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June 17, 2025 โ€ข 34 mins

Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle unpack the physical and psychological impacts of a falling rate environment, what buyers need to know right now, and the smart (and risky) choices many Aussies are facing. They touch on:


๐Ÿ‘‰๐Ÿฝ how much repayments could drop with more cuts

๐Ÿ‘‰๐Ÿฟ the mental shift of feeling โ€œricherโ€ and its risks

๐Ÿ‘‰ when it does make sense to sell an investment property

๐Ÿ‘‰๐Ÿผ why some investors are holding tight (and why some arenโ€™t)

๐Ÿ‘‰๐Ÿฝ how much your borrowing power may increase per rate cut

๐Ÿ‘‰๐Ÿพ a warning about fixing your loan right now


Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au


Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


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