The Dark Side Of The ‘One Big Beautiful Bill’

In a preface to the points I am about to make, I want to be clear about one thing. I am in full support of each of the measures passed in the One Big Beautiful Bill. In fact, I believe that some provisions didn’t go far enough when it comes to the sovereignty of citizenship and the outrageous amount of taxes that are forced upon the American people. To the latter point, I believe we are at a time in American history where we have returned to the beginning, in terms of taxation. Abolishing the income tax and replacing it with a carefully constrained consumption tax eliminates political corruption and taxes people according to their means better than any progressive income tax ever could.

But that’s a subject for another day…

The "One Big Beautiful Bill Act" (OBBBA), signed into law by President Donald Trump on July 4, 2025, was touted as a triumph for American workers, families, and seniors. Packed with tax relief measures and innovative programs, it promised to alleviate financial burdens and champion domestic priorities. Yet, beneath the fanfare lies a treacherous flaw: many of its most critical provisions are set to expire, conveniently timed around the end of Trump’s second term in 2028 or shortly after.

This is no oversight but a deliberate act by Congress—specifically obstructionist Democrats—who blocked permanent implementation, betraying the American public for perceived political leverage. By allowing these provisions to lapse, Congress ensures the return of higher taxes and lost benefits, treating Americans as pawns in a shameless political game.

The OBBBA includes several taxpayer-friendly measures, but their temporary nature undercuts their value. The tax deduction for tips and overtime pay provides relief for tipped workers (up to $25,000 in qualified tips) and hourly workers earning overtime (up to $12,500), targeting individuals or joint filers with incomes below $150,000 or $300,000, respectively. This support for service and blue-collar workers is set to expire at the end of 2028.

Likewise, the increased State & Local Tax (SALT) deduction, which raises the cap from $10,000 to $40,000 for taxpayers earning up to $500,000, aids residents of high-tax states like New York, Illinois, and California but reverts to its restrictive limit in 2030.

The deduction for auto loan interest on vehicles assembled in the United States, aligned with Trump’s “Made in America” agenda, also expires in 2028, as does the increased standard deduction ($750 for individuals, $1,500 for married couples, and $1,125 for heads of household), which offers temporary relief to the 90% of taxpayers who rely on it.

The Trump Accounts program, providing a $1,000 government-funded deposit for newborns between 2025 and 2028, with tax-deferred contributions up to $5,000 annually for education, job training, or home purchases, is limited to children born in that four-year window, ending abruptly in 2028.

But perhaps most egregious is the expiration of the additional standard deduction for seniors—$6,000 for those aged 65 and over with incomes not exceeding $75,000 (single) or $150,000 (couples)—designed to offset taxes on Social Security