Behind the Swipe: Credit, Debit, and the Secrets of Spending

When you swipe your card, a lot more happens than you might think. In this episode, we’re pulling back the curtain on how debit and credit cards really work—what happens behind the scenes with your credit union, how transactions get approved, and why it matters which card you use. We’ll also break down the key differences between debit and credit, how each impacts your money, and how to use them wisely. It’s everything you didn’t know you needed to know.