In this no-holds-barred solo episode, Chris Craddock unleashes a passionate take on the newly proposed 50-year mortgage—and why the backlash from real estate professionals might be missing the point entirely. With firsthand stories of scraping by financially, and hard-won insights from years in both ministry and real estate, Chris breaks down why homeownership at any cost is better than being locked out forever.
Key Takeaways:
- The 50-year mortgage is not a scam—it’s an OPTION, and options are powerful.
- Most real estate pros project their own financial goals onto clients, creating unnecessary judgment.
- Appreciation—not just principal paydown—is what builds generational wealth.
- Time in the market matters more than timing the market.
- The average homeowner has 48x the net worth of the average renter.
- Buying anything, even with a long-term note, beats renting for life.
- Gatekeeping homeownership is only widening the wealth gap.
- Real estate agents should be educating, not shaming.
Connect with Chris:
- Instagram: @craddrock
- Facebook: Chris Craddock Business
Resources
🏠 The Redux Group: hire or refer Chris’s Real Estate Team Serving Northern VA & Richmond VA, Washington DC, and Maryland
⚡ DMV Agents, Join Our Team: Agent Opportunities with The Redux Group
🧠 Worldwide Agent Mastermind: Join the Uncommon Real Estate Community Facebook Group
💰BEST Text Marketing Automation Software: let the power of AI bring your dormant leads to the surface so you can spend more time closing deals!
🧑🎓AGENTS, get a 25% discount on your pre-licensing and continuing education from The CE Shop with promo code UNCOMMON25 but only if you go through the link here.
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