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June 3, 2025 41 mins

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Mortgage rates are unpredictable, buyers are hesitant, and the market is shifting rapidly — but opportunity is knocking. Ready to climb the mortgage mountain with expert insights that can reshape your real estate game?

In this episode, host Vinki Loomba sits down with John Donnelly, Executive Director of Sales at Service 1st Mortgage, to unpack the latest mortgage market trends. From navigating volatile rates and buyer mindset shifts to leveraging smart financing tools.

Key Takeaways:

  • Mortgage rate volatility creates unique opportunities for confident buyers.
  • Use seller concessions to temporarily buy down rates and improve cash flow.
  • DSCR loans offer flexible financing based on property cash flow, ideal for investors.
  • Personal growth and commitment fuel success in real estate and leadership.
  • Pandemic-related payment plan endings may increase housing inventory soon.
  • Hustle and strong networking with proactive realtors unlock hidden opportunities.

🔗 Connect with John on LinkedIn: https://www.linkedin.com/in/thejohndonnelly/ 

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