt, that is my debt.
Brandon doesn't have any debt.
There's other times where it'slike, well, you know, the house
is in my name, the mortgage isin my name, but that is a
combined debt Just becauseBrandon's on the deed.
If he wanted to up and leave,like technically that mortgage
has nothing to do with him, butnow in our postnuptial agreement
(08:08):
, no, that is a liability forhim and we will need to figure
out what to do with thattogether.
And so even within that process, there's a, you know, first
right of refusal, like do weboth want to sell the house and
we just split it all down themiddle.
Do you want to buy the housefrom me?
You know, there's those kindsof rules that you can outline as
well, which I think is reallyimportant.
(08:31):
I think one of the other thingsis again, our parents are
getting older.
Inheritances right.
Is their property?
Is their land, are their assets?
Is there a big inheritancecoming your way?
Even if there's not a biginheritance right, is it yours?
Speaker 2 (08:45):
yeah, and so like, yeah, especially like, so, like
I mean I'm fortunate since thatmy mom has done very well for
herself.
But part of the um post-nuptialagreement was that anything
that I inherit from my mom stayson you know from our parents or
from our parents any kind ofinheritance?
Yeah, so if I, you know, if Iwhatever here from my mom or my
parents and she inherits fromher parents in the event of a
divorce, we we each keep our owninheritance right.
Speaker 1 (09:07):
It's not split right and of course again, we are very
much of the mindset of anyinheritance that comes our way
is our family.
Speaker 2 (09:15):
Well, it's our family inheritance right.
Speaker 1 (09:17):
Like because we we pull our money and it's it's our
money, not his and mine.
But in the event that we wereto get divorced, yeah, we want
to make sure that those thingsstay within our quote unquote.
You know, sides of the family.
Speaker 2 (09:31):
So I guess in a sense , Is that?
I don't know.
I guess I think that's maybehow they define it, like it
stays in my bloodline because wedon't our kids share our blood,
but you and I don't share blood, obviously because we're not
related.
Speaker 1 (09:42):
Okay, I don't remember seeing bloodline
anything on the paperwork, butagain, you get to.
It really is about you makingthe rules.
One of the other things that wetalked extensively about that
is not technically part of thepostnuptial agreement but was
important to us, are things thatwould happen with the children.
So, for example, would we wantsome sort of counseling or
(10:03):
mediator to be involved to helpus with the children in
explaining to them what theseparation is, what this divorce
is, how we're going to behandling time, you know,
together as individuals, etcetera.
Speaker 2 (10:16):
Even before that, we have in the post-nuptial
agreement um information aboutas far as having counseling
sessions like how manycounseling sessions we would
have before we actually reachedthat final decision of divorce.
Speaker 1 (10:29):
Yeah, how many counseling sessions and how long
to accomplish those counselingsessions.
There was also a question aboutcan anybody at any time
initiate and ask for counselingso you can select yes, no or
unsure, and then you can talk tothe attorney about it.
So those are things where, youknow, at this point we're almost
nine years into our marriage IfBrandon came to me or if I came
(10:54):
to him and I said, hey, youknow, I think we need some
counseling these are areas thatI would like to improve upon At
this stage I would expect myspouse, my partner, the love of
my life, to say great, let's gethelp right.
And for there not to be anykind of pushback.
And so you can designate hey,if somebody starts counseling,
(11:14):
you know, initiates a requestfor counseling, it is respected.
It is now part of our contract.
And then, how many sessions?
How long do you have tocomplete it?
Um, you could even probably putstipulations in there on who
finds the counselor right,because I know I've heard
situations where it's oh well,we went to her counselor and she
that woman was clearly on herside and it didn't go well.
(11:36):
Okay, if I initiate counseling,you get to pick the counselor
right.
Whatever the rules are that Ithink will make you happy and
help you reach your goals ofhopefully staying married.
You can write those in there.
The other thing I was going tosay about the kids is, again,
you can't put things in aboutthe children but, for example, a
(11:57):
general kind of clause of hey,if you started dating somebody,
again, you know, here are thestipulations for introducing new
people.
Or, oh, money's tight, you'vegot to get a roommate.
Okay, so now you have aroommate living with you, but
your kids are with you everyother week, right, what does
that look like?
So what are those rules forintroducing new people, bringing
(12:18):
new people into the home?
I mean, those are things wherewe kind of put them under almost
like a respect clause of here'swhat I expect you to do in this
situation, out of respect forour previous relationship and
out of the safety and respectfor our children.
So I really enjoyed thisconversation and the thoughts
that you know came up and theconversation that was sparked.
Speaker 2 (12:39):
Was there anything surprising to you that came up,
or I wouldn't say there'sanything surprising, because one
we have these conversations ingeneral, so nothing was
surprising as far as how when wewere talking through it.
