The Walters Agency Podcast

Let's Talk About Small Business Insurance

The protection of your small business shouldn't be an afterthought—it's the foundation that allows your entrepreneurial dreams to flourish. Timothy Walters, licensed insurance agent and small business owner, dives deep into the essential coverages that shield businesses from increasingly complex threats.

Most small business owners focus primarily on profitability and ...

How Deep Are Your Pockets? Examining Changes In Deductibles

Rising insurance deductibles are reshaping how we protect our homes and property – and most people won't notice until they're filing a claim. Timothy Walters pulls back the curtain on this important trend that directly impacts your financial security.

Remember when $500 homeowners insurance deductibles were common? Those days are gone. Now, $2,500 minimum...

What Is Life Insurance And Why Should You Have It?

Death is inevitable. Financial hardship for your loved ones doesn't have to be.
Timothy Walters dives deep into the world of life insurance, offering a refreshingly honest look at a subject many people avoid discussing. Drawing from his decade of experience helping families through the claims process, Timothy explains why life insurance isn't really for you—it's ...

What Are The Most Important Factors To Consider While Shopping For Roof Insurance?

Your roof is your home's first line of defense against nature's fury, but do you know if your insurance policy truly has you covered? Timothy Walters of The Walters Agency tackles the critical differences between replacement value and actual cash value coverage that could mean thousands of dollars out of your pocket after a storm.

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What Is Flood Insurance, And How Does It Differ From Homeowners Insurance? 

A dangerous misconception could leave your home completely unprotected when disaster strikes. As Timothy Walters reveals standard homeowners insurance policies simply don't cover flooding—a harsh reality many East Tennessee and Western North Carolina residents learned the devastating way after Hurricane Helene.

"We all live in a flood zone...

Why Is Having The Right Coverage Important?

Protection isn't automatic when you purchase an insurance policy—it's defined by the specific terms, provisions, and exclusions within your contract. Timothy Walters draws back the curtain on this common misconception that leaves many policyholders vulnerable to unexpected out-of-pocket expenses after a claim.

The podcast explores how different life situations require ta...

Are High Value Items Covered Under Standard Policies?

Do you know what's actually covered under your homeowner's insurance policy? Many homeowners are shocked to discover that their most treasured possessions—from vintage guitars and family heirlooms to fine jewelry and artwork—may have little to no protection under standard coverage.

In this eye-opening episode, Timothy Walters tackles the critical gap in protect...

Meet the Host: Timothy Walters Of The Walters Agency

Meet Timothy Walters, the man behind The Walters Agency—a Brightway Insurance franchise serving East Tennessee families, homeowners, and small businesses since 2018. Timothy's path to insurance wasn't a straight line; trained as an educator, he unexpectedly found himself drawn to an industry few people enter "on purpose." Seven years later, what began as a temp...