The Death of the 401(k): Why Traditional Retirement Plans Are Broken

In this eye-opening episode of The Ultimate Wealth Podcast, host Derek Passalaqua sits down with retirement strategist Ryan Matthews to dismantle one of the biggest lies in personal finance: the 401(k. You've been told it's the "safe" way to retire. But behind the curtain lies a broken system that benefits everyone except you — hidden fees, tax traps, market volatility, and a complete lack of control. Together, Derek and Ryan expose the truth about how this outdated model is quietly robbing hard-working people of their future freedom — and lay out a new path toward cashflow, control, and long-term security using smarter, modern financial strategies the wealthy have been using for decades. This isn't theory. It's real talk. And it might be the most important financial conversation you've ever heard. If you're tired of handing your financial future to Wall Street, this is your wake-up call.