So nothing was surprising asfar as how when we were talking
through it.
I would say for those peopleout there that have that feeling
that, oh you know, having aconversation like this is bad
(13:02):
luck and it's kind of putting adark cloud on your marriage, to
begin with, I'm like to eachtheir own.
I don't think, if that's whatyou really think, that I can
change your mind.
But there was nothing grimabout the conversation.
There was nothing down aboutthe conversation, because also,
too, is that a lot of theconversation can also revolve
around actually like filter intohow you're going to actually
(13:27):
work together in your marriage.
Speaker 1 (13:28):
Yeah, like, how are you going to have your money
meetings?
What are you going to talkabout in your money meetings?
That was a big section.
Is you know what are the thingsthat you will disclose in your
meetings and how often?
You know, will you have them orno?
I don't want to have them,right.
Speaker 2 (13:42):
Because even what part of the meeting.
So, like before Justin and Iwere kind of doing when it comes
to paying household bills, wehad a joint account but it was
just a joint savings account andwe have our own individual
checking accounts and we wereeach paying our own designated
bills that we had talked aboutbeforehand and that kind of left
us open to a lack of visibilityon both ends that when we talk
(14:04):
through it we're like it doesn'tmake sense.
We probably should go ahead andhave a joint checking account
and then change our process forputting all the money into the
joint checking account and theneverything coming out of there,
so that it gives us a clearvisibility of what everything's
being paid for.
And it's also just from aplanning standpoint when we have
our money meetings if there'sany adjustments that we want to
make when it comes to hey, maybewe're spending a little bit too
(14:27):
much money here, let's cut backhere so that we can put this
money to better use for us.
That came out through havingthe conversations for the post
and upup agreement.
Speaker 1 (14:36):
Yeah, because we talked about do we want to do
inside out, outside in, how dowe resource the money?
Do we want to do a percentage?
I'm, at this point, still thehigher earner, so I naturally
pay for more things, but wedecided that it just doesn't
feel natural to do like thisweird you pay 40%, I pay 60%,
(14:59):
you pay 30%.
That's just not how we operate.
Now what we did decide is thatI would get a larger quote
unquote amount of money as myindividual spending money.
So that's something that we'restill going to have to talk
about, but Brandon doesn'treally spend very much money
anyway, so that was a verynatural kind of like yep, that
(15:20):
makes sense.
Speaker 2 (15:21):
All right, you know also the thing is, too, is that
when you're having theseconversations with your spouse,
there's a way that I believethat is a much more efficient
way to focus on it.
So you have your when it comesback to budgeting.
You have your, your needs.
These are the things thatyou're going to have to pay your
rent, mortgage, utilities, food, stuff of that nature and then
you can have a joint savingsgoal.
(15:42):
So you guys talk about it, lookat your finance and see what
could be a percentage of thehousehold income that can go
towards savings, whether that'sjust going into a high yield
savings account or that's intaking to account what's going
to retirement accounts like a401k plan or an IRA, and you
come to agreement upon that.
Now the other percentage of anymoney that's left is is worth
discretionary spending so itmakes it easier.
(16:04):
We're like I don't likeobviously, jess makes more money
than I do, but I'm not sittinghere and nickeling diming as far
as like hey, you're spendingtoo much money on this one.
That just naturally isn't whoshe is.
Speaker 1 (16:14):
That wouldn't work well for you.
Speaker 2 (16:19):
Well, one that just naturally also who she is.
That wouldn't work well for you.
Also, like I said, we've hadthese conversations leading up
to marriage.
These weren't just things thatwe didn't talk about.
And then, all of a sudden,we're married and then we're
combining our finances and we'rejust now finding out these
habits about each other.
We already have theseconversations, so it makes it a
lot easier for us, but I thinkfor those individuals who maybe
haven't had these conversations,it's also another helpful
framework to have them.
(16:40):
Yeah, and then you have amediator.
Speaker 1 (16:42):
You have somebody who's like guiding you through
and holding your hand Now for us, you know, as you're going
through the form, basically whatyou're putting in is what are
your assets, what are the lastfour digits of that account
number and what's the currentvalue?
Right so assets digits of thataccount number and what's the
current value?
Right?
So assets, liabilities, etcetera.
(17:04):
So that's.
I mean, that's super easy Ifyou already know all of your
accounts and you can easily pullup the statements, get the last
four digits, you know what's inyour 401k and your IRA, et
cetera.
I mean it took me 20 minutes tofill out my portion and most of
your portion and then I said,hey, you have these four
sections where you need to fillin this, this and that.
Right, but it was, it wasreally simple, I think.
Really, the bigger parts arelike how do you want to manage
(17:27):
those things?
