Wealth Para Todos: Financial Security through Self-Care

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, addresses the complexities of family planning and financial considerations.

Inspired by a listener's question, Soledad shares their personal journey of becoming a parent, the financial challenges they faced, and the importance of community support. The episode covers the unique financial aspects fo...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, delves into the concept of scarcity wounds and their impact on financial wellness and self-care.

Soledad explains the difference between real scarcity and internalized scarcity, and how both can coexist. They shares strategies for healing scarcity wounds through awareness, nervous system regulation...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino discusses the concept of parentification and its impact on financial security.Parentification occurs when children take on adult responsibilities prematurely, either instrumentally or emotionally.

The episode explores how this dynamic can both positively and negatively affect financial habits and attitudes in adulthood. Soledad shares persona...

In this episode of Wealth Para Todos, host Rita Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, explains how negative thoughts about personal finance, termed 'Trickster Traitor Trash Thoughts,' hinder financial success. They share methods to identify these thoughts, understand their origins, and replace them with 'Playful Pleasant Pensamientos,' which encourage proactive financial b...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, shares their experience of manifesting the purchase of their first home. They introduce the high vibe, high desire, high belief framework for manifestation, learned from their coach Dr. Norma Reyes.

The episode delves into the importance of aligning emotions, desires, and beliefs with one's...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino addresses the challenge first-generation wealth builders face in balancing family support with personal financial goals. Soledad introduces the concept of a 'Loved One Emergency Fund' as a solution to provide financial help to loved ones without jeopardizing one's own financial stability.

The episode outlines the importance of such a fund, di...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American financial coach, addresses the complexities of money conversations beyond romantic partnerships.

Soledad discusses their own mistakes, such as imposing financial advice and handing over money without boundaries, and shares successful strategies like creating a "Loved One Emergency Fund" and budgeting with joy.

They introduce...

In this deeply personal episode of Wealth Para Todos, host Rita-Soledad Fernandez-Paulino, a queer Mexican-American money and self-care coach, explores the detrimental effects of hyper independence on financial security and overall wellness.

Reflecting on their own life experiences, Soledad explains the distinction between hyper independence and interdependence and how the former can sabotage financial progress and emotion...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, explores the common feeling of guilt after spending money. They share personal experiences and provides actionable tips on defining what 'too much' means for you, setting realistic budgets, and collecting data to spend guilt-free.

Soledad emphasizes the importance of planning and reflecting...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino shares their P.A.I.D. off method to help Black, Indigenous, people of color, women, and LGBTQ+ folks confidently manage and pay off debt sustainably.

Soledad emphasizes the importance of leveraging debt strategically without sacrificing wellness. The P.A.I.D. off method involves four key steps: Pulling your credit report, Assessing your cash flow, In...

In this episode of Wealth Para Todos, host Rita Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, discusses the crucial difference between reactive and proactive self-care.

They explain how proactive self-care involves intentional, regular practices to promote wellness, whereas reactive self-care is often done out of desperation. The episode discusses the D.I.V.E.R.S.E. Self-Care framework...

In this episode of Wealth Para Todos, host Rita Soledad Fernandez Paulino addresses how to decide when to invest in personal development, considering limited cash flow, responsibilities, and systemic pressures.

They share their journey from being a public school math teacher in New York City to becoming a successful entrepreneur, detailing the free resources and low-cost strategies they used for professional ...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino addresses a listener's question about how to convert a traditional 401k to a Roth 401k. Soledad explains the basics of traditional and Roth retirement accounts, including their pros and cons, tax implications, and strategic planning for conversions. The episode also emphasizes the importance of financial literacy and offers practical steps for i...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, emphasizes the importance of mid-year financial check-ins for business owners, particularly for Black, Indigenous, people of color, women, and LGBTQ+ individuals.

Soledad discusses their own journey in establishing Wealth Para Todos, LLC, and shares their experiences with pride and challeng...

In this episode of Wealth Para Todos, hosted by Rita-Soledad Fernandez Paulino, learn the importance and benefits of conducting a mid-year financial check-in.

Soledad, a queer Mexican-American money and self-care coach, guides listeners through 15 compelling reasons to take stock of their finances mid-year. These reasons include reviewing income, savings, and debt payoff plans, reconnecting with financial goals set in Janu...

In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, discusses the importance of understanding one's relationship with debt to ensure financial wellness. 

They introduce three debt personalities: 'No Debt Noa,' who avoids debt at all costs; 'Swipe Now Sammy,' who uses debt without a clear plan; and the ideal, 'Leveraging Luna,' who uses debt as a strateg...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino addresses D.I.V.E.R.S.E. self-care strategies to maintain resilience and well-being amidst ICE raids and systemic inequities.

Originally planned to discuss leveraging debt, the episode shifts focus to help BIPoC, women, and LGBTQ+ individuals manage financial and emotional challenges during crises. Rita-Soledad shares personal experiences and...

In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, shares their journey from financial insecurity to pursuing early retirement.

They discuss stages nine and ten of financial security, the importance of creating financial flexibility, and how to balance the pursuit of financial independence with living a joyful and fulfilling life. 

Soledad emphasizes the significa...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, guides listeners through the transition from Stage 7 to Stage 8 of financial security.

Soledad explains the importance of building a three to six-month emergency fund, eliminating high-interest debt, and increasing retirement contributions to 15%. The episode addresses common feelings of ov...