Things Have Changed

Things Have Changed

Hey, we're Things Have Changed. We unpack stories about technology and the ever-changing digital economy. Specifically, the things that will matter in the coming years, and the things that have evolved from the past.


February 5, 2023 25 min

In the past 2 years, inflation has been making headlines all over the world! To add to the higher grocery and utility bills, payments processing companies added on higher fees in 2022.

Now, as an average consumer, you may not notice these increases so much! But small businesses, the backbone of the economy, is once-again feeling the squeeze. 

For a business, it's almost impossible to succeed in today's world without accepting...

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In the previous episodes, we’ve chatted about currencies and how cash was increasingly playing a smaller role, even in fast growing countries like China & India! The disruptor, that helped transition countries into cashless economies: Credit Cards and Debit Cards.

In 2021, transactions on these plastic cards hit $6.7 TRILLION USD. Like many other technology industries, COVID helped accelerate the shift from cash to cashless. For...

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January 22, 2023 29 min

Technology is changing finance in developing countries. The Pandemic turbocharged it. With a staggering 650 million Internet users, India has been one of the biggest winners of digitization and by some degree!

Just a decade ago, India’s millions of small business owners used only cash to transact. Now they use phones. This has been nothing short of a financial revolution, as Mobile payments, powered by a technology called the UPI, h...

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January 15, 2023 24 min

The dollar tumbled to a nine-month low against the euro this past week, after data showed U.S. inflation was easing, prompting bets that the Federal Reserve will be less aggressive with rate hikes going forward. But this isn’t new.. The greenback’s share of global foreign-exchange reserves has extended a two-decade decline, but it’s still used more than all other currencies combined. 

For decades, the dollar has been the worlds most...

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Two months ago, the British government released a “Growth Plan” that talked about tax cuts worth about $45B. That led to a series of events that culminated in Lis Truss going into the history books as the shortest-termed Prime Minister in the UK.

Things are not looking good for the UK economy, with interest rate hikes and soaring inflation! Add to that the Sterling Pound

Specifically, Sterling Pound has fallen against the dollar by a...

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In early 2021 the dollar was near its lowest level in more than five years against a broad basket of currencies

Fast forward to July of 2022, the dollar reached parity with the euro for the first time since 2002! The dollar has been on a tear! climbing by around 20% over the past year against a basket of global currencies, and is at its highest level in 20 years.

  • And this has been a wrecking ball to the global economy!
  • Stock markets a...
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    During the pandemic, the way you’ve eaten has likely changed. Either you ate out less, you cooked more, or you wholeheartedly embraced food delivery such as DoorDash, Deliveroo, Grab, Swiggy or Zomato based on where you live.

    The Food Service industry was worth over $900B in 2021 just in North America and it’s only getting bigger. It’s also changing.. you may have experienced it already - with all sorts of new experiences, like food...

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    One of the highest consumers of electric power are data centers. According to the International Energy Agency (IEA), the data center industry, accounts for approximately 4% of global electricity consumption and 1% of global greenhouse gas emissions. 

    To top it off, the carbon dioxide emissions of data centers are comparable to that of the aviation industry.The data center industry is responsible for more greenhouse gases than commer...

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    Whether you’re streaming "House of the Dragon" on HBO or just chatting with your friends on Whatsapp, both cause a chain reaction and use energy. Today nearly all the world's Internet traffic goes through data centers or DCs for short. and it all the crazy things we do on the internet from cloud computing, AI, self driving to streaming your favourite shows on Netflix.

    There are big costs to running these massive servers!...

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    As of 2022, approximately 95% of organizations are using cloud computing for their work and nearly 85% of companies have deployed their workload on cloud in 2021. Furthermore, with the rising usage of internet and mobile phones & laptops, digitization is flourishing rapidly.

    Cloud computing is clearly here to stay.. and it's still growing.. but what drives the cloud in the physical space?

    To continuously expand the capabiliti...

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    October 9, 2022 1 min

    Hey THC Listeners! Jed has had a family emergency come up and had to fly to the Philippines to take care of family.
    As a result we at THC are taking a short break and we'll have an impressive lineup of  of guests for our awesome listeners when we're back. 

    So stay tuned, as you’ll be treated with an incredible pipeline, of ideas and conversation about the ever-changing digital economy right here starting October 25th.  


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    It’s happening. AWS is no longer the only cloud heavyweight doing business with the US Government. Azure has recently signed a $10 Billion deal with the DoD.

    Gartner reports that AWS is still a better product than most competitors, in terms of what they offer and the quality! But some ask if it's fair that the DoD is only doing business with Amazon, a representation of perpetuating the monopoly Amazon is clinging onto. Amazon an...

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    IBM, Google, Microsoft, and Amazon are all taking the helm for the cloud renaissance. Gartner says that in 2021, spending on public cloud services could go over $330B. All types of industries and even GOVERNMENTS are moving their infrastructure and technology to the cloud.

    There is tremendous opportunity to build on the infrastructure of the cloud. AWS has been the clear winner for a while now, spanning almost 14 years, the margins ...

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    Happy Labor Day Weekend for our American listeners! We hope you have a long and restful weekend!

    We're revisiting some of our episode favorites - and for this week - we're doing the gaming industry!

    In the last decade, the gaming industry has been smashing Hollywood’s earnings out of the park! Just in 2021, the Global “Games Market” had a whopping $180BN in revenue. In fact, Gaming is bigger than Hollywood and the music indus...

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    We're revisiting some of our favorite deep dives with industry experts from past episodes.

    A global transition to clean energy is underway.  What technologies will be essential to this zero emission future?

    Well, Battery costs have decreased significantly - Lithium battery costs have fallen by a STAGGERING 98% in 3 decades! All the growth and investments in renewable electricity are starting to add up, and now the battery industr...

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    THC Turns 2  🎉🎉🎉

    Hey THC listeners!

    Its been 2 years since we started Things Have Changed, and we just wanted to take this time to say thank you for all the love and support!

    We wanted y’all to be more involved with how we create our weekly show, and so, starting from today, we’re going to put out a 1-month challenge until September 15th for you to give us feedback on a couple things:

  • New Podcast Ideas
  • Like &...
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    Since the start of the pandemic, there has been one app that has taken over Social Media. Tiktok is the most downloaded app in the App store & despite being the new kid on the block, the Chinese company is breaking records that the incumbents could only dream of.

    From launch to a billion users, Tiktok only took half the time that Facebook did to get there. It’s insane!

    The company has proven that it can grab attention like no oth...

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    With a historically tight labor market, why are some tech companies laying people off?

    With Inflation not slowing down and the economy showing signs of a possible recession, companies are preparing for the worst. Layoffs are sweeping across American businesses, specifically in growth companies in tech in 2022.

    Shopify, Netflix, Peloton, Tiktok, Robinhood, and Coinbase are only some of the companies that are starting to lay off their ...

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    Airlines globally have cancelled hundreds of flights, citing labor shortages. They blame COVID-19, uncertainty, and the tight labor market for leading causes for flight cancellations and delays.

    The result has been long queues at airports, lost luggage, long layovers, and loads of disappointment.

    It’s gotten so BAD that Heathrow airport, historically Europe’s BUSIEST airport, is now telling airlines to STOP SELLING SUMMER tickets


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    July 10, 2022 50 sec

    Hey THC Listeners! Jed and Shikher will be taking a super short summer break to build the next pipeline of guests for Things Have Changed. Stay tuned on our coverage of the labor market on July 25th!

    As always here at THC, STAY CURIOUS!

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