And really and I don't know howyou feel about it but we kept
our finances separate for solong again, separate, not secret
separate.
But then once we had kids, itwas you know the expenses.
Just, they are just constantlyrolling in, even when it's
something little like.
You know, I wrote two checkslast week for the fundraiser of
(17:49):
the classroom photos, right Likethose.
That was not in my budget.
That was not an on a line item.
You know that's $20 out thedoor right there.
Then you've got the summercamps and the track out camps
and you handle all those thingstoo, also like so that's coming
out of my quote-unquote account.
So, yes, it looks like I'mspending right.
It looks like I'm the one who'sshopping because the amazon
(18:10):
boxes have my name on them, butit's mostly you're the one
buying the stuff for the kids.
yeah, yeah I mean they'regrowing like weeds.
Their feet are growing.
They need, you know, like it'sall the things.
So right now, for where we areand I don't see that changing it
just makes sense to put all themoney in one pot take out what
we need for our bills, for oursavings and retirement, and then
(18:30):
the rest, you know, gets splitup for what we want.
But I think it's been reallyeye opening, not only how easy
the process is, but also, youknow, obviously I'm thankful
that we're on the same pageabout so many things.
But I really want to encouragepeople who are thinking about
this.
You know, it's a great way tostart the conversation, but if
(18:53):
you frame it in the sense ofyou're writing your own rules
instead of letting the statewrite your rules, then it's not
this I want to keep my thing tomyself or I want to keep this
away from you, Right?
That's not.
That's not the undertone.
The undertone is we have, we'rehappily married.
The state is going to decideour fate if we don't write our
(19:13):
own rules, so let's write ourown rules.
Speaker 2 (19:15):
I honestly think the way that you framed it, saying
like you look at it as insurance, is very accurate.
Speaker 1 (19:21):
Thank you.
Speaker 2 (19:21):
We have life insurance, obviously with the
type of life insurance we have,but so we have term life
insurance and the only way thatit's used is one of us dies Pay
for it every month.
Don't like paying for it, but Ialso hope to never use it.
Same Don't like paying for it,but you know I also hope to
never use it.
Same ideas with thepost-nuptial agreement.
You know we hope to neveractually have to use it, but
(19:41):
there's also in this scenario,like I said, there's more
benefits that can be taken fromit, even if you're not getting
divorced.
Speaker 1 (19:47):
Yeah, well, and think about how much time people
spend in mediation going backand forth, and this person wants
this.
I mean you never feel like yougot what you quote unquote
deserve in a divorce this way,you know.
I mean your business is yours.
You don't want me coming foryour business because all of a
sudden I'm angry and I'm likewell, actually I was with him,
(20:09):
you know, started from thebottom.
Now we're here, like you owe me50%, like no, what we put in
the post-nup is Oak CityFinancial is 100% Brandon's
business.
Any money that comes in fromthe Sugar Daddy podcast is split
50-50,.
Right, we're writing thoserules that matter to us and that
(20:30):
way, if which again, we hope itnever happens but if, in the
event that it did, our rules arewritten and there are no
questions and you can't changeyour mind now that you're pissed
off and bitter and angry.
No, we made these rules whilerespect is high, love is high
and we hope to never use them.
Speaker 2 (20:44):
Also, too, you also have to remember that part of
the post-nuptial, or even prenup, agreement.
You have to think that whereyou're at today isn't where
you're going to be 20 years fromnow from a financial standpoint
.
Speaker 1 (20:54):
That was really impactful when he said that.
Speaker 2 (20:56):
So you might be getting ready to get married and
you're, like you know, neitherone of us have anything.
We don't really have any assets.
Speaker 1 (21:02):
It's not really a big deal.
Got $3 in my 401k.
Speaker 2 (21:04):
But that doesn't mean that's how it's going to be 20
years from now.
You know, for example, like say, you're getting ready to get
married and one of you is goingto be a, the one spouse can make
a significant amount of moneyand it's just easier for the
relationship.
Now you don't have anythingtoday, but writing into the
(21:28):
post-nup or pre-nup can make abig difference in what would
happen if 20, 25 years from nowyou got separated, especially
for the parent, more often thewoman who would decide to be the
stay-at-home parent.
Speaker 1 (21:39):
Yeah, I think that's what's really also important.
Like if you know that you wantto be the stay at home parent,
right?
Like I have friends in mycircle who that is all they've
wanted to not all that theywanted to be, but like they did
not have grand careeraspirations.
They wanted to be a motherright, which is great.
It's the hardest job on theplanet.
But if that relationshipdoesn't work out, then what
(22:00):
right you haven't had 20 or 30years to build up that 401k or
that retirement?
You can write rules that say,hey, every paycheck I get 8%,
10% in my retirement account aswell, right?
