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May 9, 2023 31 mins

With the recent bank failures, many people and businesses throughout the U.S. are wondering what the future may hold for the banking industry. That’s why we’re talking with Sayee Srinivasan, Chief Economist and Head of Research for the American Bankers Association. Hear what he had to say about the state of the banking sector, the importance of micro vs. macro trends, why businesses should build a relationship with their bank, FDIC coverage, and much more.

Topics Include:

00:00 – Welcome, Sayee Srinivasan 00:58 – Introduction to the American Bankers Association 05:25 – The economy based on banking data 07:39 – Micro vs macro trends 09:27 – Should we be worried about the banks? 11:08 – The state of the banking system 12:11 – Building a relationship with your bank 14:32 – Questions you should be asking 16:32 – Regulatory requirements 17:56 – Finding data on banks 19:12 – FDIC coverage 23:14 – Competitive non-bank entities 26:19 – Interest rate outlook 30:53 – Wrap up

Have a guest or topic you’d like to suggest for the show? Submit your ideas at https://pages.paychex.com/business-podcast-requests.html.

DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

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