The Wealth Without Wall Street Podcast

Looking back at the financial decisions you didn’t make in 2024, what could you do differently in 2025? 

In today's conversation, the financial coaches delve into the importance of reevaluating missed opportunities and refining your financial strategy for 2025. With shifting market conditions, it’s time to ask yourself the tough questions: Should you pull money out of retirement accounts? Is infinite banking the right move ...

Is the traditional path to college really the best choice for every student? What if college isn’t the best next step? In this episode, Riley Simpson joins Russ and Joey to share how taking a gap year led to clarity, career success, and personal growth. 

Riley discusses the growing trend of gap years as a viable alternative to college, offering students the opportunity to explore different careers, build skills, and gain se...

Planning to sell your business? You’ve spent years building it—now it’s time to think about the next chapter. In this episode, the financial coaches discuss how to turn the sale of your business into lifelong, tax-free cash flow. They dive into strategies for creating an exit strategy that not only maximizes the value of your business but also shields your sale proceeds from taxes.

They share how using infinite banking and life insu...

What if you could generate $52,000 in passive income in a single month? In this episode, Russ and Joey break down how they made it happen, with roughly $35,000 coming from an unexpected but lucrative source—the land business.

They share how buying raw land, turning it into seller-financed property, and flipping it for profit generated an impressive income stream, and how you can replicate this strategy. Learn how they leveraged ...

Is self-storage a recession-proof investment? In today's conversation, Russ, Joey, and Jamie dive into why self-storage is not just an under-the-radar investment opportunity but one that thrives during challenging economic times. From recession-proof demand to low operational overhead, this passive income strategy could be the key to diversifying your portfolio and securing long-term returns.

The discussion touches on how self-stora...

What happens when you achieve financial success, but the journey isn’t as fulfilling as you imagined? In this episode, JP Newman joins Russ and Joey to share his transformation from hustling to financial success, only to discover that wealth-building is about much more than just accumulating money.

JP opens up about his struggle with finding purpose after reaching financial milestones and how financial literacy and a shift in mi...

Are you confused by direct vs. non-direct recognition in life insurance policies? In today's conversation, Russ, Joey, and the financial coaches break down this critical distinction in infinite banking and what it means for your passive income strategy.

They explore how these recognition types affect your life insurance policy’s dividends when you take a loan and why understanding the difference is key to maximizing your wealth-...

Is your business ready to scale, but your hiring process isn't? In this episode, Steve Graves joins Russ and Joey to share valuable insights on what makes entrepreneurs successful at scaling their businesses. 

Steve discusses the three types of entrepreneurs and how their strengths and weaknesses shape their businesses. He explains how to recognize when your business needs a complementary partner and how to effectively hire...

Can you earn passive income while you sleep by investing in notes? In today's conversation, the financial coaches dive deep into note investing, explaining how it can become a consistent passive income stream for detail-oriented people.

Learn how to buy notes with collateral and create an income stream similar to private lending but with even more control. They also discuss the challenges of note investing, like due diligence an...

What if the path to passive income was literally stacked behind your local warehouse? In this episode, John Wilker joins Russ and Joey to reveal how he turned discarded pallets and overlooked materials into a thriving side hustle generating $2,000+ every morning and how you can, too.

With no employees, no warehouse, and minimal overhead, John walks you through the Simplest Biz model: a high-margin, low-complexity business you ca...

Can you still make real money renting cars in 2025, or is the Turo wave fading? Join Russ, Joey, and Ernie as they examine the current state of the Turo car rental business, weighing the benefits, red flags, and real-life profitability of this investment strategy.

From rising maintenance costs and vehicle depreciation to leveraging the platform’s growing demand, the guys break down what it takes to succeed and who this model is ...

Is the recession already here, and, more importantly, are you ready for it? In this urgent and timely episode, Russ and Joey confront the reality of today’s economic landscape, from surging inflation and skyrocketing credit card debt to market instability and job uncertainty.

They reveal the brutal truth behind traditional savings and retirement plans and why passive income and financial control matter now more than ever. With r...

Is franchising the ultimate passive income strategy, or are you just obtaining another full-time job?

With nearly $1 trillion in annual franchise revenue, it's no wonder many investors consider franchising a viable passive income strategy. But is it truly hands-off, or does it demand full-time commitment?

In today's conversation, the financial coaches discuss the realities of business ownership through franchising with Chad A...

What if you could own a digital asset that pays you every month without lifting a finger? That’s exactly what Luke Van Der Veer did when he discovered the power of website rentals. Instead of trading time for money, he built passive income by ranking websites for local businesses and renting them out like digital real estate.

In this episode, Luke reveals how he went from a soul-crushing 9-to-5 job to owning hundreds of revenue-...

Do you want to invest in real estate without the hassle of managing tenants? Syndications offer a way to build passive income by pooling resources with other investors without dealing with property maintenance.

In this episode,  the financial coaches explain how syndications work, why they fit different Investor DNA profiles, and how to vet deals like a pro. They also discuss common risks and the red flags you must avoid be...

What if you could make money like a bank? Hard money lending is one of the most overlooked passive income strategies, allowing you to earn high returns while protecting your capital with collateral. In this episode, Jason Balin, a seasoned lender with over 4,000 private loans, joins Russ and Joey to discuss the playbook for making money through hard money lending.

You’ll learn whether lending is right for you, the difference bet...

What if you could become the bank and earn passive income with less risk? Private lending is one of the oldest wealth-building strategies, but most people either don’t understand it or think it’s too risky. 

In today's discussion, the financial coaches explain how private lending works, why it aligns with the right Investor DNA, and how to protect your capital with collateral while earning strong returns.

Get ready to he...

Are you paying more in taxes than you legally have to? Many entrepreneurs and investors leave thousands of dollars on the table simply because they don’t know how to leverage tax strategies effectively. 

In this episode, Dr. Nate Salah, a tax expert with 30 years of experience, joins Russ and Joey to discuss the biggest mistakes people make and the simple ways to keep more of your money. From business deductions and the Aug...

What’s the most regrettable money mistake you’ve ever made? Whether it’s a bad investment, a financial scam, or simply not having a plan, we’ve all had moments we wish we could undo. But what if you could learn from the costly mistakes of others before they happen to you?

In today's conversation, the financial coaches share their biggest financial blunders so you can avoid making the same ones. From bad investments and falling f...