Speaker 2 (22:13):
Yeah, because you have spousal IRAs for the
stay-at-home spouse.
That isn't working.
Speaker 1 (22:21):
They have a spousal IRA that you can contribute
money to.
Right, you should have yoursavings account, you should have
your retirement accounts.
Like, you are contributing asignificant amount of value to
the home and you shouldn't beleft high and dry if that
relationship doesn't work out,because while you know that
partner was getting theirmedical degree, you were, you
know, tending to the home,feeding the children, making
(22:41):
sure everything was okay,everybody's, you know, thriving.
That has value.
You should have something atthe end to speak for it.
Speaker 2 (22:50):
And I can't say enough about working with Aaron
Thomas Like so easy.
I also like that, like heobviously with you know his
experience, you know Harvarddegree, he has all that comes
with being a great attorney, butthen he also has those soft
people skills also which forsome of you individuals out
there that maybe have workedwith an attorney sometimes
(23:13):
they're not there the bedsidemanner is not there.
And depending on the reason thatyou're going to, the attorney
and type of law they practice,maybe they don't necessarily
need to be there.
I think in this scenario itcould be very helpful because it
is a quote unquote taboosubject matter, especially with
the prenup and postnup, becausepeople aren't you know, they're
not divorced at this point intime and having those soft
(23:34):
skills makes the conversation somuch easier.
And I can't say enough aboutthe interactions that we've
always had with him, even justfrom the interviewing standpoint
and explaining to us in aprevious podcast about why
prenups and postnups areimportant to us actually going
through the process with him.
Speaker 1 (23:50):
Yeah, absolutely.
That is a great call out.
He is so personable, soinformational.
You know he'll even throw ininformation of things that him
and his wife have put into theirprenup Right, and she's an
attorney as well, and so you getthat personalized.
You know experience, which Ithink is wonderful, and you know
(24:11):
it's one thing to say, well,here's what most people do, but
it's one it's a different thingto hear, Well, here's what me
and my wife did, right, Like, Ithink, being vulnerable and
opening up and really sharingkind of that real world.
I think experience and how thatplays out within their marriage
, I think is really interesting.
So we don't want to give it allaway.
This was just a teaser episode.
(24:33):
We have more to come and we'llreally structure it out for you.
But one thing that if there's atakeaway from this is if you're
thinking about approaching yourpartner and saying, hey, I think
we should get a prenup right ifyou're in that engagement stage
, or we should do a postnup,whether you've been married for
one, 10, 100 years, right, itdoesn't matter.
(24:53):
I think approaching it with amindset of let's write our own
rules right, Like what'simportant to us, If this were to
happen in our relationship.
How would you want it to end?
Right, I think that that's areally pivotal kind of
conversation to have.
And then I mean, without theflu, we would have been done
(25:15):
within 30 days, right of startto finish, with two weeks flu
derailed us, but we could havebeen done in about 30 days.
The flu took us out.
But I think you know, getorganized.
If these are not conversationsthat you have on a regular basis
, you know, start writing downthe accounts that you have your
(25:36):
savings, your checking, yourretirement accounts.
Write down the last four digits, write down the approximate
balance.
Obviously, your checkingaccount is going to fluctuate,
your savings is going tofluctuate.
They understand that.
But that's really what they'regoing to be looking at.
You know what's your current,you know how much are your
assets worth, how much are yourliabilities, what's the
information that you know youhave on them, and again write
(26:00):
down those, the last four digitsof those account numbers.
And I mean it's very painless.
This has been a very painlessprocess.
So we're excited we're going todo another follow up episode,
get into the nitty grittydetails for you so that you
really understand more about theprocess and how it was for us.
But I think this is aconversation that every person
(26:22):
should have that is gettingmarried or is currently married,
and we just, you know, in thelast few years, changed our mind
about this.
So go back and listen to ouroriginal episode with Aaron
Thomas.
We'll link it in the show notesand stay tuned for more.
Don't forget.
Benjamin Franklin said aninvestment in knowledge pays the
best interest you just got paid.
Until next time, sugar.
Speaker 2 (26:46):
Daddy Podcast to today's episode.
Speaker 1 (26:49):
We are so glad to have you as part of our Sugar
Daddy community.
If you learned something today,please remember to subscribe,
rate, review and share thisepisode with your friends,
family and extended network.
Don't forget to connect with uson social media at the sugar
(27:10):
daddy podcast.
You can also email us yourquestions you want us to answer
for our past.
The sugar segments at the sugardaddy podcast at gmailcom or
leave us a voicemail through ourInstagram.
Speaker 2 (27:22):
Our content is intended to be used, and must be
used, for informationalpurposes only.
It is very important to do yourown analysis before making any
investment, based upon your ownpersonal circumstances.
Leave us a voicemail throughour Instagram.
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