On this powerful BWAARP edition of Urban Family Focusโour Black Wealth Attainment & Retention Programโwe're diving deep into a critical topic that too often gets overlooked: insurance.
Our guest, Harold W. Dickens II, is the Owner of HWD Adjusting Company and a Public Insurance Adjuster with over 30 years of experience. Harold is a trusted advocate for homeowners and business owners, helping them recover what theyโre rightfully owed. Unlike insurance companies, he works for the policyholder.
A former licensed general contractor, expert witness, and insurance consultant, Harold brings unmatched knowledge, real-world insight, and a passion for empowering our community. He also serves as Board Chair of the L.A. Southwest College Foundation and has been a leader in several civic and professional organizations including PCAPIA, NAPIA, GLAAACC, and local Black Chambers of Commerce.
Harold broke down ๐ช๐ต๐ฎ๐ ๐ฌ๐ผ๐ ๐ก๐ฒ๐ฒ๐ฑ ๐๐ผ ๐๐ป๐ผ๐ ๐๐ฏ๐ผ๐๐ ๐๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ claims โ from fire and water damage to business interruption. Plus, he brought along his brother, ๐๐ต๐ฎ๐ฟ๐น๐ฒ๐ ๐๐ถ๐ฐ๐ธ๐ฒ๐ป๐, which they are commonly referred to as, ๐๐ฉ๐ฆ ๐๐ช๐ค๐ฌ๐ฆ๐ฏ๐ด ๐๐ณ๐ฐ๐ต๐ฉ๐ฆ๐ณ๐ด, who shared valuable insights on navigating the insurance process.
This episode is a must-listen if you own property, run a business, or simply want to protect your assets and build generational wealth.
Whether you're tuning in for insights, solutions, or a dose of motivation, The Urban Family Focus Podcast is your destination for meaningful talk that matters. Subscribe today and be part of the movement to uplift, educate, and transform our futureโone conversation at a time. Rev. Jerrold Smith is a Life Coach, Addiction Counselor, and seasoned media professional dedicated to uplifting urban families through faith, wellness, and empowerment. As host of Urban Family Focus, Rev. Jerrold brings decades of experience in community leadership, marketing, and ministry to the micโoffering real conversations, expert insight, and inspiring stories that spark meaningful change. His mission is simple: to amplify voices that matter and build stronger, healthier communitiesโone episode at a time. ๐๏ธwww.UrbanFamilyFocus.com ๐๏ธhttps://www.instagram.com/urbanfamfocus/ ๐๏ธhttps://www.facebook.com/UrbanFamilyFocus ๐๏ธhttps://x.com/UrbanFam_Focus
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