The Thought Card

The Thought Card

The Thought Card is a personal finance and travel podcast empowering financially savvy travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth. Join Danielle Desir Corbett every other week as she explores creative ways to live on your terms and obtain financial freedom and location independence. Also, hear inspiring stories from other financially savvy travelers traveling the world and crushing their financial goals. To find out more, visit Connect with Danielle on Instagram: @thedanielledesir


February 2, 2023 22 min

The world of points and miles isn’t always straightforward, but this episode will teach you how to easily optimize your points and miles game by earning bonus airline miles and hotel points throughout the year on everyday and travel purchases. If you are looking for easy ways to earn miles fast, here are (7) brand partnerships you should know about. 

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My Favorite Resources For...

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Whether you’re looking for inspiration or unsure which direction to take this year, this podcast episode offers lots of examples of short-term financial goals you can tackle this year or in the future. 

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My Favorite Resources For Financially Savvy Travelers

  • Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year. 
  • CardPoint...
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    January 19, 2023 16 min

    Are you looking to listen to more travel podcasts? No matter your travel style, there’s a travel podcast that focuses on the topic you’re looking for, be it couples travel, family travel, solo travel, budget travel, Black travel, or luxury travel.

    Listen to this episode for some of my favorite travel podcasts like Geobreeze Travel, The Offbeat Life, and Travel Goals Podcast. For the complete list of 20+ travel podcasts, head to...

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    What if you could take a year off from work to travel on your savings? Think its impossible, think again.

    At 41 years old, Stephanie Perry quit her job as a hospital pharmacy technician to take a one-year trip around the world. During her adult gap year, she traveled to 12 countries in 12 months, spending $1,200 per month. Now she house sits and shows Black women how to take a career break on a budget.

    In this episode learn how to ...

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    Could a food blog replace your salary? Since quitting her job to become a full-time entrepreneur in May 2021, Jannese Torres has generated over $1M in revenue. With a six figure food blog, Jannese creates easy Latin recipes inspired by her Puerto Rican heritage.

    If making six figures as a food blogger isn't impressive enough, Jannese stopped blogging at the end of 2020 and hasn’t created new content since. She continues to earn...

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    What if you can earn consistent income in the stock market? Would you quit your job? Travel the world? How about both?

    This was possible for Teri Ijeoma, a former assistant principal who, after successfully earning $300 per day, quit her job and never looked back. 

    Learn how Teri used day trading as a side hustle to supplement her income and things new swing traders and day traders should know before investing in the stock market. 


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    December 22, 2022 21 min

    Travel trend reports spark inspiration, help us stay in the know, and empower us to make informed decisions. I am excited for what’s to come in 2023 and in this episode, we’re chatting about emerging 2023 travel trends. Stick around until the end because I share my travel predictions too!

    In this episode, we cover: 

  • Current trends in travel
  • New trends in tourism 
  • Hotel trends, and more! 
  • Did you enjoy this episode? Let me know by lea...

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    The holidays are a magical time of year. Christmas trees and sparkly lights, meet and greets with Santa, hot chocolate, and sugar cookies are some of the things that make this time of the year so special. New York City is already a popular travel destination but during the holiday season, millions of people flock to New York in December and early January specifically to celebrate Christmas. If you’re planning a trip to New York Cit...

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    Whether you want to save on everyday purchases or earn extra money, in this episode, I’m sharing how you can earn hundreds of dollars in cash back with Rakuten.

    In this episode, we cover: 

  • What is Rakuten?
  • How Rakuten works
  • Ways to get paid through Rakuten 
  • The pros and cons 
  • Earn $30 when you sign up for Rakuten!

    Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less tha...

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    Feeling anxious about a recession? Between high gas prices, soaring inflation, a plummeting market, and food shortages, a lot is happening in the world now. On top of that, lately, there’s been serious talks of a recession. Whether you’re Gen Z and this will be your first recession, or you’re older and have experienced a few, today we’re chatting about how to prepare for a recession. 

    In this episode, we cover: 

  • What is a recession...
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    Where did you learn about money? Did you learn how to manage your finances in school or from your parents? If the answer is no, you're not alone. Millions of people grew up with little to no basic financial knowledge. Whether you learned financial literacy basics through trial and error, books, YouTube videos, or even podcasts, it can be different for future generations. Money no longer has to be a taboo topic. In this episode,...

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    Planning a road trip with a newborn and wondering if it’s a good idea? Last summer, we planned our first family road trip. My mom, Baby K, and I packed our bags and we drove five hours to Saranac Lake in upstate New York. While I wasn’t sure what to expect, I was up for the challenge. In this episode, I share ten helpful tips for planning a road trip with a six-month-old baby. 

    Did you enjoy this episode? Let me know by leaving a r...

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    Are travel guidebooks still worth it? I was first introduced to travel guidebooks a few years ago while traveling solo in Lisbon, Portugal. A new friend I met at my hostel and I considered what we’d grab for dinner when she whipped out a guidebook. Gauging our interests, we quickly found a highly-rated but low-key restaurant off the tourist path. Since then, guidebooks have become an invaluable resource for inspiration and travel p...

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    Climate change is happening all around us. Droughts, flooding, shrinking glaciers, rising carbon dioxide in the atmosphere, and wildfires are all consequences of climate change. At The Wild Center, the Climate Solutions exhibit asks an important question –  what can we do about climate change? 

    In this episode, discover how different people in the Adirondacks (New York) are committing to being part of the solution and ways you can ...

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    Perfect for families and people of all ages, in this narrative-style episode, discover The Wild Center. At this natural history museum in Tupper Lake, learn about nature and the wildlife of the Adirondacks, New York, through outdoor and indoor experiences and exhibits. Some of my favorite outdoor exhibits include walking across the treetops at Wild Walk and viewing art at Forest Music but don’t miss the animal encounters, hiking tr...

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    Before a trip, there is a lot to do. In this episode, we’re focusing on the important but often overlooked financial tasks to complete so your finances are taken care of before departure. Whether you already have a pre-trip financial checklist or haven't considered creating one, here's a list of financial tasks to complete before going on vacation. 


    Pre-Trip Financial Checklist

    Download the Pre-Trip Financial Checklist to...

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    Have you ever considered grants to support your dreams and ideas? Think grants are only for researchers and nonprofits? Think again, my friends.

    In early 2022, I launched a newsletter curating grants and other hard-to-find funding opportunities for U.S. creatives like writers, authors, journalists, podcasters, photographers, filmmakers, and artists. 

    What happened next was shocking!

    Grants For Creators was an instant hit, gaining h...

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    Has anyone else noticed how expensive summer travel is this year? With gas prices hitting digits we haven’t seen before, along with fuel prices driving up the cost of airfare, travel this summer is pricey. So now is a great time to chat about how to save money on summer travel, like tracking flight prices and tapping into your points and miles stash you’ve been hoarding over the last few years. Yeah, I’m looking at you! 

    This episo...

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    How do you find and research hotels? I want to know, after this episode, reply to this tweet and let’s chat about it. Do you get recommendations from TikTok or Instagram? Do you start with a Google search? Or maybe you use online travel agencies (OTAs), aggregators, or meta-search engines? In this episode, I share my process for finding and researching hotels using Tripadvisor hotel reviews. 

    This episode is made possible with the ...

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    Are you ready to buy a house? I’ve teamed up with Citizens Bank for a two-part homeownership series. In Episode 103, we discussed the pros and cons of the most common types of mortgages and how your mortgage can have long-term effects on your finances. In this episode, I unpack why having multiple bank accounts as a homeowner is crucial for better money management and the three bank accounts I recommend.

    Disclaimer: This episode is...

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