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June 9, 2025 15 mins

Many people believe they need a 20% down payment to buy a homebut that is simply not true. In this insightful episode of The Wealth Agenda, host and financial coach Tania Brielle Mabrey continues an empowering conversation with real estate expert Symone Smith to uncover the truth behind common home-buying misconceptions.

Symone shares practical strategies that have helped her clients access nearly $600,000 in seller concessions and down payment assistance. From creative financing options to step-by-step education programs, Symone is on a mission to make homeownership more accessible for everyday peopleregardless of where they are starting from.

Key topics in this episode include:

  • The truth behind the 20% down payment myth

  • How seller concessions and down payment assistance work

  • What to do if you are 12 years away from buying a home

  • Why buyer education is a critical part of Symones process

  • How to financially prepare for closing costs and beyond

If you are thinking about becoming a homeowneror supporting someone who isthis episode will equip you with the knowledge and tools you need to move forward confidently.

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