The Wealth Without Wall Street Podcast

What if AI could handle 85% of your daily work and free you to focus on the tasks that truly matter? In this episode, Mike Koenigs joins Russ and Joey to discuss strategies for leveraging AI to save time, increase productivity, and grow your business.

Mike shares practical ways to integrate AI into daily workflows, mentioning tools like Wispr Flow, NotebookLM for centralized knowledge, and Claude/Codex for automating processes.

Bey...

Do you want to turn your skills into a business that funds your freedom? In this episode, Zander Fryer joins Russ and Joey to discuss the blueprint for creating a coaching business that generates sustainable income while supporting financial freedom. He shares practical steps for turning expertise into a scalable business, balancing active income with long-term wealth creation.

Zander explains how to structure services, identify id...

Do you want to learn strategies that can save you thousands, protect your wealth, and maximize the return on your investments? In this episode, Russ and Joey sit down with Tom Wheelwright, CPA, author, and expert in tax strategy for investors and business owners, to talk about the different ways smart investors legally reduce their tax burden by leveraging entities, income shifts, and the Internal Revenue Code’s incentives.

To...

Most investors don’t lose money because of bad opportunities. They lose money because emotions drive their decisions. In this episode, Litan Yahav returns to break down the fascinating trends his platform, Vyzer, is uncovering across thousands of investors and billions in tracked assets.

Russ and Joey explore why investors have recently shifted from private investments back into public markets, how emotions are influencing dec...

What if one skill could boost your income by 50% without changing your job, title, or hours? In this episode, Russ and Joey sit down with legendary speaker Joel Weldon, who has been paid over 3,000 times to speak and coach more than 10,000 entrepreneurs, executives, and business leaders. He breaks down why communication is one of the highest-paid skills in business, investing, leadership, and even family life.

Joel also discusses th...

Do you want to know more about the complexities of the Infinite Banking Concept (IBC) and the myths surrounding the so-called "perfect" whole life insurance policy? Today, Russ and Joey continue their series answering questions about IBC.

They go over the truth behind the myths, reveal the risks you’re not being told about, and show you how to design a policy that works for your unique financial goals. The discussion covers th...

Is fractional real estate investing the wealth builder you've been looking for, or does owning rentals still reign supreme? In this episode, Alex Blackwood joins Russ and Joey to talk about fractional real estate investing and compares it with the traditional model of owning rental properties.

Alex, co-founder of a successful investment platform, reveals how fractional ownership provides an opportunity to invest in lucrative proper...

Is there really a perfect infinite banking policy design? In this episode, Russ and Joey break down one of the biggest misconceptions in the IBC world. They explain why policy design should never be cookie-cutter and unpack the growing obsession around 10/90 policy design. They also reveal why maximizing paid-up additions (PUAs) doesn’t automatically create better outcomes.

Using real examples and math, they compare different ...

This guy didn’t have money, experience, or connections, yet he bought a $700K business and walked away with $90K in cash at closing. How did he do it?

In this episode, Russ and Joey sit down with Jason Wright to unpack one of the most unconventional deals you’ll hear. Jason shares how he used a combination of seller financing, bank financing, and creative structuring to make the deal possible despite having no capital, n...

Are you looking for ways to secure your financial future, no matter what the market situation is? In this episode, Russ and Joey share their personal crisis playbook, going over how you can protect your money during times of market instability, wars, or economic crashes. They discuss the three key elements needed to safeguard your wealth during these uncertain times.

Russ recounts his experience during the 2008 financial crisis, whe...

Many business owners and investors believe that forming an LLC automatically protects their assets. But today's guest warns that many LLCs fail under pressure because owners overlook critical protections, which could cost them everything in lawsuits or audits.

In this episode, Aaron Scott Young joins Russ and Joey to discuss why most LLCs fail under pressure. Aaron explains that simply filing paperwork with the state isn’t eno...

Most people think there’s a “perfect” Infinite Banking policy, but what if that belief is exactly what’s setting them up to fail? In this episode, Russ and Joey break down one of the most misunderstood questions in Infinite Banking: Is there such a thing as the perfect policy design? Instead of giving a one-size-fits-all answer, they reveal why the right design depends entirely on your goals, timeline, and f...

Have you ever wondered what actually happens when you lend money for real estate flips? In this episode, Russ and Joey sit down with Matt Strong from Sierra West Funding to talk about the ins and outs of lending money on house flips. Matt shares his approach to mitigating risk and ensuring that his investors’ money is safe.

He explores the three factors to successful private lending and the consequences of chasing higher retur...

What does it really take to build a $100M empire? In this episode, Russ and Joey sit down with Alex and Leila Hormozi to dive into their untold story. Before they were household names, before they built a $100M empire, they were just like many of us– struggling, learning, and figuring things out.

Alex shares how he pivoted from a successful consulting career to opening gyms, eventually leading to the launch of their multimilli...

Many business owners making $1–$2 million annually feel financially secure, but when it comes time to sell, they realize their business isn't worth enough to retire on. In this episode, Tom Shipley joins Russ and Joey to talk about the exit strategy most $1–$2M business owners get wrong. He explains why two-thirds of businesses in this range fail to sell, and how to avoid the “valley of despair” where owners...

Today, Russ and Joey answer the question: How much do you need to start the Infinite Banking Concept? It’s a natural question after hearing about this powerful financial tool.

But there’s a bigger picture here. The real question isn’t about the minimum you can contribute, because let’s be honest, when have you ever gotten maximum results by doing the bare minimum? The key is in understanding the long-term be...

If you're selling property without understanding the full benefits of a 1031 exchange, you might be setting a huge chunk of your investment on fire. In this episode, Scott Saunders joins Russ and Joey to discuss the critical mistakes investors make when selling properties and how they can affect your wealth.

Scott, a 1031 exchange expert, shares his decades of experience in navigating this often-overlooked tax-saving strategy. He e...

Is whole life insurance the right choice for your financial future? In this episode, Russ and Joey break down why whole life insurance is the ideal choice for infinite banking compared to Indexed Universal Life (IUL) or Variable Universal Life (VUL), both of which have gained attention in recent years.

Nelson Nash, the founder of IBC, believed that whole life insurance provides the most reliable and predictable returns, as opposed t...

Are you looking for ways to earn money without working full-time? In this episode, Russ and Joey are breaking down 5 semi-passive income opportunities that require minimal time commitment but can still provide consistent cash flow.

They discuss each opportunity, outlining the startup costs, how much time is involved, and what you can realistically expect in terms of profits. While these businesses aren’t “get rich quick&...